Amex Rose Gold: How to Make the Most of It

5 Min Read | Last updated: November 7, 2024

The American Express^® Gold Card lets you choose the Card design that fits your style while earning Uber Cash and benefits across dining and travel.

At-A-Glance

When applying for the American Express^® Gold Card, you can choose the Card design that suits your style: Gold and Rose Gold. Plus, the Gold Card now comes in a Limited Edition White Gold design, available while supplies last.
No matter which Card design you select, the Gold Card comes with a $325 annual fee¹ and offers benefits across eligible dining and travel purchases.
The Gold Card’s top-notch benefits include 4X Membership Rewards^® points on restaurants worldwide, plus takeout and delivery in the U.S., on up to $50,000 in purchases each year, and more.

Welcome to the new gold standard: Choice. Reward your appetite for life with the American Express^® Gold Card’s top-shelf benefits, available in radiant Rose Gold and a Limited Edition White Gold too so you can choose the Card design that best matches your taste and style.

Here’s a closer look at how the Gold Card can reward your appetite for everyday life and more – no matter which Card design you choose.

Terms apply to all benefits listed below. Benefits are subject to change.

Why Do People Choose Amex Rose Gold?

People with a particular sense of style have been drawn to rose gold ever since Carl Fabergé first used it in his famous jeweled Eggs more than a hundred years ago. The copper-infused, pink-hued alloy has come in and out of style ever since given what fans consider its vintage appeal and comforting aura.

But it’s not just the color of the Rose Gold Card that creates its allure, nor just its sleek form factor or the satisfying “clink” when tapped on a counter. The Gold Card’s benefits stand out just as much as its exterior. And those benefits are the same no matter which Card design you go for.

Rose Gold American Credit Card in a hand of a person in front of a table full of food

Gold Card Benefits

Whether you like to host home-cooked dinners, grab takeout through Uber Eats, or tour top restaurants around the world, the Gold Card can help you earn in style. Let’s take a look at the features that come with the Card:

Earning points.

Card Members can earn Membership Rewards^® points that can be redeemed for travel, gift cards, and more:

4X Points on restaurants worldwide, plus takeout and delivery in the U.S., on up to $50,000 in purchases each year.
4X Points on groceries at U.S. supermarkets, on up to $25,000 in purchases each year.
3X Points on flights booked directly with airlines or on AmexTravel.com.
2X Points on prepaid hotels and other eligible travel – such as prepaid car rentals, vacation packages and cruises when you book through AmexTravel.com.

Tip:

To learn more about earning points with the Gold Card and the different ways you can redeem them, read American Express^® Gold Card – Points and Rewards.

Credits and extras.

Points are only part of the equation. Card Members can also get:

$120 Uber Cash: Add the Gold Card to your Uber account and you’ll automatically get $10 in Uber Cash every month to use on eligible orders with Uber Eats and rides with Uber in the U.S. Enrollment required. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
NEW $100 Resy Credit: Create a Resy account to discover and book new restaurants to love. And, after you pay with the Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases, you can get up to $100 back annually. Enrollment required through your Card Account.
NEW $84 Dunkin’ Credit: Earn up to $7 in monthly statement credits after you pay with the Gold Card at Dunkin’ locations. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
The Hotel Collection: And if you love a good getaway, check out The Hotel Collection. With The Hotel Collection, you can receive elevated benefits that offer an average total value of $150 at more than 700 hotels – including a $100 complimentary credit and a room upgrade.
Please note the average total value of $150 is based on The Hotel Collection bookings in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

How to Use Uber Cash

What Is Uber Cash?

Uber Cash is a payment option that can be used to pay for Uber Eats and rides in the U.S.

How Does Uber Cash work?

If you add the Gold Card to your Uber account, $10 in Uber Cash will be deposited into your Uber account every month. Otherwise, you can purchase Uber Cash within the Uber app or redeem Uber Cash through gift cards. You can check your Uber Cash balance by choosing Wallet from the menu in the Uber app.

How to Use Uber Cash

Using Uber Cash is straightforward:

Log into your Uber app and create an order, whether that’s ordering a ride or using Uber Eats.
On the checkout screen, select Uber Cash as your payment method. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
Review and place your order.

If you don’t have enough Uber Cash to cover the cost of your purchase, you can cover the remainder with your default payment method.

And lastly, the Gold Card offers various extra benefits, including:

More Ways to Pay. The Gold Card comes with flexible payment options that provides Card Members with more control. Pay Over Time lets you carry a balance with interest up to your Pay Over Time Limit, while Plan It^® lets you select large purchases to split into equal monthly installments with a fixed fee. You can choose either option or pay in full each month.
Send & Split^®: After enrolling in the feature, Amex Card Members can link their Venmo and/or PayPal accounts and then send money, split purchases, and track it all – right in the Amex App.
Amex Offers. Get rewarded at the places you love to eat, shop, travel, and more. Add Amex Offers to your eligible Card right from the Amex App and earn rewards on qualifying purchases.²

Choose the Card Design For You

If the subtle-yet-stylish metallic pink hue of Rose Gold isn’t your color, remember: choose the Gold design and you’ll get all the same benefits with a classic Amex look. It’s only the Cards’ exteriors that differ, so you can pick the one that suits your style.

And don’t forget, the Gold Card now comes in a Limited Edition White Gold design, available while supplies last.

The Takeaway

If you’ve been looking for a rosier way to stand out, you’re in luck. The Gold Card rewards you for enjoying your everyday life, from dining and grocery shopping to riding in style with Uber. And no matter which Card design you select, the Gold Card comes with all the same great benefits.

¹ For more on Rates and Fees for the American Express^® Gold Card, click here.

² For more on Offer and Benefit Terms for the American Express^® Gold Card, click here.

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Megan Doyle is a business technology writer and researcher whose work focuses on financial services and cross-cultural diversity and inclusion.

All Credit Intel content is written by freelance authors and commissioned and paid for by American Express.

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The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.