Modern Insights on Credit Cards

To help find a card that’s a good financial fit, watch out for these six credit card red flags – like unnecessary fees and rewards that expire.

Knowing the types of gift card scams and tips to avoid them can help keep you safe from this increasingly common form of fraud.

All credit cards have expiration dates, but why? Here’s what to know about how long credit cards last, why they expire, and what happens after they expire.

Identity theft may be more common than you think. Here are 10 important things to know about identity theft, including how to prevent it and what to do if it happens.

Wondering how to tell if a website’s legit? Here are some things you should look for. Learn how to make informed choices and protect personal information online.

Text alerts are a useful tool to keep financial accounts safe from fraud. Learn how to use them, and how to avoid being used by fraudsters.

Phishing scams that aim to steal your information remain extremely common, but basic precautions can help you spot them and avoid falling for them.

Identity theft can be a costly hassle that affects millions of Americans. Here are 7 common identity theft techniques and related tips to help protect you from each.

A new credit card must be activated before you can use it. Each card issuer might have its own set of activation instructions, but the process is usually quick.

It’s not always possible to find a lost credit card. The good news is that getting a replacement card is usually a simple, straightforward process. Here’s what to do.

You can dispute an erroneous or fraudulent credit card charge. Learn what steps you should take and see when you should go about disputing a charge.

Credit card numbers may seem random, but each digit serves a specific purpose, like identifying the credit card issuer, the card network, and more.

Using credit cards online requires knowing how to protect yourself from cybersecurity risks. Most card issuers and merchants can help keep you safe.

Elderly fraud is on the rise as older adults shift online. Here are tips to protect against scams targeting seniors' finances and ensure their security.

Learn how to report credit card fraud. See steps you can take to protect your finances and important things to consider when reporting credit card fraud.

Learn how to protect yourself from credit card fraud, including website security, and warning signs to look out for. See what to do if you suspect fraud.

Explore the benefits of credit cards with no annual fees, including money-saving features and rewards like cash back and travel points. Choose the one right for you.

See what happens when you max out a credit card, including the impact on your financial health and credit score. See how to handle a maxed-out card.

Planning your holiday shopping list? Learn how using the right credit card when holiday shopping online can help you boost seasonal savings and earn rewards.

There are many different types of cash back credit cards. Explore all to find the best credit card that fits your needs and pocket.

Your credit score is an important part of getting approved for a credit card. Considering factors like rewards, Annual Percentage Rates (APR), and fees can help you weigh the right credit card for your credit score.

Explore the latest holiday shopping trends, including immersive digital experiences, increased mobile shopping, and a rise in local support. Happy Holiday Shopping!

It takes 3 steps to get and use an instant approval credit card – which is different from credit card pre-approval. Learn how to apply for one online.

Zero interest credit cards can help you save money, but make sure you choose wisely. Follow these rules to avoid penalties in the future.

Compare a variety of Delta SkyMiles® American Express Credit Cards to find the Card with the right travel benefits for your lifestyle.

Cash back rewards and travel points are two enticing benefits to consider when searching for the “best” credit card for you. Here’s what to know.

Learn whether you can buy a money order with a credit card. See how to go about buying a money order and what you should know if you're planning to buy one.

The American Express® Gold Card lets you choose the Card design that fits your style while earning Uber Cash and benefits across dining and travel.

See the difference between debit and credit cards. Review the pros and cons of debit cards vs. credit cards and see which one’s right for you.

Understand how different types of credit cards cater to specific needs. Choose from travel rewards, cash back, and more to find a credit card that’s right for you.

The best credit card for entertainment purchases is the one that most matches your lifestyle. Learn more about the benefits and perks of these credit cards.

What does 0% APR mean? See how to use a 0% APR (Annual Percentage Rate) credit card to save on interest during the introductory period.

Choosing between a gas credit card or an airline miles credit card can be simple for some and challenging for others. Here are the benefits of each.

Using a no-annual-fee card with a low or 0% intro APR can help you save money, while annual fee cards can also offer savings in rewards like travel perks or cash back.

Learn how you can get the most out of your balance transfer credit card. See tips to help you save on interest charges and regain control of your finances.

Getting your first credit card is a big moment. If you're thinking of getting a credit card for the first time, see important considerations and how to apply.

See credit cards for seniors, and see how you can find a credit card that meets your needs. Choose from cash back cards, travel rewards cards, and more.

The best dining rewards credit card depends on your spending habits and preferred rewards. Choosing the right dining card can help you elevate your dining.

Discover how to identify and avoid credit card skimmers to help protect yourself from fraud. See what you can do if your card has been skimmed.

Pending transactions are authorized charges that haven’t been fully processed yet. Learn how long pending transactions typically take to process.

Learn what a cash advance on a credit card is, its advantages, drawbacks, and responsible usage, and when to consider using a cash advance.

Calling a credit card reconsideration line might change the outcome of a rejected card application, but it’s not guaranteed. Learn more.

A credit card grace period is the amount of time between your statement closing date and payment due date. It’s typically at least 21 days, but it will vary.

You can’t track the physical location of a credit card. However, you may be able to monitor your purchase history online or with your card issuer’s app.

Upgrading a credit card can help you access better features and rewards. Learn how to upgrade your credit card.

Some bills can be paid by credit card, including utilities, cell phone service, and subscriptions. But there are a few exceptions. There may also be fees that apply.

A credit card refund happens when the cost of the returned item is credited back to your account. See how credit card refunds work and how long they typically take.

Lenders don’t usually accept car payments made by credit card. While there may be workarounds, you might be charged additional interest and fees.

Explore the best practices for managing credit cards effectively to avoid credit card debt, improve your credit score, and maximize rewards and benefits.

Discover how digital wallets work, the benefits of using them, and practical tips for using them securely for online and in-person transactions.

Learn how your credit card PIN adds security to your transactions. See how to set up and use your PIN effectively for cardholder verification.

The ideal number of credit cards to have depends on your specific financial situation. Explore the impact of having multiple credit cards here.

Here are a few tips on how to use your credit card responsibly and how to use a credit card to build credit.

See what happens if you default on a credit card, including late fees, potential credit score damage, and more.

Learn about billing cycles for credit cards, including their duration, billing dates, payment due dates, and how they can affect your payments.

Tipping with a credit card is fast and easy. Learn how to tip with a card, plus see how to easily calculate and adjust tips when paying by card.

Understanding the difference between the statement balance and the current balance on a credit card can help you to manage your payments.

Credit cards don’t use routing numbers like checking and savings accounts do. Instead, credit card transactions use credit card numbers.

Discover the meaning of prequalified vs. preapproved, two terms that are sometimes used interchangeably but may have different meanings, depending on the card issuer.

Can you pay a credit card with a credit card? The answer is no, but there may be alternatives, including a cash advance, balance transfer credit card, or loan.

A provisional credit is a temporary credit applied to your account while a dispute is investigated. Its permanence depends on the outcome of the investigation.

It’s not typical, but someone else may be able to pay your credit card bill. Likewise, you may be able to pay someone else’s bill. See how it works.

Discover the surge in contactless payments, offering convenience and security through tap-to-pay technology and mobile wallets for faster and safer transactions.

The definition of a finance charge is an interest charge or other fees associated with using a credit card. Learn more about credit card finance charges and how to avoid some of them.

Your credit card statement reveals what you need to know to help stay on top of your finances, such as your overall balance, minimum payment due, and due date.

Find out why your credit card declined and how to help prevent it. Get insights on reasons for card declines and see tips to protect your account.

Understanding how credit cards work can help you use them to your best advantage. Peek behind the curtain of credit cards’ complex workings.

Find out what happens if you miss a credit card payment, including fees and potential impact on your credit score. See strategies for managing missed payments.

Find out whether you should cancel or keep unused credit cards for a healthier financial future. Learn how they can impact your credit score, financial habits, and more.

Wondering about the Amex Gold Card annual fee? Here’s an overview of what it would cost for you – and any additional Card Members – to carry the Gold Card.

Learn the steps involved in changing your name on your credit card after a name change, as well as the typical documentation required and the general process.

Whether you select the credit or debit option when making a purchase, the funds will still be taken from your account. See whether it impacts your credit.

Learn how you can increase your credit limit and boost your credit score. Explore the different pros and cons of credit limit increases.

A credit card balance is the total amount that you owe your credit card issuer. Learn what a credit card balance is and how it’s calculated.

Learn what a credit card minimum payment is, how it works, and how it’s calculated. See what happens if you only make your card’s minimum payment.

Credit card fees may include annual fees, cash advance fees, late fees, and more. Learn about common credit card fees and how to save on them.

Learn how to swipe a credit card for smooth transactions and to help prevent errors. See other ways that you may be able to use your credit card as well.

A balance transfer could help you save on interest. However, if you don’t have good credit, or know you’ll struggle with payments, it may not be a good option.

When the Federal Reserve raises or lowers interest rates, credit card interest rates adjust too. Why? Learn how the Fed’s interest rate policy influences credit cards.

A balance transfer can take between two days and six weeks to complete. However, this will vary, depending on the financial institution and its process.

The benefits and rewards of a credit card can be worth more than the annual fee. Discover if paying a credit card annual fee is worth it for you.

Wondering at what age you can get a credit card? In order to apply for a credit card, you’ll need to be at least 18 years old.

Cash back credit cards have become so popular that there are many to choose from. Learning how they work can help you find the options that are right for you.

You have to meet a few conditions to apply for a credit card. Read more for factors to consider before applying for a credit card & take a well-informed decision.

Paying your card balance in full keeps interest and debt at bay, but choosing to pay over time can afford financial flexibility when paying off major purchases.

Learn about the potential trade-offs involved in closing a zero-balance credit card, as it may influence both your credit score and long-term financial health.

A credit card offers a convenient way to make everyday purchases. See what you can use your credit card for and tips for responsible credit card use.

Before you apply for a credit card, you'll want to know which options are available and how they work. Learn more about the different types of credit cards.