Debt Management Tips & Resources

Tips and resources to help you manage your personal debt.

FEATURED ARTICLES

Is Using a Reverse Mortgage a Good Idea?

 

Reverse mortgages can be a good way to fund your retirement – but usually only in a narrow set of circumstances. Otherwise, they may be an expensive way to borrow money.

How to Calculate Interest Rates

 

Calculating interest rate can be complicated and confusing. Here are a few simple steps to calculate interest rate and credit card interest.

What is APR and How to Calculate it

 

Learn what annual percentage rate (APR) is, how to compare different types of APR and how to calculate it.

WHAT'S NEW

What Is a Lien?

 

A lien is a legal claim against assets that may be used as collateral in order to repay a debt. Learn how liens work and how to remove them.

Promissory Note: What Is It and How Does It Work?

 

The promissory note can be a useful tool when it comes to lending and borrowing as it helps to keep all parties in alignment. Learn how a promissory note works.

Fixed APRs vs Variable APRs

 

Know the difference between fixed and variable rate APRs before taking out a credit product. Here’s a look at how fixed APR and variable APRs work.

ALL UNDERSTANDING DEBT ARTICLES

The promissory note can be a useful tool when it comes to lending and borrowing as it helps to keep all parties in alignment. Learn how a promissory note works.

A lien is a legal claim against assets that may be used as collateral in order to repay a debt. Learn how liens work and how to remove them.

Credit card debt is on the rise. Look into the numbers behind average U.S. credit card debt and how it increases with age.

Find out whether refinancing your mortgage is a good idea to provide the cash you need to tide you through an economic downturn.

Debt consolidation can help simplify your finances and reduce monthly payments. Learn how you can consolidate debt with these 9 steps.

Learn how debt management programs can help you get out of debt faster, how they might impact your credit score, and the role of non-profit credit counselors.

If you wonder what happens to your debt when you die, here’s a look at the basic rules and various exceptions to the rules.

Over your lifetime, you’ll probably use various types of debt for different purposes. Here are the key features of the main types of debt.

Debt consolidation can simplify your life and help you gain more control of your finances by consolidating some of your monthly bills into a single loan.

Calculating interest rate can be complicated and confusing. Here are a few simple steps to calculate interest rate and credit card interest.

Reverse mortgages can be a good way to fund your retirement – but usually only in a narrow set of circumstances. Otherwise, they may be an expensive way to borrow money.

Learn what Annual Percentage Rate (APR) is, how to compare different types of APR, and how to calculate it.

Conventional loans, such as conforming and jumbo loans, are the most common home mortgages in the U.S. Here are the key features of each type.

A car title loan uses your vehicle as collateral. They’re small, short-term loans that can be easy to get, but can be costly. Learn how they work.

Know the difference between fixed and variable rate APRs before taking out a credit product. Here’s a look at how fixed APR and variable APRs work.

Debt-to-income ratio, or DTI, can play a key role in your ability to borrow money. Understanding your debt-to-income ratio can help you manage your overall finances.

There’s an array of mortgage types to choose from, 

with different down payment requirements, 

interest rates, and monthly payments.

The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.