Modern Insights on Credit Cards

To help find a card that’s a good financial fit, watch out for these six credit card red flags – like unnecessary fees and rewards that expire.

Knowing the types of gift card scams and tips to avoid them can help keep you safe from this increasingly common form of fraud.

All credit cards have expiration dates, but why? Here’s what to know about how long credit cards last, why they expire, and what happens after they expire.

Identity theft may be more common than you think. Here are 10 important things to know about identity theft, including how to prevent it and what to do if it happens.

Wondering how to tell if a website’s legit? Here are some things you should look for. Learn how to make informed choices and protect personal information online.

Protect yourself from credit card fraud by using technology, statement and credit report reviews, and recognizing common fraud tactics.

Learn how to report credit card fraud and protect your finances. Here are some things to consider when reporting credit card fraud to take action against unauthorized transactions.

Text alerts are a useful tool to keep financial accounts safe from fraud. Learn how to use them, and how to avoid being used by fraudsters.

Phishing scams that aim to steal your information remain extremely common, but basic precautions can help you spot them and avoid falling for them.

Elderly fraud and scams are on the rise, as older adults shift online in a big way – and so do scammers targeting their finances. Here are tips to protect against senior fraud.

You're legally entitled to dispute erroneous or fraudulent credit card charges. Learn how to do it and what your rights are during and after the investigation.

If you use credit cards online, it’s important to learn how to protect yourself from common cybersecurity risks. Most card issuers and merchants can help keep you safe, too.

Identity theft can be a costly hassle that affects millions of Americans. Here are 7 common identity theft techniques and related tips to help protect you from each.

A new credit card must be activated before you can use it. Each card issuer might have its own set of activation instructions, but the process is usually quick.

It’s not always possible to find a lost credit card. The good news is that getting a replacement card is usually a simple, straightforward process. Here’s what to do.

Credit card numbers may seem random, but each digit serves a specific purpose, like identifying the credit card issuer, the card network, and more.

The best dining rewards credit card depends on your spending habits and dining preferences. Learn how choosing the right card can help you maximize dining benefits.

Choosing between a gas card or an airline miles reward card can be simple for some and challenging for others. Here are the benefits of each to aid your decision.

Explore the benefits of credit cards with no annual fees, including money-saving features and rewards like cash back and travel points. Choose the one right for you.

See what happens when you max out a credit card, including the impact on your financial health and credit score. See how to handle a maxed-out card.

Want to know how to transfer credit card balance? Learn how you can consolidate your debts, save on interest charges, and regain control of your finances.

The best credit card for entertainment purchases is the one that most matches your lifestyle. Learn more about the benefits and perks of these credit cards.

Get the most out of your retirement with a credit card that meets your needs. Explore cash back and travel rewards options that make spending more rewarding.

Zero interest credit cards can help you save money, but make sure you choose wisely. Follow these rules to avoid penalties in the future.

Cash back rewards and travel points are two enticing benefits to consider when searching for the “best” credit card for you. Here’s what to know.

Planning your holiday shopping list? Learn how using the right credit card when holiday shopping online can help you boost seasonal savings and earn rewards.

There are many different types of cash back credit cards. Explore all to find the best credit card that fits your needs and pocket.

Want to know how to get a credit card for the first time? Discover the benefits of having your first credit card and start establishing a solid credit history.

Wondering if buying a money order with a credit card is a good idea? Learn about the drawbacks of using your credit card vs. cash to make an informed decision.

Know the differences between debit and credit cards, Explore the benefits and risks associated with each option to determine which is best suited for you.

Understand how different types of credit cards cater to specific needs, such as travel or cashback rewards.

Your credit score is an important part of getting approved for a credit card. Considering factors like rewards, Annual Percentage Rates (APR), and fees can help you weigh the right credit card for your credit score.

The American Express® Gold Card lets you choose the Card design that fits your style while earning Uber Cash and benefits across dining and travel.

Learn how to leverage the advantages of a 0% introductory annual percentage rate (APR) credit card to save on interest during the introductory period.

Using a no-annual-fee card with a low or 0% intro APR can help you save money, while annual fee cards can also offer savings in rewards like travel perks or cash back.

Explore the latest holiday shopping trends, including immersive digital experiences, increased mobile shopping, and a rise in local support. Happy Holiday Shopping!

It takes 3 steps to get and use an instant approval credit card – which is different from credit card pre-approval. Learn how to apply for one online.

Compare a variety of Delta SkyMiles® American Express Credit Cards to find the Card with the right travel benefits for your lifestyle.

Discover how to identify and avoid credit card skimmers to help protect yourself from fraud. See what you can do if your card has been skimmed.

Discover 14 different types of credit card fees, from annual fees, to foreign transaction fees, to less popular fees such as credit limit increase fees.

Pending transactions are authorized charges that haven’t been fully processed yet. Learn how long pending transactions typically take to process.

Learn what a cash advance on a credit card is, its advantages, drawbacks, and responsible usage, and when to consider using a cash advance.

Learn about the potential trade-offs involved in closing a zero-balance credit card, as it may influence both your credit score and long-term financial health.

Learn when to apply for a new credit card and why a new credit card won't do good in certain situations. Make informed choices about your credit cards.

Calling a credit card reconsideration line might change the outcome of a rejected card application, but it’s not guaranteed. Learn more.

Learn how to swipe a credit card for smooth transactions and to help prevent errors. See other ways that you may be able to use your credit card as well.

A credit card grace period is the amount of time between your statement closing date and payment due date. It’s typically at least 21 days, but it will vary.

You can’t track the physical location of a credit card. However, you may be able to monitor your purchase history online or with your card issuer’s app.

A balance transfer can take between two days and six weeks to complete. However, this will vary, depending on the financial institution and its process.

A balance transfer could help you save on interest. However, if you don’t have good credit, or know you’ll struggle with payments, it may not be a good option.

Upgrading a credit card can help you access better features and rewards. Learn how to upgrade your credit card.

Some bills can be paid by credit card, including utilities, cell phone service, and subscriptions. But there are a few exceptions. There may also be fees that apply.

A credit card refund happens when the cost of the returned item is credited back to your account. See how credit card refunds work and how long they typically take.

Lenders don’t usually accept car payments made by credit card. While there may be workarounds, you might be charged additional interest and fees.

Explore the best practices for managing credit cards effectively to avoid credit card debt, improve your credit score, and maximize rewards and benefits.

Discover how digital wallets work, the benefits of using them, and practical tips for using them securely for online and in-person transactions.

Learn how your credit card PIN adds security to your transactions. See how to set up and use your PIN effectively for cardholder verification.

A credit card balance is the total amount of credit that you’ve used on your card. Learn what a credit card balance is and how it’s calculated.

Learn if you should use credit cards for all purchases, see situations where credit card use isn’t recommended, and see tips for responsible credit card use.

It’s important to pay your credit card bill in full—and on time—each month. Avoid fees, and optimize your credit score, Here’s what you need to know.

Learn what to consider when comparing credit cards, including rewards, fees, interest rates, and your financial needs to help you make an informed decision before applying.

You have to meet a few conditions to apply for a credit card. Read more for factors to consider before applying for a credit card & take a well-informed decision.

The ideal number of credit cards to have depends on your specific financial situation. Explore the impact of having multiple credit cards here.

When the Federal Reserve raises or lowers interest rates, credit card interest rates adjust too. Why? Learn how the Fed’s interest rate policy influences credit cards.

Discover the ways to use credit cards for budget tracking, wealth building, and maximizing rewards. Using credit cards wisely can improve your financial credibility.

Here are a few tips on how to use your credit card responsibly and how to use a credit card to build credit.

See what happens if you default on a credit card, including late fees, potential credit score damage, and more.

Learn about billing cycles for credit cards, including their duration, billing dates, payment due dates, and how they can affect your payments.

Tipping with a credit card is fast and easy. Learn how to tip with a card, plus see how to easily calculate and adjust tips when paying by card.

Understanding the difference between the statement balance and the current balance on a credit card can help you to manage your payments.

Credit cards don’t use routing numbers like checking and savings accounts do. Instead, credit card transactions use credit card numbers.

Discover the meaning of prequalified vs. preapproved, two terms that are sometimes used interchangeably but may have different meanings, depending on the card issuer.

Can you pay a credit card with a credit card? The answer is no, but there may be alternatives, including a cash advance, balance transfer credit card, or loan.

A provisional credit is a temporary credit applied to your account while a dispute is investigated. Its permanence depends on the outcome of the investigation.

It’s not typical, but someone else may be able to pay your credit card bill. Likewise, you may be able to pay someone else’s bill. See how it works.

Discover the surge in contactless payments, offering convenience and security through tap-to-pay technology and mobile wallets for faster and safer transactions.

Discover if paying a credit card annual fee is worth it. The benefits you can earn on a credit card can be worth more than the annual fee you pay for the card.

Interest is the amount of money a lender charges you to borrow, and interest rates are how they calculate how much to charge. Learn more about interest rates.

The definition of a finance charge is an interest charge or other fees associated with using a credit card. Learn more about credit card finance charges and how to avoid some of them.

Your credit card statement reveals what you need to know to help stay on top of your finances, such as your overall balance, minimum payment due, and due date.

Understand how cash back works and make informed choices when selecting a cash back credit card that suits your lifestyle.

Find out why your credit card declined and how to help prevent it. Get insights on reasons for card declines and see tips to protect your account.

Making only a credit card’s minimum payment can extend the time it takes to pay a balance and drive up interest costs. But it can make sense—occasionally.

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

Understanding how credit cards work can help you use them to your best advantage. Peek behind the curtain of credit cards’ complex workings.

Credit card processing is much more intricate than it may seem. Discover what happens behind the scenes within seconds of your transaction.

Here's a definition of credit cards and an exploration of the different types of credit cards. Find the credit card that's right for you and apply online today.

Find out what happens if you miss a credit card payment, including fees and potential impact on your credit score. See strategies for managing missed payments.