Modern Insights on Credit Cards

Learn how to protect yourself from credit card fraud, including website security, and warning signs to look out for. See what to do if you suspect fraud.

Learn how to report credit card fraud. See steps you can take to protect your finances and important things to consider when reporting credit card fraud.

Elderly fraud is on the rise as older adults shift online. Here are tips to protect against scams targeting seniors' finances and ensure their security.

Using credit cards online requires knowing how to protect yourself from cybersecurity risks. Most card issuers and merchants can help keep you safe.

Credit card numbers may seem random, but each digit serves a specific purpose, like identifying the credit card issuer, the card network, and more.

You can dispute an erroneous or fraudulent credit card charge. Learn what steps you should take and see when you should go about disputing a charge.

It’s not always possible to find a lost credit card. The good news is that getting a replacement card is usually a simple, straightforward process. Here’s what to do.

A new credit card must be activated before you can use it. Each card issuer might have its own set of activation instructions, but the process is usually quick.

Identity theft can be a costly hassle that affects millions of Americans. Here are 7 common identity theft techniques and related tips to help protect you from each.

Phishing scams that aim to steal your information remain extremely common, but basic precautions can help you spot them and avoid falling for them.

Text alerts are a useful tool to keep financial accounts safe from fraud. Learn how to use them, and how to avoid being used by fraudsters.

Wondering how to tell if a website’s legit? Here are some things you should look for. Learn how to make informed choices and protect personal information online.

Identity theft may be more common than you think. Here are 10 important things to know about identity theft, including how to prevent it and what to do if it happens.

All credit cards have expiration dates, but why? Here’s what to know about how long credit cards last, why they expire, and what happens after they expire.

Knowing the types of gift card scams and tips to avoid them can help keep you safe from this increasingly common form of fraud.

To help find a card that’s a good financial fit, watch out for these six credit card red flags – like unnecessary fees and rewards that expire.

Using a credit card with no annual fee could help you save money, but cards with an annual fee may offer better rewards like travel perks or cash back.

Choosing between a gas card or an airline miles reward card can be simple for some and challenging for others. Here are the benefits of each to aid your decision.

The best dining rewards credit card depends on your spending habits and dining preferences. Choosing the right card can help you maximize your dining benefits.

See credit cards for seniors, and see how you can find a credit card that meets your needs. Choose from cash back cards, travel rewards cards, and more.

What does 0% APR mean? See how to use a 0% APR (Annual Percentage Rate) credit card to save on interest during the introductory period.

Planning your holiday shopping list? Learn how using the right credit card for holiday shopping can help you boost seasonal savings and earn rewards.

There are many benefits of cash back credit cards. Explore the different types of cash back cards to find the best credit card that fits your needs.

Choose the best no annual fee credit card for you by exploring the available benefits, including money-saving rewards like cash back and travel points.

Explore popular holiday shopping trends, including immersive digital experiences, local business support, and an ever-increasing rise in mobile shopping.

Getting your first credit card is a big moment. If you're thinking of getting a credit card for the first time, see important considerations and how to apply.

Learn how you can get the most out of your balance transfer credit card. See tips to help you save on interest charges and regain control of your finances.

The best credit card for entertainment purchases is the one that most matches your lifestyle. Learn more about the benefits and perks of these credit cards.

Understand how different types of credit cards cater to specific needs. Choose from travel rewards, cash back, and more to find a credit card that’s right for you.

See the difference between debit and credit cards. Review the pros and cons of debit cards vs. credit cards and see which one’s right for you.

The American Express® Gold Card lets you choose the Card design that fits your style while earning Uber Cash and benefits across dining and travel.

Learn whether you can buy a money order with a credit card. See how to go about buying a money order and what you should know if you're planning to buy one.

Cash back rewards and travel points are two enticing benefits to consider when searching for the “best” credit card for you. Here’s what to know.

Compare a variety of Delta SkyMiles® American Express Credit Cards to find the Card with the right travel benefits for your lifestyle.

Zero interest credit cards can help you save money, but make sure you choose wisely. Follow these rules to avoid penalties in the future.

It takes 3 steps to get and use an instant approval credit card – which is different from credit card pre-approval. Learn how to apply for one online.

Your credit score is an important part of getting approved for a credit card. Considering factors like rewards, Annual Percentage Rates (APR), and fees can help you weigh the right credit card for your credit score.

See what happens when you max out a credit card, including the impact on your financial health and credit score. See how to handle a maxed-out card.

Learn when to apply for a new credit card and why a new credit card won't do good in certain situations. Make informed choices about your credit cards.

A credit card offers a convenient way to make everyday purchases. See what you can use your credit card for and tips for responsible credit card use.

Learn how credit card processing works. See what's involved and learn what happens behind the scenes within just seconds of making your transaction.

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

Explore the most common reasons for a declined credit card, such as travel, credit limits, errors, or fraud, and learn how to protect your account.

Learning how credit cards work can help you to make an informed decision when applying for one. It can also help you use them to your best advantage.

Find out whether you should close unused credit cards for a healthier financial future. Learn why experts sometimes advise keeping these accounts open.

See tips on how to use credit cards responsibly for money management, to build healthy credit habits, and as a simple way to enhance your lifestyle.

Learn how to do a balance transfer on a credit card. See steps to take when doing balance transfers, important considerations, and mistakes to avoid.

Discover the best types of credit cards for teens and how they can help your teenager build financial skills. Get tips for responsible credit card use for teenagers.

Thinking of closing your credit card? See how to close your credit card responsibly and important considerations, like the potential impact on your credit.

Discover how to get credit cards with no deposit, including options for unsecured cards. See alternatives to consider as well as tips for building credit.

See how soon can you get a new credit card, including application and delivery. Find tips to help speed up the process to get a new credit card sooner.

Which credit card is right for you? See popular card features and benefits and learn how you can discover a credit card that's right for your needs.

Understanding the difference between the statement balance and the current balance on a credit card can help you to manage your payments.

It’s important to pay your credit card bill on time each month. Learn more about how to pay your credit card bill and tips to avoid fees and interest.

An overpaid credit card can result in a negative balance and shrink what you owe on your next statement, but it won’t boost your credit score or credit limit.

Interest is the amount you are charged for borrowing, and your interest rate will impact your payments. Learn more about how interest rates are calculated.

Learn how contactless credit cards work. See how you can use them for quick and secure transactions and discover why they are a popular payment method.

Learn what to consider when comparing credit cards, including rewards, fees, and interest rates. See how you can make an informed decision before applying.

Before you apply for a credit card, you'll want to know which options are available and how they work. Learn more about the different types of credit cards.

Learn about the potential trade-offs involved in closing a zero-balance credit card, as it may influence both your credit score and long-term financial health.

Paying your card balance in full keeps interest and debt at bay, but choosing to pay over time can afford financial flexibility when paying off major purchases.

You have to meet a few conditions to apply for a credit card. Read more for factors to consider before applying for a credit card & take a well-informed decision.

Cash back credit cards have become so popular that there are many to choose from. Learning how they work can help you find the options that are right for you.

Wondering at what age you can get a credit card? In order to apply for a credit card, you’ll need to be at least 18 years old.

The benefits and rewards of a credit card can be worth more than the annual fee. Discover if paying a credit card annual fee is worth it for you.

A balance transfer can take between two days and six weeks to complete. However, this will vary, depending on the financial institution and its process.

When the Federal Reserve raises or lowers interest rates, credit card interest rates adjust too. Why? Learn how the Fed’s interest rate policy influences credit cards.

A balance transfer could help you save on interest. However, if you don’t have good credit, or know you’ll struggle with payments, it may not be a good option.

Learn how to swipe a credit card for smooth transactions and to help prevent errors. See other ways that you may be able to use your credit card as well.

Credit card fees may include annual fees, cash advance fees, late fees, and more. Learn about common credit card fees and how to save on them.

Learn what a credit card minimum payment is, how it works, and how it’s calculated. See what happens if you only make your card’s minimum payment.

A credit card balance is the total amount that you owe your credit card issuer. Learn what a credit card balance is and how it’s calculated.

Learn how you can increase your credit limit and boost your credit score. Explore the different pros and cons of credit limit increases.

Whether you select the credit or debit option when making a purchase, the funds will still be taken from your account. See whether it impacts your credit.

Learn the steps involved in changing your name on your credit card after a name change, as well as the typical documentation required and the general process.

Wondering about the Amex Gold Card annual fee? Here’s an overview of what it would cost for you – and any additional Card Members – to carry the Gold Card.

Find out what happens if you miss a credit card payment, including fees and potential impact on your credit score. See strategies for managing missed payments.

Your credit card statement reveals what you need to know to help stay on top of your finances, such as your overall balance, minimum payment due, and due date.

The definition of a finance charge is an interest charge or other fees associated with using a credit card. Learn more about credit card finance charges and how to avoid some of them.

It’s not typical, but someone else may be able to pay your credit card bill. Likewise, you may be able to pay someone else’s bill. See how it works.

A provisional credit is a temporary credit applied to your account while a dispute is investigated. Its permanence depends on the outcome of the investigation.

Can you pay a credit card with a credit card? The answer is no, but there may be alternatives, including a cash advance, balance transfer credit card, or loan.

Discover the meaning of prequalified vs. preapproved, two terms that are sometimes used interchangeably but may have different meanings, depending on the card issuer.

Credit cards don’t use routing numbers like checking and savings accounts do. Instead, credit card transactions use credit card numbers.

Tipping with a credit card is fast and easy. Learn how to tip with a card, plus see how to easily calculate and adjust tips when paying by card.

Learn about billing cycles for credit cards, including their duration, billing dates, payment due dates, and how they can affect your payments.

See what happens if you default on a credit card, including late fees, potential credit score damage, and more.

Here are a few tips on how to use your credit card responsibly and how to use a credit card to build credit.