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About Membership Rewards

  • About Programme
  • About Earning Points
  • About 10Xcelerator

    10Xcelerator by Membership Rewards Terms & Conditions

    American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card

    1. Every full S$1.60 of eligible spend with The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 10 Membership Rewards® points, which comprises:
      • 2 Membership Rewards points awarded in accordance with the Membership Rewards Terms and Conditions (the “Base Earn Rate”); and
      • 8 bonus Membership Rewards points.
    2. The Membership Rewards points earned under this Benefit will be credited to your Membership Rewards Programme Account around twelve (12) weeks after the eligible transaction is made. No requests to expedite will be entertained.
    3. This Benefit is only applicable to American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card issued by American Express International, Inc. (“American Express”) in Singapore, and is for eligible spend at Platinum 10Xcelerator Partners in Singapore.
    4. For the full list of participating Platinum 10Xcelerator Partners (which is subject to change from time to time) and the specific terms and conditions that may apply to each Platinum 10Xcelerator Partner, please visit go.amex/10xceleratorsg.
    5. To count as eligible spend for this Benefit, payment must be made with The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card directly at a Platinum 10Xcelerator Partner. Payments made through a third-party establishment or a payment processor (including but not limited to Kris+ and PayPal) do not count as eligible spend for this Benefit.
    6. The Bonus Membership Rewards Points will only be awarded to the Basic Card Member. Eligible spend made on all Supplementary Card(s) will count toward the cumulative spend of the Basic Card Member.
    7. To qualify for the Bonus Membership Rewards Points, your Card Account must be in good standing, and must not be cancelled for any reason.
    8. The Membership Rewards Terms and Conditions (available at go.amex/mrtncs) also apply.
    9. The provision of products, services, activities and/or benefits by a Platinum 10Xcelerator Partner is their responsibility as a Service Establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such products, services, activities /or benefits are not provided or fulfilled by the Service Establishment. You acknowledge that any dispute in relation to the above are to be directly solely to the Service Establishment providing such products, services, activities and/or benefits.
    10. American Express reserves the right to change, suspend or terminate this Benefit and/or make changes to these Terms and Conditions due to business reasons, change in contractual terms with our partners, unforeseen circumstances or matters beyond our reasonable control.
    11. By enrolling for this Benefit, you agree to these Terms and Conditions and consent to the collection, use and disclosure of your personal data in accordance with the American Express® Singapore Online Privacy Statement. For avoidance of doubt, capitalized terms not herein defined have the meanings given to them in the Membership Rewards Terms and Conditions and/or the Card Member Agreement for The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card.


    The Platinum® Card
    1. Every full S$1.60 of eligible spend with The Platinum Card® at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 10 Membership Rewards® points, which comprises:
      • 2 Membership Rewards points awarded in accordance with the Membership Rewards Terms and Conditions (the “Base Earn Rate”); and
      • 8 bonus Membership Rewards points.
    2. Effective 1 January 2025, annual enrolment is required to enjoy the Bonus Earn Rate (as defined below). The Bonus Earn rate will expire after 31 December 2025, unless otherwise communicated to you. Subsequent annual enrollment for the Bonus Earn Rate is required.
    3. Upon successful enrollment, every full S$1.60 of eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 20 Membership Rewards points for cumulative spend of up to S$16,000 in a calendar year, comprising:
      • 2 Membership Rewards points (as the Base Earn Rate);
      • 8 bonus Membership Rewards points; and
      • 10 bonus Membership Rewards points whereby 25 Membership Rewards points will be awarded for eligible spend made in blocks of full S$4 (the “Bonus Earn Rate”).
    4. Eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore in excess of S$16,000 in a calendar year will not be eligible for the Bonus Earn Rate, but Membership Rewards points will still be earned in accordance with Clause 1 (above).
    5. Only eligible spend between 1 January 2025 and 31 December 2025 (both dates inclusive) at a Platinum 10Xcelerator Partner with The Platinum Card that has been successfully enrolled will be eligible for the Bonus Earn Rate. If you do not enroll, you will not be eligible for the Bonus Earn Rate even if you make eligible spend at a Platinum 10Xcelerator Partner with The Platinum Card.
    6. The Membership Rewards points earned under this Benefit (including the Bonus Earn Rate) will be credited to your Membership Rewards Programme Account around twelve (12) weeks after the eligible transaction is made. No requests to expedite will be entertained.
    7. This Benefit is only applicable to The Platinum Card issued by American Express International, Inc. (“American Express”) in Singapore, and is for eligible spend at Platinum 10Xcelerator Partners in Singapore.
    8. For the full list of participating Platinum 10Xcelerator Partners (which is subject to change from time to time) and the specific terms and conditions that may apply to each Platinum 10Xcelerator Partner, please visit go.amex/10xceleratorsg.
    9. To count as eligible spend for this Benefit, payment must be made with The Platinum Card directly at a Platinum 10Xcelerator Partner. Payments made through a third-party establishment or a payment processor (including but not limited to Kris+ and PayPal) do not count as eligible spend for this Benefit.
    10. The Bonus Membership Rewards Points will only be awarded to the Basic Card Member. Eligible spend made on all Supplementary Card(s) will count toward the cumulative spend of the Basic Card Member.
    11. To qualify for the Bonus Membership Rewards Points, your Card Account must be in good standing, and must not be cancelled for any reason.
    12. The Membership Rewards Terms and Conditions (available at go.amex/mrtncs) also apply.
    13. The provision of products, services, activities and/or benefits by a Platinum 10Xcelerator Partner is their responsibility as a Service Establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such products, services, activities /or benefits are not provided or fulfilled by the Service Establishment. You acknowledge that any dispute in relation to the above are to be directly solely to the Service Establishment providing such products, services, activities and/or benefits.
    14. American Express reserves the right to change, suspend or terminate this Benefit and/or make changes to these Terms and Conditions due to business reasons, change in contractual terms with our partners, unforeseen circumstances or matters beyond our reasonable control.
    15. By enrolling for this Benefit, you agree to these Terms and Conditions and consent to the collection, use and disclosure of your personal data in accordance with the American Express® Singapore Online Privacy Statement. For avoidance of doubt, capitalized terms not herein defined have the meanings given to them in the Membership Rewards Terms and Conditions and/or the Card Member Agreement for The American Express Platinum Card.
  • About Redeeming Points
  • Terms and Conditions

10Xcelerator by Membership Rewards Terms & Conditions

American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card

  1. Every full S$1.60 of eligible spend with The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 10 Membership Rewards® points, which comprises:
    • 2 Membership Rewards points awarded in accordance with the Membership Rewards Terms and Conditions (the “Base Earn Rate”); and
    • 8 bonus Membership Rewards points.
  2. The Membership Rewards points earned under this Benefit will be credited to your Membership Rewards Programme Account around twelve (12) weeks after the eligible transaction is made. No requests to expedite will be entertained.
  3. This Benefit is only applicable to American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card issued by American Express International, Inc. (“American Express”) in Singapore, and is for eligible spend at Platinum 10Xcelerator Partners in Singapore.
  4. For the full list of participating Platinum 10Xcelerator Partners (which is subject to change from time to time) and the specific terms and conditions that may apply to each Platinum 10Xcelerator Partner, please visit go.amex/10xceleratorsg.
  5. To count as eligible spend for this Benefit, payment must be made with The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card directly at a Platinum 10Xcelerator Partner. Payments made through a third-party establishment or a payment processor (including but not limited to Kris+ and PayPal) do not count as eligible spend for this Benefit.
  6. The Bonus Membership Rewards Points will only be awarded to the Basic Card Member. Eligible spend made on all Supplementary Card(s) will count toward the cumulative spend of the Basic Card Member.
  7. To qualify for the Bonus Membership Rewards Points, your Card Account must be in good standing, and must not be cancelled for any reason.
  8. The Membership Rewards Terms and Conditions (available at go.amex/mrtncs) also apply.
  9. The provision of products, services, activities and/or benefits by a Platinum 10Xcelerator Partner is their responsibility as a Service Establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such products, services, activities /or benefits are not provided or fulfilled by the Service Establishment. You acknowledge that any dispute in relation to the above are to be directly solely to the Service Establishment providing such products, services, activities and/or benefits.
  10. American Express reserves the right to change, suspend or terminate this Benefit and/or make changes to these Terms and Conditions due to business reasons, change in contractual terms with our partners, unforeseen circumstances or matters beyond our reasonable control.
  11. By enrolling for this Benefit, you agree to these Terms and Conditions and consent to the collection, use and disclosure of your personal data in accordance with the American Express® Singapore Online Privacy Statement. For avoidance of doubt, capitalized terms not herein defined have the meanings given to them in the Membership Rewards Terms and Conditions and/or the Card Member Agreement for The American Express® Platinum Reserve Credit Card and American Express® Platinum Credit Card.


The Platinum® Card
  1. Every full S$1.60 of eligible spend with The Platinum Card® at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 10 Membership Rewards® points, which comprises:
    • 2 Membership Rewards points awarded in accordance with the Membership Rewards Terms and Conditions (the “Base Earn Rate”); and
    • 8 bonus Membership Rewards points.
  2. Effective 1 January 2025, annual enrolment is required to enjoy the Bonus Earn Rate (as defined below). The Bonus Earn rate will expire after 31 December 2025, unless otherwise communicated to you. Subsequent annual enrollment for the Bonus Earn Rate is required.
  3. Upon successful enrollment, every full S$1.60 of eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore will earn up to a total of 20 Membership Rewards points for cumulative spend of up to S$16,000 in a calendar year, comprising:
    • 2 Membership Rewards points (as the Base Earn Rate);
    • 8 bonus Membership Rewards points; and
    • 10 bonus Membership Rewards points whereby 25 Membership Rewards points will be awarded for eligible spend made in blocks of full S$4 (the “Bonus Earn Rate”).
  4. Eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore in excess of S$16,000 in a calendar year will not be eligible for the Bonus Earn Rate, but Membership Rewards points will still be earned in accordance with Clause 1 (above).
  5. Only eligible spend between 1 January 2025 and 31 December 2025 (both dates inclusive) at a Platinum 10Xcelerator Partner with The Platinum Card that has been successfully enrolled will be eligible for the Bonus Earn Rate. If you do not enroll, you will not be eligible for the Bonus Earn Rate even if you make eligible spend at a Platinum 10Xcelerator Partner with The Platinum Card.
  6. The Membership Rewards points earned under this Benefit (including the Bonus Earn Rate) will be credited to your Membership Rewards Programme Account around twelve (12) weeks after the eligible transaction is made. No requests to expedite will be entertained.
  7. This Benefit is only applicable to The Platinum Card issued by American Express International, Inc. (“American Express”) in Singapore, and is for eligible spend at Platinum 10Xcelerator Partners in Singapore.
  8. For the full list of participating Platinum 10Xcelerator Partners (which is subject to change from time to time) and the specific terms and conditions that may apply to each Platinum 10Xcelerator Partner, please visit go.amex/10xceleratorsg.
  9. To count as eligible spend for this Benefit, payment must be made with The Platinum Card directly at a Platinum 10Xcelerator Partner. Payments made through a third-party establishment or a payment processor (including but not limited to Kris+ and PayPal) do not count as eligible spend for this Benefit.
  10. The Bonus Membership Rewards Points will only be awarded to the Basic Card Member. Eligible spend made on all Supplementary Card(s) will count toward the cumulative spend of the Basic Card Member.
  11. To qualify for the Bonus Membership Rewards Points, your Card Account must be in good standing, and must not be cancelled for any reason.
  12. The Membership Rewards Terms and Conditions (available at go.amex/mrtncs) also apply.
  13. The provision of products, services, activities and/or benefits by a Platinum 10Xcelerator Partner is their responsibility as a Service Establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such products, services, activities /or benefits are not provided or fulfilled by the Service Establishment. You acknowledge that any dispute in relation to the above are to be directly solely to the Service Establishment providing such products, services, activities and/or benefits.
  14. American Express reserves the right to change, suspend or terminate this Benefit and/or make changes to these Terms and Conditions due to business reasons, change in contractual terms with our partners, unforeseen circumstances or matters beyond our reasonable control.
  15. By enrolling for this Benefit, you agree to these Terms and Conditions and consent to the collection, use and disclosure of your personal data in accordance with the American Express® Singapore Online Privacy Statement. For avoidance of doubt, capitalized terms not herein defined have the meanings given to them in the Membership Rewards Terms and Conditions and/or the Card Member Agreement for The American Express Platinum Card.