The American Express Singapore Airlines Business Credit Card
Enhance your travel with the HighFlyer Card that rewards all your business spend with high earn rate,
rich travel rewards over S$1,300, business savings over S$8,850, and exclusive gift of Apple AirPods 4.
Exclusive Gift for You
Receive the New Apple AirPods 4
For a limited time only, receive Apple AirPods 4 with Active Noise Cancellation (worth S$249) on top of your Welcome Offer upon meeting Welcome Offer eligibility criteria.
Offer Period: 1 November 2024 - 15 January 2025.
This is a layer-up offer over the Welcome Offer: Terms and Conditions apply
Welcome Offer
Your gift based on all spend
Up to 33,000
HighFlyer points
Return trip to BANGKOK*
Upon annual fee payment and min. S$3,000 on all eligible spend within the first 2 months of Card approval.
Your gift based on SIA airfare spend
Up to 53,100
HighFlyer points
Return trip to SHANGHAI*
Upon annual fee payment and min. spend of S$3,000 on eligible SIA Group flights within the first 2 months of Card approval.
Offer period: 1 November 2024 - 15 January 2025
Welcome Offer Terms and Conditions
Annual Card fee: S$304.59 (incl. of 9% GST).
Welcome Offer for all eligible spend:
Up to 33,000 HighFlyer points
(Redeemable for a return ticket to Bangkok*)
- 3,000 HighFlyer points: Upon annual fee payment.
- 24,600 HighFlyer points: Upon min.spending of S$3,000 within the first 2 months of Card approval.
- 5,400 HighFlyer points: For the above S$3,000 spent (based on 1.8 HighFlyer points for every S$1 spent)
Welcome Offer for eligible SIA Group flights spend:
Up to 53,100 HighFlyer points
(Redeemable for a return trip to Shanghai*)
- 3,000 HighFlyer points: Upon annual fee payment.
- 24,600 HighFlyer points: Upon min.spending of S$3,000 on eligible Singapore Airlines Group flights within the first 2 months of Card approval
- 25,500 HighFlyer points: For the above S$3,000 spent on eligible Singapore Airlines Group flights (based on up to 8.5 HighFlyer points for every S$1 spent)
- *Redemption based on Singapore Airlines Economy Saver Awards. This information is correct as of October 2024. Flights are redeemable from KrisFlyer miles based on 1:1 conversion rate from HighFlyer points.
Exclusions apply. For the latest list of non-eligible transactions, please visit go.amex/sgexclusions. Customers are not able to claim both welcome offers and will only be eligible for the welcome offer based on their spending.
Unlock Maximum Rewards
Up to 8.5
HighFlyer points
(Worth 8.5 KrisFlyer miles)
per S$1 spent on eligible
Singapore Airlines Group flights.
+ 20,000 Highflyer points
SIA Spending Bonus: Get up to 20,000 HighFlyer points worth S$190 when you spend with the Singapore Airlines Group.
Fast-track to
KrisFlyer Elite Gold
Status
when you spend S$15,000 with the Singapore Airlines Group
in the first 12 months.
A Complimentary
Night's Stay
(Worth S$418)
across Asia Pacific yearly with Accor Plus membership.
Over S$8,850
business savings
Up to S$8,000 spending credits on digital advertising services + over S$850 business savings.
Over S$8,850 business savings. From Meta to Google Ads and Microsoft 365, we’ve got your business covered.
Get up to S$4,000 annual spending credits for
Meta Ads Campaign Management fees with First Page Digital. T&Cs apply.
Get up to S$4,000 annual spending credits for Google Ads Campaign
Management fees with First Page Digital. T&Cs apply.
Get 25% off Microsoft 365 (with Teams)
yearly Business plans
with Oryon. T&Cs apply.
Get up to 6% off your monthly AWS bills and up to 90% off on Amazon CloudFront through AppSquadz. T&Cs apply.
Enjoy 20% off iStock
upon purchases of new
subscriptions. T&Cs apply.
Get up to S$350 credits on Mailchimp partner
services when you sign up at Ematic.T&Cs apply.
Get up to S$500 credits on Shopify partner
services when you sign up at Ematic.T&Cs apply.
Get 10% off on Fiverr for
your first hire.
T&Cs apply.
• Terms and Conditions apply on the above offers. For details, please refer to the full Terms and Conditions stated in each offer's link.
• By clicking any of the links herein, you understand you are leaving our website and going to a third party website, and that American Express is not responsible for any content or websites hosted on or accessible from such third party's sites.
Card Benefits
Earn fast, earn high with your business card
per S$1 spent on eligible Singapore Airlines Group flights (worth 8.1% cashback)
per S$1 spent on all other eligible spend^ (worth 1.7% cashback)
is worth one KrisFlyer mile
Convert HighFlyer points to KrisFlyer miles with a 1:1 rate. Up to 100,000 miles per KrisFlyer account annually with no limit on the number of KrisFlyer accounts linked.
Travel for business and leisure in comfort and style
Fast-track to KrisFlyer Elite Gold Status
when you spend S$15,000 with the Singapore Airlines Group in the first 12 months
Complimentary Hertz Gold Status
with 10% off standard rates, one car class upgrade and the additional driver fee waived
20,000 HighFlyer points
Earn 5,000 HighFlyer points when you spend S$500 within the first 12 months and 15,000 HighFlyer points when you spend S$10,000 annually with the Singapore Airlines Group
Accor Plus membership
enjoy a complimentary one-night stay every year in Asia Pacific with Accor Plus (worth S$418). Hotels include Sofitel, Fairmont, Swissotel and more.
Priority Pass membership
with two complimentary visits per year at participating lounges for you and a guest worth S$221
Optimise your business cash flow for business growth
Flexible Payment with PaySmall
Break Singapore Airlines purchases into small payments over 6 months at 0% interest, if you pay your Card Account in full each month.
Up to 51 interest-free days
Interest-free from transaction date. Pay your suppliers now while you await your payments from your customers
Want to learn more?
Simply fill out the form to request a call back from our specialist.
Ready to Apply? 
Get AirPods 4 + Up to 53,100 HighFlyer points
Plus, enjoy a fast-track to KrisFlyer Elite Gold Status, a free night's stay at Accor Hotels each year, a rich earn rate of 8.5 HighFlyer points per dollar, and over S$8,850 worth of business savings.
Welcome Offer for all eligible spend:
Up to 33,000 HighFlyer points
(Redeemable for a return ticket to Bangkok*)
- 3,000 HighFlyer points: Upon annual fee payment.
- 24,600 HighFlyer points: Upon min.spending of S$3,000 within the first 2 months of Card approval.
- 5,400 HighFlyer points: For the above S$3,000 spent (based on 1.8 HighFlyer points for every S$1 spent)
Welcome Offer for SIA Group flights spend:
Up to 53,100 HighFlyer points
(Redeemable for a return trip to Shanghai*)
- 3,000 HighFlyer points: Upon annual fee payment.
- 24,600 HighFlyer points: Upon min.spending of S$3,000 on eligible Singapore Airlines Group flights within the first 2 months of Card approval
- 25,500 HighFlyer points: For the above S$3,000 spent on eligible Singapore Airlines Group flights (based on 8.5 HighFlyer points for every S$1 spent)
- *Redemption based on Singapore Airlines Economy Saver Awards. This information is correct as of October 2024. Flights are redeemable from KrisFlyer miles based on 1:1 conversion rate from HighFlyer points.
Exclusions apply. For the latest list of non-eligible transactions, please visit go.amex/sgexclusions. Customers are not able to claim both welcome offers and will only be eligible for the welcome offer based on their spending.
- Age: 21 years and older
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
- Applicant should be a business owner and/or person with executive authority of a Company/Business with a valid UEN
Fees & Charges:
| Primary Card: | S$304.59 (incl. of 9% GST) |
| Supplementary Card: | First 2 Supplementary Cards fee permanently waived. S$100.85 each (incl. of 9% GST) |
Double your rewards with HighFlyer Business Travel Programme
From richer rewards to flexible redemption, enjoy a world of seamless business rewards with HighFlyer business travel programme
Double the earnings – your business earns HighFlyer points on the company account, while your employees continue to earn KrisFlyer miles on their KrisFlyer account
Reward your employees when you convert your HighFlyer points to KrisFlyer miles –your employees will now receive 1 KrisFlyer mile for every 1 HighFlyer point converted*
HighFlyer points are valid for 3 years and can be redeemed to pay for your Singapore Airlines bookings in part or in full, no caps and blackout dates
- Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme.