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American Express
American&nbsp;Express<sup>®</sup> Preferred Rewards Gold Credit&nbsp;Card
American Express® Preferred Rewards Gold Credit Card
The Platinum Card<sup>®</sup>
The Platinum Card®
Amex<sup>®</sup> Cashback Everyday Credit&nbsp;Card
Amex® Cashback Everyday Credit Card
British Airways American&nbsp;Express<sup>®</sup> Credit&nbsp;Card
British Airways American Express® Credit Card
British Airways American&nbsp;Express<sup>®</sup> Premium Plus Card
British Airways American Express® Premium Plus Card
The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card
The American Express® Rewards Credit Card
Amex<sup>®</sup> Cashback Credit&nbsp;Card
Amex® Cashback Credit Card
Nectar Credit Card
Nectar Credit Card
Marriott Bonvoy<sup>®</sup> American Express<sup>®</sup> Card
Marriott Bonvoy® American Express® Card
Basic Card
Basic Card
The American&nbsp;Express® Business Platinum Card
The American Express® Business Platinum Card
The American&nbsp;Express® Business Gold Card
The American Express® Business Gold Card
British Airways American&nbsp;Express<sup>®</sup> Accelerating Business Card
British Airways American Express® Accelerating Business Card
Amazon Business&nbsp;Prime American&nbsp;Express<sup>®</sup> Card
Amazon Business Prime American Express® Card
Amazon Business American&nbsp;Express<sup>®</sup> Card
Amazon Business American Express® Card
The American&nbsp;Express® Business Basic Card
The American Express® Business Basic Card

The American Express® Rewards Credit Card

The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card

APPLY WITH CONFIDENCE

Get an instant decision without impacting your credit score

If you're approved and accept a Card, an entry will be visible on your credit file.
Representative Example
Representative APR
30.4% APR variable
Annual Fee
No annual fee
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
30.4% variable for purchases
New Cardmember Offer

Earn 10,000 Membership Rewards® points

when you spend £2,000 in your first three months of Cardmembership
How You Earn

  • 1X Point On Purchases

    for every £1 spent

  • 4,000 Points Invite a Friend

    And earn at least 4,000 points if they are approved - up to 90,000 a year.

Key Benefits
  • PayPal Pay with Points
    • You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card, or a combination of both.
  • Earn Points
    • Earn one Membership Rewards® point for every full pound you spend on purchases.
  • Redeem Points
    • Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
  • Travel and Shopping Protection
    • Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
  • Borrowing
    • With your Credit Card you have the freedom to pay off your balance all at once or over several months.
  • Plan ItTM – Instalment Plans from American Express
    • Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
    - No additional application or extra credit checks required
    - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
    - Earn rewards on the purchases the way you usually do

    Learn more by visiting here.
    All Benefits
    Reward Yourself
    Welcome Bonus
    Redeem your Membership Rewards Points
    American Express Offers
    American Express Experiences
    Invite Friends, get Rewarded
    Travel Benefits
    Global Assist®
    Travel Accident Insurance
    World-class Service
    Complimentary Supplementary Cards
    Refund Protection
    Purchase Protection
    Fraud Guarantee
    Receive your Card in the Post
    Eligibility
    To save time before you apply for your American Express® Rewards Credit Card, it’s best to make sure you can say yes to the following.
    • I am aged 18 or over.
    • I have a current UK bank or building society account.
    • I have a permanent UK home address.
    • I have no history of bad debt.
    • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Card in the past 24 months.
    If you can say yes, go ahead. Your application could take less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
    Product Terms

    Please ensure that you have read and downloaded these important documents before starting your application.


    Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
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    Compare The American Express® Rewards Credit Card to Other Cards

    The American&nbsp;Express<sup>®</sup> Rewards Credit&nbsp;Card

    Apply today with confidence

    Get an instant decision without impacting your credit score.

    If you're approved and accept a Card, an entry will be visible on your credit file.