Basic Card

APPLY WITH CONFIDENCE

Get an instant decision without impacting your credit score

If you're approved and accept a Card, an entry will be visible on your credit file.

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Here's how this works

Key Information

Spending Limit

No pre-set spending limit

No Interest Charges

Just pay off your balance in full each month

Annual Fee

No annual fee

Featured Benefits

No Pre-set Limit

Benefit from no Pre-set spending limit

American Express Experiences

Make your next night out a memorable one with American Express Experiences , enjoy access to some of the most in-demand music, film and theatre events in town.

24/7 Customer Service

Eligibility

To apply for the Basic Card, you will need to confirm the following.

I am aged 18 or over
I have a current UK bank or building society account
I have a permanent UK home address
I have no history of bad debt

Important Information

Please ensure that you have read and downloaded these important documents before starting your application.

Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.