The American Express^® Platinum Edge Credit Card

The American Express Explorer^® Credit Card

The American Express^® Platinum Card

The Qantas American Express Ultimate Card

The Qantas American Express Premium Card

The American Express Velocity Platinum Card

The Qantas American Express Discovery Card

The American Express Essential^® Rewards Credit Card

The American Express Velocity Escape Plus Card

The Low Rate Credit Card from American Express^®

The American Express^® Qantas Business Rewards Card

The American Express^® Business Gold Plus Card

The American Express Business Explorer^® Credit Card

The American Express^® Platinum Business Card

The American Express^® Velocity Business Card

The American Express Velocity Platinum Card

Earn Velocity Points on your every day spend.

Apply Now

*Terms And Conditions

New Card Member Offer

Personalised Offer

Receive 120,000 bonus Velocity Points¹

when you apply online and are approved and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. New American Express Card Members only¹

This offer is personalised to you and may change or be withdrawn at any time. This offer may not be available or change if you return later to this webpage. Applying for credit should be considered carefully. Please do not rush your decision.

Key Information

Annual Fee

$1,450 p.a.

Card Type

Charge Card

Cash Flow Period

Up to 44 cash flow days² and flexible spending power³

How You Earn Membership Rewards Points

2.25 points per $1 spent on purchases excluding government bodies in Australia⁴
1 point per $1 spent on purchases at government bodies in Australia⁴

Key Benefits

$450 Travel Credit each year

Receive $450 to spend on domestic or international travel each year when you book eligible flights, hotels or car hire with the Platinum Travel Service or American Express Travel Online.

Enjoy up to $400 in Dining Credits¹³

Dine out on Platinum and enjoy up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad.

Access to 1400+ Airport Lounges

Access 1,400+ Airport Lounges in more than 140 countries⁷, including the Centurion^® Lounge, Escape Lounges - The Centurion^® Studio Partner, Priority Pass^TM Lounges and more

All Benefits

Earn points quickly

What’s more, with no cap on earn rate, you’ll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year
And enjoy the rewards

Transfer Points to Airline Partners
Transfer points to a choice of over 10 major Airline Reward Partner Programs⁸, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer and Air New Zealand Airpoints^TM
Transfer Points to Hotel Partners
Transfer points to your choice of two hotel partner programs - Hilton Honors⁹ and Marriott Bonvoy¹⁰
Other ways to use your Points
Use your points to pay for travel⁸, pay for eligible purchases on your Account with Cover Charges with Points¹¹ or redeem for Gift Cards¹² with our retail and entertainment partners
Up to $400 Global Dining Credit

Dine out on Platinum with up to $400 to spend per redemption period at over 2,000 hand-picked restaurants. That’s up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad. Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2025.¹³
Amazon Prime Subscription Credit.

Enjoy a credit for your monthly or yearly Amazon Prime subscription⁶ up to the benefit limit of $84 per calendar year when you pay with your American Express^® Platinum Card. Discover all the perks like fast and free shipping on millions of eligible items, access to exclusive Amazon Originals as well as popular movies and TV shows on Prime Video (now with limited ads), and over 100 million songs with Amazon Music Prime. One-time enrolment required. Benefit ends 31 December 2025. Exclusions apply.
The Australian Premium Subscription

The Australian Premium subscription gives you access to The Australian’s news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Economist and Harvard Business Review, as well as biannual virtual events featuring some of The Australian’s most experienced political and business journalists. The complimentary digital subscription to The Australian Premium is available to Primary and Additional Platinum Card Members.¹⁴
LANGTONS

Both Primary and Additional Platinum Card Members can unlock a range of benefits with Australia’s premier fine wine destination, LANGTONS¹⁶. Gain access to LANGTONS Client Services, a complimentary service granting you exclusive access to hard-to-find vintages, pre-release wines and experiences as well as personalised recommendations and advice. You will also receive a $50 welcome voucher when you spend $240 or more in a single transaction for newly enrolled Card Members using LANGTONS Client Services for the first time. Terms, conditions and exclusions apply. A one-time enrolment is required. Benefit ends on 30 June 2026.
Amex Offers

Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it.
From credits on your Account to bonus points, our eligible Card Members¹⁷ are offered opportunities to be rewarded in many ways, just by using their Card.
As a Card Member, you will receive exciting offers from brands like David Jones, Country Road, Ampol, Lululemon, La Mer, Kogan, Luxury Escapes and Liquorland, to name a few.
Shop Small

Support your favorite local businesses through our Shop Small movement and get rewarded.
As a Card Member, you will receive special offers to help make your local community even stronger.
The American Express Experiences program

The American Express Experiences program¹⁸ provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining.
Experiences on Tap

The Amex Experiences App gives you unrivalled access to Platinum benefits, restaurants, travel, events and exclusive Card Member offers.
Complimentary Accor Plus membership valued at $399

You also receive complimentary Accor Plus membership²² valued at $399, which grants you a complimentary night’s accommodation each year and up to 50% off your dining bill at over 1,100 participating Accor Hotels restaurants.
Comprehensive Travel Insurance

Travel with domestic and international insurance¹⁸ for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

- Trip Cancellation and Amendment Cover
- Travel Inconvenience Cover
- Public Transport Accident Cover
- Personal Baggage, Valuables, Money and Travel Documents Cover
- Medical Emergency Expenses Cover
- Personal Accident Cover

Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).
Access over 1,400 Airport Lounges worldwide

You'll have access to over 1,400 airport lounges in over 650 airports across 140 countries and counting⁷, thanks to The American Express Global Lounge Collection^TM. Platinum Primary Card Membership includes access to The Centurion^® Lounge, Escape Lounges - The Centurion^® Studio Partner, Priority Pass^TM Lounges, Plaza Premium Lounges, Delta Sky Club^® Lounges (when flying Delta) and Virgin Australia Domestic Lounges (when flying Virgin Australia).
Fine Hotels + Resorts program

Receive a complimentary suite of benefits which offer an average total value of USD$550 at over 1,600 extraordinary properties worldwide when you book with Fine Hotels + Resorts¹⁹. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a complimentary amenity valued at US$100 experience credit per stay, unique to each property.
Hotel Elite Status

With Hotel Elite Status, you’ll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold status⁹ and Marriott Bonvoy^TM Gold status¹⁰ and Radisson Rewards Premium status²¹.
International Airline Program

Our International Airline Program²⁰ offers savings on First and Business Class airfares with some of the world’s leading airlines.
24/7 Platinum Card Services

Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards²⁴
Shop with confidence

Buyer’s Advantage Cover¹⁹, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
Card Purchase Cover¹⁹, will keep your protected with cover should your eligible items be stolen or damaged
Card Refund Cover¹⁹, is also available should a store refuse to accept the return of an eligible item
Fraud Protection Guarantee²⁵ means you won't be held responsible for any unauthorised charges made without your knowledge
This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay^™ and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered.

Eligibility

To apply for The Platinum Card you need to:

Have no history of bad debt or payment default
Be aged 18 years or over
Be an Australian citizen, permanent resident or hold a long term visa
Agree to a credit check as part of your application

Documentation

Documents and information to have ready:

Australian Driver’s Licence number (if you have one)
Details of your income, expenses and debts
Proof of income (e.g. payslips)

Important Information

Ready to Apply?

Apply Now

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

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The American Express Velocity Platinum Card

Receive 120,000 bonus Velocity Points1

2.25 points per $1 spent on purchases excluding government bodies in Australia4

2.25

points per $1 spent

on purchases excluding government bodies in Australia4

1 point per $1 spent on purchases at government bodies in Australia4

1

point per $1 spent

on purchases at government bodies in Australia4

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2.25 points per $1 spent on purchases excluding government bodies in Australia⁴

on purchases excluding government bodies in Australia⁴

1 point per $1 spent on purchases at government bodies in Australia⁴

on purchases at government bodies in Australia⁴

Receive 50,000 bonus Qantas Points¹