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American Express
The American&nbsp;Express<sup>®</sup> Platinum Edge Credit&nbsp;Card
The American Express® Platinum Edge Credit Card
The American&nbsp;Express Explorer<sup>®</sup> Credit&nbsp;Card
The American Express Explorer® Credit Card
The American&nbsp;Express<sup>®</sup> Platinum Card
The American Express® Platinum Card
The Qantas American&nbsp;Express Ultimate Card
The Qantas American Express Ultimate Card
The Qantas American&nbsp;Express Premium Card
The Qantas American Express Premium Card
The American&nbsp;Express Velocity Platinum Card
The American Express Velocity Platinum Card
The Qantas American&nbsp;Express Discovery Card
The Qantas American Express Discovery Card
The American&nbsp;Express Essential<sup>®</sup> Rewards Credit&nbsp;Card
The American Express Essential® Rewards Credit Card
The American&nbsp;Express Velocity Escape Plus Card
The American Express Velocity Escape Plus Card
The Low Rate Credit&nbsp;Card from American&nbsp;Express<sup>®</sup>
The Low Rate Credit Card from American Express®
The American&nbsp;Express<sup>®</sup> Qantas Business Rewards Card
The American Express® Qantas Business Rewards Card
The American&nbsp;Express<sup>®</sup> Business Gold Plus Card
The American Express® Business Gold Plus Card
The American&nbsp;Express Business Explorer<sup>®</sup> Credit Card
The American Express Business Explorer® Credit Card
The American Express<sup>®</sup> Platinum Business Card
The American Express® Platinum Business Card
The American&nbsp;Express<sup>®</sup> Velocity Business Card
The American Express® Velocity Business Card

The American Express Business Explorer® Credit Card

The American&nbsp;Express Business Explorer<sup>®</sup> Credit Card

Earn rewards for everyday business spending

New Card Member Offer

Earn 50,000 Bonus Membership Rewards® Points1

when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Key Information
Card Type
Credit Card
Annual Fee
$149 p.a
Interest Rate
23.99% p.a. on all purchases4
Interest Free Period:
Up to 55 interest free days to pay for purchases3
How You Earn Membership Rewards Points

  • 2 POINTS per $1 spent

    on eligible purchases5

  • 1 POINT per $1 spent

    on ATO and government spend5

Key Benefits

Airport Lounge Access

Enjoy two passes per year to the Centurion® Lounge at either Sydney International Airport or Melbourne International Airport6

Complimentary Travel Insurance

Get Complimentary Travel Insurance when you pay for your return trip with your Card7

Up to 55 Interest-Free Days

Extend your cash flow with up to 55 days3 to pay for business purchases

All Benefits
Am I Eligible?
To apply for an American Express Business Explorer Credit Card you need to:
  • Be aged 18 years or over
  • Be an Australian citizen or permanent resident
  • Be a Director or Controller of the business
  • Have a good credit history and no payment defaults
  • Have an annual business revenue of $75,000 or more
  • Have a valid ABN registered for GST
Documentation
Information to have ready:
  • Your personal income and your business revenue
  • Your driver's licence (if you have one)
  • The details of your business' ownership as it appears on ASIC (for the Director and/or Beneficial Owner)

This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.

View the full Fee Schedule for the Business Explorer Credit Card.
The American&nbsp;Express Business Explorer<sup>®</sup> Credit Card

Ready to Apply?

Receive outstanding rewards for yourself and your employees and give your business the help it actually needs.

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Earn 250,000 Membership Rewards® Bonus Points

The American Express® Platinum Business Card

New American Express® Card Members can earn 250,000 Bonus Membership Rewards® points when you apply, are approved, and spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. Plus you’ll also enjoy a half annual Card fee of $875 in the first year1 (normally $1,750) Offer ends 27 May 2025. T&Cs apply.

Earn 100,000 Bonus Membership Rewards® Bonus Points

The American Express® Business Gold Plus Card

when you apply by 17 June 2025, are approved and spend $5,000 on eligible purchases on your new American Express® Business Gold Plus Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Earn 170,000 bonus Qantas Points

The American Express® Qantas Business Rewards Card

when you apply by 8 April 2025, are approved and spend $6,000 on eligible purchases on your new American Express® Qantas Business Rewards Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.