American Express

The American Express Explorer® Credit Card

The American&nbsp;Express Explorer<sup>®</sup> Credit&nbsp;Card

Turn everyday spend into extraordinary adventures with your new travel companion

New Card Member Offer

Receive 75,000 Bonus Membership Rewards® Points

when you apply online by 1 July 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.1
Key Information
Card Type
Annual Fee
$395 p.a.
Interest Rate
23.99% p.a. on purchases2
Interest Free Period
Up to 55 days3
How To Earn Membership Rewards Points
  • 2 points per $1 spent on purchases excluding government bodies in Australia4

  • 1 point per $1 spent on purchases at government bodies in Australia4

Key Benefits

$400 to spend on travel each year

Receive $400 to spend on eligible domestic and international flights, hotels or car hire with American Express Travel5

Complimentary domestic & international Travel Insurance

When you purchase a return trip on your Card. Policy includes cover for Medical Emergency Expenses, Cancellation & a range of cover for COVID-19

Airport Lounge access

Enjoy two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport7

All Benefits
Eligibility
To apply for The Explorer® Credit Card you need to:
  • Have no history of bad debt or payment default
  • Be aged 18 years or over
  • Agree to access statements online through American Express
  • Be an Australian citizen, permanent resident or hold a long term visa
  • Agree to a credit check as part of your application
Documentation
Documents and information to have ready:
  • Australian Driver's License number (if you have one)
  • Details of your income, expenses, and debts
  • Proof of income (e.g. payslips)

Please click here to read the Key Facts Sheet for this Credit Card
The American&nbsp;Express Explorer<sup>®</sup> Credit&nbsp;Card

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

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