American Express

The American Express® Business Gold Plus Card

The American&nbsp;Express<sup>®</sup> Business Gold Plus Card

Make big plans with the new metal Card that turns your business purchases into rich rewards

New Card Member Offer

Earn 100,000 Bonus Membership Rewards® Bonus Points1

when you apply by 17 June 2025, are approved and spend $5,000 on eligible purchases on your new American Express® Business Gold Plus Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Key Information
Charge Card
Access a line of unsecured funding with flexible spending power3
Annual Fee
$395 p.a
Cash Flow Period
Up to 55 days to pay for purchases4
Annual Employee Card Fee
Two Employee Cards at no extra cost then $75 p.a. for each Employee Card2
How You Earn Membership Rewards Points
  • Up to 3 points per $1 on the first 200,000 points earned per calendar year.5
    1 point per $1 spent across all categories5 thereafter, uncapped and with no expiry.6

  • 3 Points per $1 spent

    at Xero, Google Ads, Meta, Amazon Web Services and Dell.5

  • 2 Points per $1 spent

    with AccessLine®. Subject to approval. Enrolment required.5

Key Benefits

Receive up to $550 credit back

We’re backing your business with up to $550 back for spend with Xero, Google Ads, Meta, Amazon Web Services and Dell. That means you can get credits back for your accounting, advertising, marketing, cloud services and tech costs, each year.7 T&Cs apply.

Discover the advantages of Flexible Payment Option (FPO)8

Seize new business opportunities, free up your cash flow, and navigate fluctuations in revenue by paying off a portion of your balance over time, up to your Flexible Payment Option limit.

Flexible Spending Power3

Unless we tell you otherwise, your American Express Charge Card comes with flexible spending power, also known as no-pre-set spending limit.

All Benefits
Am I Eligible?
To apply for an American Express®  Business Gold Plus Card you need to:
  • Be aged 18 years or over
  • Be an Australian citizen or permanent resident
  • Be a Director or Controller of the business
  • Have a good credit history and no payment defaults
  • Have an annual business revenue of $75,000 or more
  • Have a valid ABN registered for GST
Documentation
Information to have ready:
  • Your personal income and your business revenue
  • Your driver's licence (if you have one)
  • The details of your business' ownership as it appears on ASIC (for the Director and/or Beneficial Owner)

This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.

View the full Fee Schedule for the American Express®  Business Gold Plus Card.
The American&nbsp;Express<sup>®</sup> Business Gold Plus Card

Ready to Apply?

The New Gold standard in Business Cards. Turn your business purchases into richer rewards.
Call 139 323
Monday to Friday 9:00am to 5:00pm AEST

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