Welcome to the Help Center

If you already have a Membership Rewards®-enrolled Card, in most cases your Checking account will automatically be linked to your existing Membership Rewards program account. All points earned from your linked Card(s) and your Debit Card will accumulate together in a single Rewards account, which can be redeemed for deposits or for any other eligible redemption options, such as gift cards or travel.

If your Checking account is your only Membership Rewards-enrolled Product, you can redeem points for a deposit into your Checking account or transfer points to an eligible participating partner airline or hotel loyalty program. Visit membershiprewards.com/pointsinfo to learn what other redemption options may be available to you. If your Checking account was not automatically linked to your existing Membership Rewards program account, please call 1-800-AXP-EARN for assistance. You can review the Membership Rewards program Terms and Conditions at membershiprewards.com/terms.