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Interest is charged on any outstanding balance until it's paid in full.

The amount of interest charged depends on:

- The applicable interest rate(s) on your Card. 

- The amount you spend.

- The timing of your spending and payments.

- The number of days in the billing period. 

For more details about how interest charges are calculated on your account, see your Cardmember Agreement or billing statement which are available in the American Express® App or your Online Account.