All Benefits & Features
Choose Your Billing Cycle
Choose the time most convenient for your business to receive your bill each month. Just let us know and we'll adjust it for you.No Preset Spending Limit
The Plum Card has No Preset Spending Limit*, which gives you purchasing power that adjusts with your use of the Card and other factors.‡
*No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.No Foreign Transaction Fees
With no foreign transaction fees, you can buy for your business anywhere in the world.‡¤Car Rental Loss and Damage Insurance♦︎
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, Global Assist® Hotline‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.Employee Cards
Get additional flexibility with up to 99 Employee Plum Cards at no additional annual fee. Employee Plum Cards can make it easier for your team to do their jobs, while making it easier for you to stay on top of their spending. Plus earn an Early Pay Discount on Employee Card charges.‡Connect to QuickBooks®
Save time with auto-expense categorization in Intuit QuickBooks- Once enrolled, your Business Card transactions are automatically tagged with your QuickBooks categories.‡Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Plum Cards, so you’re free to focus on other priorities.‡Account Alerts
Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card use.‡Year-End Summary
Organizing your expenses can be a time-consuming task. That’s why we provide a Year-End Summary of charges to help you manage your account online. It’s one of many features that come with carrying a Business Card from American Express. ‡Online Statements
View your purchase history, prepare reports, and budget your expenses.American Express® App
Track spending and rewards, find offers, make a payment, and get important account alerts in real-time with the American Express® App. ‡Vendor Pay by Bill.com‡
You can make the most out of paying your business bills. Enhance your cash flow management and take advantage of Card benefits when you use your Card to pay bills with Vendor Pay by Bill.com
Take advantage of Vendor Pay by Bill.com by enrolling your Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for six months. After six months, the second user will have a fee of $15 per month. Additional fees may apply based on plan type and number of users.Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡Extended Warranty♦︎
With Extended Warranty♦ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.Purchase Protection♦︎
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection♦ can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.