Built to give small businesses a seamless and rewarding way to pay suppliers - locally and around the world. Fees apply.
WELCOME OFFER
Enjoy a 90-Day waiver of American Express® fees on your foreign exchange payments for the first 90 days after being approved for American Express Global Pay. Apply by December 31, 2024.1
Applications are subject to review and approval by American Express.* In order to be approved, your business must meet the following conditions, among others:
Your business must have an American Express® Business Card and must be based in the United States.
Only the Primary Business Card Member can submit the application on behalf of your business.
The Primary Business Card Member must use their americanexpress.com User ID and password associated with the American Express Business Card of your business to apply.
*We may approve or decline the application based on factors that include, but are not limited to, the financial condition of your business, consumer report information about the primary Business Card Member, prior payment history of the business and the primary Business Card Member on their American Express Cards and other information available to us.
Payments Built for Small Business
Click here for information on available currencies, countries, account security, tracking and other details. American Express Global Pay is a separate product from your American Express Card. Fees apply.
Streamlined Access
Manage your American Express Global Pay account and Business Card seamlessly on a single platform with one login.
Same Business Day
Send same day business payments in select countries and currencies. Fees and cutoff times apply.2
Track
Payments
Track the status of your payments, including delivery confirmation, in select countries and currencies.
Intuitive
Help reduce human error with fields that dynamically update based on the country and currency of your payment.
Trust
Send business payments with the powerful backing and experience of American Express.
Earn Membership Rewards® points after you make foreign exchange payments.We will award 1 Membership Rewards point for every $30 equivalent after you send foreign exchange payments (maximum award of 4,000 points per payment).3
To earn Membership Rewards points, you must have an American Express Card that is enrolled in the Membership Rewards program and that Card must be linked to the same User ID that you use to access your American Express Global Pay account.
90-DAY FEE WAIVER
Enjoy a 90-Day waiver of American Express fees on your foreign exchange payments for the first 90 days after being approved for American Express Global Pay. Apply by December 31, 2024.1
What Customers Are Saying
Simple Setup
Apply and if approved, you can make international and domestic business payments in a few simple steps.
Add a funding account
Enter your business's banking account details to get started.
Add recipient
Input and save your recipient’s banking information.
Make a payment
Select your recipient. Enter the amount in either the payment currency or the funding currency. Then, submit your payment. Fees apply.
Straightforward Pricing
Transaction fees
Foreign Exchange payments: $5
Domestic U.S. Dollar payments: $20
Cross-Border U.S. Dollar payments: $30
Foreign exchange payments are subject to a foreign exchange rate that is displayed before you make a payment.
No setup or account maintenance fees
American Express reserves the right to modify fees at any time and makes money from the purchase and sale of foreign currency. In some countries, intermediate banks or receiving banks may assess their own transactions fees on your payment.
Note: If you no longer have an American Express Business Card, you will not be
able to have an American Express Global Pay account. See terms below.
Have questions? Please view our frequently asked questions.
Existing American Express Global Pay User? Log in
Terms & Conditions
American Express Global Pay is a money transmission service provided by American Express Travel Related Services Company, Inc. (American Express). This service is not available to consumers and is currently available only for American Express Business Card customers. Your business must submit an application, which is subject to review and approval by American Express. When you are creating a payment using our online platform, we display the fee that we will charge you and the exchange rate that we are offering you. We make money from the purchase and sale of foreign exchange. There are many factors that may influence the fees and the exchange rates that we offer you, including but not limited to market volatility, currency pairs, and transaction size. We may change the fees and the exchange rates that we offer you at any time, for any reason and without notice. Recipient banks or intermediary banks may charge their own fees, which can reduce the amount delivered to your recipient. For a list of our money service business licenses and information about addressing complaints and other disclosures, visit www.americanexpress.com/us/state-licensing.html. The American Express Global Pay service is a separate service from your American Express Business Card and has different features and terms. If you cancel your American Express Business Card (or if American Express cancels your Card), we will close your American Express Global Pay account. This means that you will not be able to make any more payments using American Express Global Pay. Please click here for Frequently Asked Questions
1. American Express will waive its fee on the foreign exchange payments that you make for the first 90 days after being approved for American Express Global Pay. To be eligible for this offer, your application for American Express Global Pay must be received by December 31, 2024. Note that any US Dollar payments you make are not eligible for this fee waiver offer. When you are creating a payment, we display the fees that we will charge you. We also make money from the purchase and sale of foreign exchange. Recipient banks or intermediary banks may charge their own fees, which can reduce the amount received by your recipient.
2. When you create a payment using American Express Global Pay, we provide an estimated delivery date, which takes into account factors such as the size of the payment, the time of day and relevant holidays. We do not guarantee your delivery date. Payments are subject to various reviews and delays can happen for a number of reasons. Remember that the recipient bank has its own policies on when to make funds available to your recipient.
3. American Express will award one (1) Membership Rewards point for every USD $30 equivalent of foreign exchange payments that your business sends using American Express Global Pay. The maximum award per payment is 4,000 Membership Rewards points. This offer is only valid for foreign exchange payments. It is not valid for same currency transactions (e.g. U.S. Dollar to U.S. Dollar), and it is not valid for any other products. For example, if you order a payment in the amount of EURO 10,000, and if we charge you USD $11,000 for those EUROS, then we will award 367 Membership Rewards points (11,000 divided by 30 = 367 points). This exchange rate is for illustration purposes only.
In order to benefit from this offer, your business must first designate an existing American Express Card that is enrolled in the Membership Rewards program to which we will award the Membership Rewards points. The Card must be linked to the same User ID as your American Express Global Pay account. Once we award points to the Card Member’s Membership Rewards program, the Card Member decides how to redeem those points, not you. It is your responsibility as well as the designated Card Member’s responsibility, to find out if you are, or the designated Card Member is, liable for any federal, state or local taxes as a result of receiving or using points. You are also responsible for tax information reporting, if any, that is required in connection with the receipt or use of points by the designated Card Member.
In order to benefit from this offer, your American Express Global Pay account and the designated American Express Card must be in good standing at all times, including at the time of points fulfillment. No Membership Rewards points will be awarded for payments made through American Express Global Pay before we complete the processing of your request to designate an American Express Card to receive the points. In the event a designated American Express Card is canceled for any reason, we may allow you to designate a different American Express Card to receive bonus points on payments you make after we process the newly designated American Express Card. This offer cannot be combined with any other Membership Rewards related offer. If we find that you have abused this offer, we may cancel this offer and any points awarded pursuant to this offer.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
This offer is not transferable. American Express reserves the right to modify or revoke offer at anytime.
Bonus ID B6XR.
NMLS ID # 913828
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