Skip to main content
American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

  • Card Accounts

    Business Accounts

    Other Accounts and Payments

    Tools and Support

    United StatesChange Country

  • Personal Cards

    Business Credit Cards

    Corporate Programs

    Gift Cards

    United StatesChange Country

  • Personal Savings

    Personal Checking and Loans

    Business Banking

    United StatesChange Country

  • Book And Manage Travel

    Travel Inspiration

    Business Travel

    Services and Support

    United StatesChange Country

  • Rewards

    Benefits and Offers

    Manage Membership

    Support

    United StatesChange Country

  • Business Services

    Corporate Programs

    Payment Products

    Merchant Services

    United StatesChange Country
Customer ServiceLog In
United StatesChange Country
Amex SimplyCash Plus Business Credit Card is now Blue Business Cash Card
Learn More (opens new window)

SimplyCash® Plus is being replaced by the Blue Business Cash™ Card

This means, that we are no longer accepting new applications for the SimplyCash® Plus Card. We are now offering the new Blue Business Cash™ Card, which is a simple and streamlined offering, providing cash back options with no annual fee, ever.¤

Now with the Blue Business Cash™ Card, you can get cash back for your business on every purchase, along with cash flow solutions like flexible purchasing power and ability to carry a balance – all with the service and backing of American Express.

Key features of the American Express Blue Business Cash™ Card

  • $0 annual fee1

  • 0% introductory APR1 for 12 months* on purchases and balance transfers. Following the introductory time period, you can choose to carry a balance at a variable rate.

    * Promo APR will vary over time and by channel.

  • 2% cash back2 up to $50K in purchases per calendar year. 1% cash back on all purchases after that. Cash Back Rewards are automatically applied as a statement credit.

  • With Expanded Buying Power3, you can buy for your business over your credit limit without penalty, and still earn cash back and rewards on those purchases. No calls required, no over-limit fees, and no steps to take. The amount you can spend over your credit limit changes over time, and is based on how you use your Card, your payment history, your credit record and other factors. Any amount that you spend over your credit limit is due in full at the end of the billing cycle.

Blue Business Cash Card from American Express

Explore all Business Credit Cards and Charge Cards to help you manage cashflow and make doing business easier.

Designed for small and mid-sized businesses

View All Cards (opens new window)

1. Annual Fee: There is no annual fee for the Blue Business Cash™ Card. APRs: 0% intro APR on purchases for the first 12 months of Card Membership, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 15.49% - 21.49%. 0% intro APR on balance transfers for the first 12 months of Card Membership, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 15.49% - 21.49%. The following APRs will vary with the market based on Prime Rate. APR for Purchases: 15.49% - 21.49%, based on your creditworthiness and other factors as determined at the time of account opening. APR on balance transfers requested within 60 days of account opening: 15.49% - 21.49%, based on your creditworthiness and other factors. APR for Penalty APR: 29.99% (Prime Rate + 25.99%) Variable rates are accurate as of 07/05/2019. The variable penalty APR will not exceed 29.99%. Other Charges: Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.

2. 2% Cash back:
Cash back can be received on eligible purchases made on your Blue Business Cash Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases; then 1% on all other eligible purchases. Additional terms and restrictions apply.

3. Expanded Buying Power:
The portion of your account balance that is above your credit limit is due in full each month as part of your minimum payment due. You will not incur interest charges on the portion of your account balance that is above your credit limit so long as you pay the entire minimum payment due by the closing date of the billing period in which it is due. If you do not, then the penalty rate will apply to your entire balance, including any amount above the credit limit.

​ ​