Our Payment Terms

Once you've submitted your transaction, the number of working days before you receive payment will depend on your individual payment plan. Our standard payment plan is five (5) business days from when we receive your submitted transactions.

American Express is always looking for ways to improve our service to merchants. As a leader in the payments industry we have worked closely with the Faster Payments Scheme Ltd to offer small businesses a faster way to receive payment for submitted transactions in order to improve cash flow. To find out if your business is currently eligible, please call us on 0800 032 7216.