Credit Card Types

Discover the different Card types that Amex has to offer and match them to suit your lifestyle. Whether you want to collect Membership Rewards® points, travel the world or enjoy exclusive curated experiences, Amex makes it all possible.

What are the different types of Credit Cards?

 

Discover our different Credit Card types below and find a Card that enables your optimal lifestyle.

We offer Credit Cards that allow you to collect and use points, book holidays and other curated experiences.

 Family at the beach

Rewards Credit Cards

 

A Reward Card allows you to earn rewards every time you spend with your Card - from cashback to Avios and Membership Rewards points - which can be exchanged for complimentary travel, treats and experiences. American Express Rewards Card benefits allow you to:

Earn points on purchases you make with your Card

Redeem your points across a huge range of retail and travel purchases through Membership Rewards

Transfer your points to a number of airline partners

Further American Express Cardmember benefits, such as access to American Express® Experiences, online fraud protection and more

Surfers on the beach

Cashback Credit Cards

 

Cashback Cards allow you to earn money back on your everyday spending. American Express® Cashback Credit Cards offer you:

Competitive cashback rates on your purchase

No limit on the amount of cashback you could earn every year

Online fraud protection

Access to a wide range of sought-after events, including music, theatre and film, with American Express Experiences

Friends laughing

No Annual Fee Credit Cards

 

A No Annual Fee Card means you won’t have to pay a yearly sum for the Card’s benefits. With American Express, you’ll enjoy all the benefits of being a Cardmember, without the annual fee:

Points, cashback and Avios for every pound spent

Access to pre-release tickets for shows and events with American Express Experiences

Purchase, refund and online fraud protection, and more

Pagoda by a lake

Avios Credit Cards

 

These Cards help you accumulate Avios on your purchases, which can be spent on a whole host of travel rewards such as flights, upgrades, hotel stays, car hire and more.

Earning Avios on everyday purchases

Additional travel benefits like lounge access and travel protection

The ability to transfer your points to our airline points transfer partners

American Express Experiences, which reserves tickets to some of the hottest shows in town exclusively for our Cardmembers

 Man hugging a woman in the airport

Travel Rewards Credit Cards

 

Ideal for travelling, a Travel Rewards Card helps you collect rewards points or Avios to spend on hotel stays, flights and transport. A Travel Card means you could enjoy:

Membership Rewards points or Avios points on all purchases

A Companion Voucher

Additional travel benefits like lounge access and travel protection

The ability to transfer your points to up to 12 of our airline points transfer partners

Surfers on the beach

Premium Rewards Credit Cards

 

Get one-of-a-kind travel privileges, accumulate rewards at a faster rate and enjoy extraordinary service. For second-to-none benefits, pick one of our Premium Cards. You could get:

More points, faster, with a higher overall rate or an accelerated rate on certain spend categories, such as airlines purchases

Travel benefits such as complimentary lounge access and complimentary domestic and international travel insurance on eligible Cards

Special event invites, concierge services and exclusive lifestyle programmes depending on your Card

Surfers on the beach

Hotel & Retail Credit Cards

 

A Hotel & Retail Card helps you accumulate hotel and retail rewards - from points to redeem as instore spending money, to luxury overnight stays. You could benefit from: 

A welcome bonus to get you started

The ability to earn retail rewards points on virtually all your spending

Purchase protection, online fraud guarantee, travel accident or travel protection

Access to our American Express Experience programme

How to Choose a Credit Card

 

American Express® Credit Cards offer a range of rewards and benefits.

But when choosing a Card, take time to consider the card fees, possible interest charges and repayments.

 

Read more on Credit Cards and to discover the key differences.

 

Find out how to apply for a Card

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

 

Life With AMEX

Get up-to-date information about managing your personal finances and money-saving tips to navigate through the big moments in life.

Explore Cards by Category

Frequent Flyer Cards

 

Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.

 

Find a type of Card to suit your needs

American Express offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.