Credit Card Types

Discover the different Card types that Amex has to offer and match them to suit your lifestyle. Whether you want to collect Membership Rewards® points, travel the world or enjoy exclusive curated experiences, Amex makes it all possible.

What are the different types of Credit Cards?

 

Discover our different Credit Card types below and find a Card that enables your optimal lifestyle.

We offer Credit Cards that allow you to collect and use points, book holidays and other curated experiences.

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Rewards Credit Cards

 

A Reward Card allows you to earn rewards every time you spend with your Card - from cashback to Avios and Membership Rewards points - which can be exchanged for complimentary travel, treats and experiences. American Express Rewards Card benefits allow you to:

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Earn points on purchases you make with your Card

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Redeem your points across a huge range of retail and travel purchases through Membership Rewards

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Transfer your points to a number of airline partners

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Further American Express Cardmember benefits, such as access to American Express® Experiences, online fraud protection and more

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Cashback Credit Cards

 

Cashback Cards allow you to earn money back on your everyday spending. American Express® Cashback Credit Cards offer you:

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Competitive cashback rates on your purchase

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No limit on the amount of cashback you could earn every year

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Online fraud protection

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Access to a wide range of sought-after events, including music, theatre and film, with American Express Experiences

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No Annual Fee Credit Cards

 

A No Annual Fee Card means you won’t have to pay a yearly sum for the Card’s benefits. With American Express, you’ll enjoy all the benefits of being a Cardmember, without the annual fee:

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Points, cashback and Avios for every pound spent

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Access to pre-release tickets for shows and events with American Express Experiences

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Purchase, refund and online fraud protection, and more

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Avios Credit Cards

 

These Cards help you accumulate Avios on your purchases, which can be spent on a whole host of travel rewards such as flights, upgrades, hotel stays, car hire and more.

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Earning Avios on everyday purchases

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Additional travel benefits like lounge access and travel protection

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The ability to transfer your points to our airline points transfer partners

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American Express Experiences, which reserves tickets to some of the hottest shows in town exclusively for our Cardmembers

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Travel Rewards Credit Cards

 

Ideal for travelling, a Travel Rewards Card helps you collect rewards points or Avios to spend on hotel stays, flights and transport. A Travel Card means you could enjoy:

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Membership Rewards points or Avios points on all purchases

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A Companion Voucher

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Additional travel benefits like lounge access and travel protection

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The ability to transfer your points to up to 12 of our airline points transfer partners

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Premium Rewards Credit Cards

 

Get one-of-a-kind travel privileges, accumulate rewards at a faster rate and enjoy extraordinary service. For second-to-none benefits, pick one of our Premium Cards. You could get:

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More points, faster, with a higher overall rate or an accelerated rate on certain spend categories, such as airlines purchases

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Travel benefits such as complimentary lounge access and complimentary domestic and international travel insurance on eligible Cards

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Special event invites, concierge services and exclusive lifestyle programmes depending on your Card

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Hotel & Retail Credit Cards

 

A Hotel & Retail Card helps you accumulate hotel and retail rewards - from points to redeem as instore spending money, to luxury overnight stays. You could benefit from: 

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A welcome bonus to get you started

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The ability to earn retail rewards points on virtually all your spending

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Purchase protection, online fraud guarantee, travel accident or travel protection

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Access to our American Express Experience programme

How to Choose a Credit Card

 

American Express® Credit Cards offer a range of rewards and benefits.

But when choosing a Card, take time to consider the card fees, possible interest charges and repayments.

 

Read more on Credit Cards and to discover the key differences.

 

Find out how to apply for a Card

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

 

Life With AMEX

Get up-to-date information about managing your personal finances and money-saving tips to navigate through the big moments in life.

Explore Cards by Category

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Frequent Flyer Cards

 

Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.

 

Find a type of Card to suit your needs

American Express offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.