American Express

Nectar Credit Card

Nectar Credit Card

APPLY WITH CONFIDENCE

Get an instant decision without impacting your credit score

If you're approved and accept a Card, an entry will be visible on your credit file.
Representative Example
Representative APR
37.1% APR variable
Annual Fee
£30 (£0 in your first year)
Credit Limit
Assumed credit limit of £1,200.
Purchase Rate
30.4% variable for purchases
New Cardmember Offer

Earn 20,000 bonus Nectar points

when you spend £2,000 in your first three months of Cardmembership
How You Earn
  • 3X Points(minimum) On Spend at Nectar partners when using Credit Card and Loyalty Card

    for every £1 spent

  • 2X Points On Purchases

    for every £1 spent

  • 5,000 Points Invite a Friend

    And earn at least 5,000 Nectar points if they are approved - up to 90,000 a year.

Key Benefits
  • Welcome Offer
  • First year’s Cardmembership fee of £30 is on us
  • Collect Points
  • Collect 2 points for every full £1 spent on the Card
  • Nectar Partners
  • Collect a minimum of 3 points per £1 spent at Nectar partners when using Credit Card and loyalty card.
  • Plan ItTM – Instalment Plans from American Express
  • Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
    - No additional application or extra credit checks required
    - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
    - Earn rewards on the purchases the way you usually do

    Learn more by visiting here.
    All Benefits
    Reward Yourself
    Earn Nectar points
    Redeem your Nectar points
    Invite Friends, get Rewarded
    Complimentary Supplementary Cards
    Travel Benefits
    Global Assist®
    World-class Service
    Purchase and Refund Protection
    Fraud Guarantee
    American Express Offers
    American Express Experiences
    Receive your Card in the Post
    Eligibility
    To save time before applying for your Nectar Credit Card, it's best to make sure you can say yes to the following:
    • I am aged 18 or over
    • I am a Nectar member and have a Nectar membership number
    • I have a current UK bank or building society account
    • I have a permanent UK home address
    • I have no history of bad debt
    • If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now
    • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express Cards in the past 24 months
    Important Information
    Please ensure that you have read and downloaded these important documents before starting your application.
    Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
    American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
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    Compare the Nectar Credit Card to Other Cards

    Nectar Credit Card

    Apply today with confidence

    Get an instant decision without impacting your credit score.

    If you're approved and accept a Card, an entry will be visible on your credit file.

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