AMAZON BUSINESS AMERICAN EXPRESS CARDS

Important Information

Read Terms & Conditions 

Read Summary Box

Read Pre-Contract Credit Information

Cardmember Privacy Statement

1. Amazon Business American Express® Card. Apply and be approved and a £25 Amazon Gift Card will be added to your Amazon Account immediately upon approval. You will receive an additional £75 statement credit if you spend £1,000 on purchases on the Amazon Business American Express® Card Account within the first three months of Cardmembership. This credit will be applied to your Account shortly after the end of the three months. All introductory offers are subject to change and can be withdrawn at any time.
2. Amazon Business Prime American Express® Card. Apply and be approved and a £50 Amazon Gift Card will be added to your Amazon Account immediately upon approval. You will receive an additional £50 statement credit if you spend £1,000 on purchases on the Amazon Business Prime American Express® Card Account within the first three months of Cardmembership. This credit will be applied to your Account shortly after the end of the three months. All introductory offers are subject to change and can be withdrawn at any time.
   
3. You will earn 1.5 % Amazon Rewards points for every eligible £1 spent at Amazon.co.uk, Amazon.co.uk/business, and Whole Foods Market (online and in-store) up to a maximum spend of £120,000. For any part of your spend above £120,000 you will only earn 1.0% Amazon Rewards points. For every eligible £1 spent elsewhere you will earn 0.5% Amazon Rewards points. Your spend is calculated in a calendar year from 1 January to 31 December. At the start of every calendar year, the £120,000 cap will reset and you will again earn 1.5% Amazon Rewards points on the first £120,000 in eligible purchases made during the year when the % Back rewards option applies. You will earn 1.5% Amazon Rewards points only on purchases made at designated Amazon properties. If you choose 60-day Payment Terms on a purchase, you will not earn Amazon Rewards points on that purchase, and the amount of your purchase will not count toward the £120,000 cap. Note that you will earn Amazon Rewards points at the rate(s) stated in this section if you do not have an applicable Prime membership, regardless of whether you have a physical Amazon Business Prime American Express Card, or an Amazon Business American Express Card. PLEASE NOTE Card purchases made at Amazon.com or any other Amazon site such as Amazon.fr or Amazon.de earn 0.5 % Amazon Rewards points for every eligible £1. Amazon Rewards points will not be earned on transactions where Payment Terms have been selected, interest, fees (including default fees), cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your card Account by way of refunds or other types of credit. Your Amazon Rewards Points will show on your American Express rewards balance up to three days after the merchant has submitted the payment to American Express. You can check this on your rewards summary in your Account at americanexpress.co.uk for up to Six (6) months post transaction date.
4. If selected on your purchases at Amazon.co.uk, Amazon.co.uk/business or a purchase at Whole Foods UK (must be selected online, in advance of the transaction, in your Amazon account management pages), you will receive an additional 60 (or 59 days in February, except in leap years) before such transactions on your Account become payable when using your Amazon Business American Express Card. Amazon Business transactions will be subject to your available credit limit at any time, and will be shown in your regular statement as a Payment Terms Summary. These transactions will only be added to your outstanding statement balance 60 (or 59 days in February, except in leap years) days from the date of each transaction being applied to your Account.
5. You will earn 2.0 % Amazon Rewards points for every eligible £1 spent at Amazon.co.uk, Amazon.co.uk/business, and Whole Foods Market UK (online and in-store) up to a maximum spend of £120,000, with an applicable Prime membership. For any part of your spend above £120,000 you will only earn 1.0% Amazon Rewards points. For every eligible £1 spent elsewhere you will earn 0.5% Amazon Rewards points. Your spend is calculated in a calendar year from 1 January to 31 December.  At the start of every calendar year, the £120,000 cap will reset and you will again earn 2% Amazon Rewards points on the first £120,000 in eligible purchases made during the year when the Amazon Rewards points option applies, provided you have an applicable Prime membership. You will earn 2% Amazon Rewards points back only on purchases made at designated Amazon properties with an applicable Prime membership. If you choose 90-day Payment Terms on a purchase, you will not earn Amazon Rewards points on that purchase, and the amount of your purchase will not count toward the £120,000 cap. PLEASE NOTE Card purchases made at Amazon.com or any other Amazon site such as Amazon.fr or Amazon.de earn 0.5 % Amazon Rewards points for every eligible £1. Amazon Rewards points will not be earned on transactions where Payment Terms have been selected, interest, fees (including default fees), cash advances (including transactions treated as cash), loading of prepaid cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your card Account by way of refunds or other types of credit.Your Amazon Rewards Points will show on your American Express rewards balance up to three days after the merchant has submitted the payment to American Express. You can check this on your rewards summary in your Account at americanexpress.co.uk for up to Six (6) months post transaction date.
6. If selected on your purchases at Amazon.co.uk, Amazon.co.uk/business or a purchase at Whole Foods UK (must be selected online, in advance of the transaction, in your Amazon account management pages), you will receive an additional 90 (or 89 days in February, except in leap years) before such transactions on your Account become payable when using your Amazon Business Prime American Express Card. Amazon Business transactions will be subject to your available credit limit at any time, and will be shown in your regular statement as a Payment Terms Summary. These transactions will only be added to your outstanding statement balance 90 (or 89 days in February, except in leap years) days from the date of each transaction being applied to your Account.
7. Purchase Rate: This is the annual interest we charge when you use your credit card for purchases. If you pay off your balance in full each month, you won't pay any interest on purchases. Rates can vary for several reasons. Your purchases and cash interest rates will move up and down in line with the Bank of England Base Rate. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product of afterwards. 
8. Annual Fee: With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £50 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date. After the first membership year, if you spend £8,000 or more on purchases (not including refunds) in any membership year, we won't charge the £50 annual fee for the next membership year. We charge an annual fee in return for rewards, features and benefits. Unless we tell you otherwise, we’ll charge it once a year starting on the date of your first statement.
9. Annual Fee: The annual fee is £50. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £50 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date. We charge an annual fee in return for rewards, features and benefits. Unless we tell you otherwise, we’ll charge it once a year starting on the date of your first statement.
10. Representative APR: APR stands for Annual Percentage Rate. It is designed to help you compare and understand the cost of credit. The Representative APR includes the Purchase Rate and the annual Card fee.The Purchase Rate is the annual interest rate we charge when you use your credit card for purchases. If you pay off your balance in full each month, you won’t pay any interest on purchases. Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
11. Assumed Credit Limt: £1,200 is the amount used by all lenders to calculate the Representative APR and make it easier to compare interest rates. It doesn’t relate to the credit limit we will offer you.