1. Cashflow
   The full 54 days to pay is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
   
   
2. Employee Cards
   Employee Cards – also known as Supplementary Cards – allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Employee Card(s). Cardmembers are entitled to one complimentary Business Platinum Card and up to 19 complimentary Business Gold Cards. Employee Cardmembers must be aged 18 or over. Written details available upon request. Approval subject to status and Terms and Conditions.​
   
   
3. Protection for your purchases
   Description of Platinum insurance coverages are provided in this document for informational purposes only. The Terms and Conditions provide complete coverage information and supersede all other sources. For the full list of Terms and Conditions, please click here.
   
   
4. Membership Rewards® – a more rewarding way to do business
   With your American Express® Platinum Business Card, you get at least one Membership Rewards® point for each pound you spend on your Card for eligible purchases. In addition, with the double Membership Rewards bonus, in any calendar month you will now receive 10,000 Membership Rewards bonus points once you have spent a cumulative £10,000 in that month. The Bonus Points will be transferred to your Membership Rewards account and can be viewed on your Card Account statement. You will continue to earn one Membership Rewards point on eligible purchases in excess of £10,000 for each pound you spend on your Card for the rest of that month. Qualifying spend in each calendar month cannot be carried over to the following month. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges.
   
   
5. Dedicated Account Management
   Benefit is access to the services of American Express’s Business Account Management Team. New Cardmembers will be contacted via telephone by one of the team within approximately 30 days of Account activation. Benefit is provided via telephone to the primary Cardholder only and is and not accessible to supplementary Cardholders. Benefit includes commercial servicing only. Card services, travel services and concierge services are not provided by the Business Account Management Team and should be accessed separately via MYCA, online at americanexpress.com/uk/welcomeplatinum or via our dedicated servicing team on 0800 032 7106. Benefit subject to change.
   
   
6. The Times and The Sunday Times digital subscription
   Benefit is an annual digital subscription to The Times and The Sunday Times. Benefit is available in digital form only and is not available as a paper subscription. You must enrol to access benefit. American Express reserves the right to instruct The Times and The Sunday Times to cancel your benefit if you cease to be a Platinum Cardmember. Benefit is subject to the Terms and Conditions of The Times and The Sunday Times which are available at thetimes.co.uk/static/terms-and-conditions/. Benefit subject to change.
   
   
7. Platinum messaging via your American Express® App
   Amex App Apple, the Apple logo, Touch ID and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc.
   
   
8. American Express Lounges
   Platinum Cardmembers have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. To access American Express Lounges, the Platinum Cardmember must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Cardmembers will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability.Amenities, services and hours of operation may vary among locations and are subject to change. Platinum Cardmember must be at least 18 years of age to enter without a parent or guardian. Platinum Cardmember must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. American Express lounges are available in Argentina, Australia, India, Mexico and USA. To enjoy Priority Pass lounges, please enrol to receive this benefit. Present your Platinum Card at our lounges located at airports in Argentina, Australia, India, Mexico and USA. In India locations: Cardmember and up to one complimentary guest allowed and any additional guests will be charged INR750 per person. In Mexico locations: Cardmember and up to eight guests may enter the lounge at no cost. In Argentina: Cardmember may bring up to one guest at no cost. In US locations: Cardmember plus up to two complimentary guests or immediate family – spouse or domestic partner, and children under 18.
   
   
9. American Express Travel Online
   Cardmembers enrolled in the American Express Membership Rewards programme will earn one additional Membership Rewards point for every £1 spent on eligible prepaid flights, hotels, car hire and experiences on americanexpress.co.uk/travel. This excludes Fine Hotels & Resorts, The Hotel Collection and cruise bookings. Products that are booked on the American Express Travel website (americanexpress.co.uk/travel), which are not prepaid but are paid directly to the supplier, are not eligible to earn the additional Membership Rewards points. When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points. Membership Rewards Terms and Conditions apply when booking with American Express Travel. Please visit membershiprewards.co.uk to view the full Terms and Conditions or call 0800 917 8053 to request a copy. Please allow up to 10 weeks for Membership Rewards points to be credited to your Account. To earn or exchange Membership Rewards points, Cards must be registered to the American Express Membership Rewards programme, and be active and current in their payments.
   
   
10. Annual Travel Credit
    The £200 Annual Travel Credit can only be redeemed at time of booking through American Express Travel Online at americanexpress.co.uk/travel. Full terms can be found at americanexpress.com/uk/platinum-travel-credit-terms.
    
    
11. Worldwide Travel Insurance
    Terms and Conditions apply. Full details of the travel protection benefits currently available can be found in the Terms and Conditions. Please read this to understand the limits and exclusions that may apply including the definition of immediate family. Medical Assistance and Expenses cover does not apply if 80 years of age or above. The insurance excludes cover for pre-existing medical conditions. Subject to enrolment. Please read this to understand the limits and exclusions that may apply including the definition of immediate family. Worldwide Travel Insurance provides cover for the main Cardmember, their partner or spouse living at the same address and dependent children under the age of 25, plus Supplementary Cardmembers, whether travelling together or travelling alone on business and leisure trips of up to 120 days. Medical Assistance and Expenses cover does not apply if 80 years of age or above. The insurance excludes cover for pre-existing medical conditions.
    
    
12. Fine Hotels + Resorts
    Fine Hotels + Resorts (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for eligible Cardmembers who hold the American Express® Business Platinum Card. Supplementary Business Platinum Cardmembers are also eligible for FHR program benefits. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Cardmember’s name, and that Cardmember must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of experience credit and additional amenity (if applicable) varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. To receive the experience credit, the eligible spend must be charged to your hotel room. The experience credit will be applied at check-out. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Cardmember, Cardmembers staying in the same room or Cardmembers traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card. 
    
    
13. Hotel loyalty programmes
    Enrolment is required to receive programme benefits. Individual benefits vary by partner and are subject to availability. Please refer to each hotel loyalty partner’s Terms and Conditions. American Express reserves the right to instruct Hotel Partners to cancel your membership if you cease to be a Platinum Cardmember or your Account is not in good standing. Benefits are subject to availability. Call Platinum Concierge for details of each partner’s Terms and Conditions.
    
    
14. Hilton
    As a Platinum Cardmember you are eligible to enrol in complimentary Hilton Honors Gold status. Offer available only to Platinum Cardmembers and is not transferable. Full details of Gold status can be found at hiltonhonors.com/memberbenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at hilton.com/privacypolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible Cardmember or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms and Conditions. All Hampton by Hilton™ hotels in the Republic of China are excluded from the Hilton Honors program. Visit hiltonhonors.com/terms for more details. Effective 2 April 2018, the Earnings Style Options program, including Points and Points and Points and Miles, is no longer a valid feature of Hilton Honors. Any claims relating to the earning of Points and/or Miles under the Earnings Style Option program after 2 April 2018 are void. Eligibility for all on-property Hilton Honors benefits subject to full Hilton Honors Terms and Conditions. Only at select hotel brands: Waldorf Astoria™ Hotels & Resorts, Conrad Hotels & Resorts™, Canopy by Hilton™, Curio Collection by Hilton™, Hilton Hotels & Resorts, DoubleTree by Hilton™, and Tapestry Collection by Hilton™. Base Points are earned from the Hilton Honors Program when you stay at hotels and resorts within the Hilton Portfolio. Bonus Points do not qualify for the 80% bonus. For you and up to one additional guest registered to the same room each day of your stay. Breakfast is only served in the hotel's designated restaurant or Executive Floor Lounge. In limited hotels, the hotel may provide you with full breakfast or in-room service. Only at select hotel brands: Waldorf Astoria™ Hotels & Resorts, Conrad Hotels & Resorts™, Curio Collection by Hilton™, Hilton Hotels & Resorts, DoubleTree by Hilton™, Tapestry Collection by Hilton™ and Hilton Garden Inn™. 5th Reward Night Free on Standard Room reward stays of 5 nights or more. Free night value based on the average nightly value of the stay, up to 4 free nights on a stay of 20 consecutive nights within the same stay. Subject to Hilton Honors program Terms and Conditions. Wi-Fi may not be complimentary in meeting spaces or at properties with a resort charge. Only at select hotel brands: Waldorf Astoria™ Hotels & Resorts, Conrad Hotels & Resorts™, Curio Collection by Hilton™, Hilton Hotels & Resorts, DoubleTree by Hilton™, Tapestry Collection by Hilton™, Embassy Suites by Hilton™, Hilton Garden Inn™ and Hilton Grand Vacations™. Bottled Water benefits may not be complimentary at properties with a resort charge. When booking directly through Hilton. For more information on our Best Price Guarantee, visit our Terms and Conditions.
    
    
15. Marriott Bonvoy
    As a Platinum Cardmember, you are eligible to enrol in complimentary Marriott Bonvoy® Gold Elite Status. Once you request enrolment within the Marriott Bonvoy® Program (“Marriott Bonvoy®”) at the Gold Elite Status level, American Express will share your enrolment information with The Marriott Bonvoy® Program (“Marriott Bonvoy®”). Marriott Bonvoy may use this information in accordance with its privacy statement available at marriott.com/privacy. You will maintain Gold Elite Status without meeting otherwise required Marriott Bonvoy criteria as long as you remain an eligible American Express Cardmember or until American Express notifies you that the benefit is terminated. Marriott Bonvoy member benefits are subject to change, availability and certain eligibility requirements. Reservations booked through third parties and online booking sources are not eligible. For complete Marriott Bonvoy® Program terms visit marriott.com/loyalty/terms/default.mi. Marriott Bonvoy® program amenities may not be combined with the Fine Hotels & Resorts program. Upgrades are based upon availability and will vary by property.
    
    
16. Meliá Hotels International
    Enrolment in the MeliáRewards Gold programme is required. Benefits are subject to change and availability may vary by property. MeliáRewards Gold amenities may not be wholly combined with the Fine Hotels & Resorts programme. All American Express Terms and Conditions apply. All Meliá Hotels International Terms and Conditions apply. To view Terms and Conditions visit melia.com/nMenus/jsp/terminosCondiciones.jsp American Express reserves the right to instruct Meliá Hotels International to cancel your membership if you cease to be a Platinum Cardmember or your Account is not in good standing.
    
    
17. Radisson Hotel Group
    Enrolment in the Radisson Rewards™ programme is required. Benefits are subject to change and availability may vary by property. Gold status amenities may not be combined with the Fine Hotels & Resorts programme. All American Express Terms and Conditions apply. All Radisson Rewards™ Terms and Conditions apply. To view Terms and Conditions visit radissonrewards.com/section/terms.home/termsandconditions. American Express reserves the right to instruct Radisson Hotel Group™ to cancel your membership if you cease to be a Platinum Cardmember or your Account is not in good standing.
    
    
18. Business Platinum Dell Technologies Credit
    Benefit Terms This benefit is governed by and subject to these Benefit Terms. By enrolling your Card Account into the benefit, you agree to these Terms. 
    
    A. The Benefit
    Enrol to the benefit using your eligible Business Platinum Card. To receive the statement credit, make eligible spend at Dell Technologies online by visiting www.dell.co.uk/amex or by contacting a dedicated Dell Technologies Advisor on 0800 169 1745 . The benefit description and terms are displayed to you prior to enrolling into the benefit. After you enrol your Card into the benefit, you can continue to access the benefit description and terms until the benefit end date by visiting https://www.americanexpress.com/uk/business-platinum-benefits
    
    B. Eligible Cards
    Only the Basic Cardmember on a Business Platinum Card Account can enrol the Card Account into the benefit. Not all Cards are eligible for this benefit. If a Card you hold is ineligible, you will not be able to see the benefit, nor you will not be able to enrol the Card Account in the benefit. If you are issued with a replacement Card after enrolling the Card Account into the benefit and the benefit is still available, the replacement Card will be automatically enrolled into the benefit.
    
    C. Statement Credits
    Purchases by both the enrolled Basic Cardmember and Supplementary Cardmembers on the enrolled Card Account are eligible for statement credits. Regardless of the date on which the Card Account is enrolled into the benefit, each Card Account is only eligible for up to £75 in statement credits between 1 January and 31 June and up to £75 in statement credits between 1 July and 31 December for a total of £150 per calendar year in statement credits across all Cards on the enrolled Card Account. Valid only on purchases made directly with Dell Technologies in the UK at www.dell.co.uk/amex or phoning a dedicated Dell Advisors on 0800 169 1745 . Not valid on online purchases shipped outside of the UK.Please allow [five working days] after an eligible purchase is charged to your Card Account for statement credit(s) to be posted to the Account – however this can take up to 60 days.Purchases may fall outside of the six-month benefit period in which the purchase was made in some cases due to a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, the purchase date for online orders may be the shipping date). In this case your purchase would apply toward the statement credit available in the next six-month benefit period. Statement credit may be reversed if the eligible purchase is returned/cancelled. Credit is not redeemable for cash or other payment forms. If American Express does not receive information that identifies your transaction as eligible for the benefit, you will not receive the statement credit. This offer does not apply to purchases on non-American Express Cards you might hold or on transactions made using third party payment processors/ payment aggregators.To be eligible for this benefit, Card Account(s) must be not cancelled or suspended and not past due at the time of statement credits fulfillment. For additional information, call the number on the back of your Card.Please call the number on the back of the Card if statement credits have not posted after [60 days] from the date of purchase, if you deem your Card Account to be eligible.
    
    D. Your Account Payments
    We can cancel your participation in the benefit or future benefits if you fail to pay your Card Account balance on time. 
    
    E. Fraud / Misuse / Glitches
    We can suspend or cancel the benefit if any fraud or misuse by users (as reasonably determined by us), technical failure or any other factors outside our control impairs the integrity or proper functioning of the benefit which may result in any loss or damage to American Express. We will try to give you reasonable notice of any such incident and take reasonable steps to ensure you are not unfairly impacted if the incident is due to something we have done or failed to do.  We can disqualify you from this or future benefits, and may reverse any credit already awarded, if you are suspected of fraud, misuse (as reasonably determined by us) or are in breach of any of these Terms. 
    
    F. Changes
    We reserve the right to vary any eligibility criteria or Terms prior to you enrolling in the benefit. 
    
    G. Privacy & Security
    We use your personal information such as name, email address, Account number and transaction information to manage your participation in the benefit (including sending notices and reminders) and track your spend. We will only ever use your personal information strictly in accordance with the [American Express Online Privacy Statement].
    
    H. Law
    The terms of the offer are governed by English law and the court of England will have non-exclusive jurisdiction over us and you.
    
    
19. Indeed for Employers
    

Benefit Limit is capped at £75 in Statement Credit; per every 3 months of the calendar year. The benefit value will reset on 1 Jan, 1 Apr, 1 Jul, 1 Oct of every calendar year until 31/12/2026. You cannot carry any unused benefit value from one period into the next. The benefit only applies to online purchases made at uk.indeed.com. Any purchases not made directly with Indeed are excluded. Excludes Indeed Events, Indeed Hire, Indeed Flex, Resume.com SimplyHired and any Indeed job seeker services.  The Benefit is only available to the Primary American Express Business Platinum Cardmember using their American Express Business Platinum Card. Transactions made with a Supplementary Card or Additional Card are not eligible for this Benefit. You must first save the Benefit to your American Express Business Platinum Card before making your purchase to qualify for the benefit. Only qualified purchases made after enrolment are eligible for the benefit. If you use another card to make a purchase at any time, you will not be eligible for the benefit on that card. The benefit will expire on 31/12/2026. American Express can withdraw the benefit at any time by giving you 60 days’ notice. Your purchase must be made online at uk.indeed.com to be eligible for the benefit. If you spend in a currency other than Great British Pound (GBP), the amount paid will be converted based on the rate of exchange at the time of the transaction. A non-Sterling transaction fee of 2.99% will apply and this fee does not count towards the benefit. For more information regarding charges made in foreign currencies refer to your Card Member Agreement. If you pay using third party payment providers, such as Buy Now Pay Later providers, third party payment providers or payment processors, you will not be eligible for the benefit. Statement credit(s) should appear on your billing statement within 30 days from the date of qualified purchase but may take longer. Credit(s) are not redeemable for cash or any other payment form. Your purchase of services from Indeed is governed by their respective terms and conditions (including privacy policies). Any and all of Indeed’s online and/or mobile services and websites, and software provided by or on behalf of Indeed on or in connection with such services or websites shall be governed and subject to the terms, rules, policies, guidelines, standard and requirements, including, but not limited to, the Privacy Policy and Terms of Service, that may be posted on the Indeed site, available at uk.indeed.com/legal. American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brands' goods and/or services should be directed to their customer service. Our General Offer Terms also apply to the benefit and contain important additional terms.

 The Offer is provided by American Express Services Europe Limited (Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Company Number 1833139.)