English | ไทย
Instant Travel Protection
Protect yourself and your belongings when you travel with Instant Travel Protection. Choose from a range of coverage plans to suit your needs.
Underwritten by:
Travel with peace of mind
With Instant Travel Protection, you can have a sense of comfort knowing that help is at hand, no matter you’re travelling for business or pleasure. Choose from 3 coverage plans designed to suit your unique travel insurance needs and help keep your holiday worry-free.
Overseas
Medical Expenses
Flight Delay &
Trip Cancellation
Lost or
Damaged Checked Baggage
24-hour
Emergency Travel Assistance Services
Available
Purchases for Family & Friends
Coverage and insurance premium depends on the selected plan. Terms and Conditions and Exclusions are as defined by the insurance company. It is important to carefully review the terms and conditions of the policy before purchasing insurance.
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 1.1 Travel Accident in Public Conveyance |
5,000,000 |
7,000,000 |
10,000,000 |
| 1.2 other Travel Accident |
2,500,000 |
3,500,000 |
5,000,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 2.1 Medical Expenses in Overseas |
3,000,000 |
5,000,000 |
5,000,000 |
| 2.2 Post Journey Medical Expenses in Thailand for first 7 days after arrival |
50,000 including medical expenses in 2.1 with maximum limit of up to 3,000,000 |
200,000 including medical expenses in 2.1 with maximum limit of up to 5,000,000 |
350,000 including medical expenses in 2.1 with maximum limit of up to 5,000,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 3. Hospitalization Confinement Cash Benefit | 2,000 / day maximum limit is not more than 50,000 | 4,000 / day maximum limit is not more than 100,000 | 4,000 / day maximum limit is not more than 150,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 4. Third Party Travel Liability and Legal Expenses Benefit | 3,000,000 Legal Expenses maximum limit is not more than 1,000,000 |
4,000,000 Legal Expenses maximum limit is not more than 1,000,000 |
5,000,000 Legal Expenses maximum limit is not more than 3,000,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 5.1 Emergency Medical Evacuation |
4,000,000 |
4,000,000 |
4,000,000 |
| 5.2 Compassionate Visit |
20,000 |
100,000 |
200,000 |
| 5.3 Return of Minor Children |
50,000 |
100,000 | 200,000 |
| 5.4 Repatriation of Mortal Remains to Thailand |
|||
| • Expenses for the return of the mortal remains |
4,000,000 |
4,000,000 |
4,000,000 |
| • Reasonable cost of funeral expenses overseas |
50,000 |
100,000 |
150,000 |
| 5.5 Emergency Telephone Charges for engaging assistance services |
500 |
2,000 |
4,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 6.1 Trip Cancellation |
50,000 |
50,000 |
50,000 |
| 6.2 Trip Curtailment |
50,000 |
50,000 |
50,000 |
| 6.3 Aircraft hijack during the trip |
Not applicable |
5,000/24-hour maximum limit is not more than 100,000 | 10,000/24-hour maximum limit is not more than 200,000 |
| 6.4 Flight Delay |
2,000/6-hour maximum limit is not more than 20,000 | 2,000/6-hour maximum limit is not more than 20,000 | 4,000/6-hour maximum limit is not more than 50,000 |
| 6.5 Kidnap and Hostage |
Not applicable |
5,000/24-hour maximum limit is not more than 100,000 | 5,000/24-hour maximum limit is not more than 100,000 |
| 6.6 Flight Diversion |
Not applicable |
Not applicable |
30,000/6-hour maximum limit is not more than 30,000 |
| 6.7 Overbooked Flight |
Not applicable |
5,000 |
10,000 |
| 6.8 Missed Connecting Flight |
Not applicable |
2,000/6-hour maximum limit is not more than 20,000 | 4,000/6-hour maximum limit is not more than 20,000 |
| 6.9 Checked-in Baggage Delay |
4,000/6-hour maximum limit is not more than 20,000 | 4,000/6-hour maximum limit is not more than 20,000 | 7,000/6-hour maximum limit is not more than 35,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 7.1 Loss or damage of baggage & Personal Effect | 10,000/ piece/ pair/set maximum limit is not more than 40,000 |
10,000/ piece/ pair/set maximum limit is not more 50,000 |
10,000/ piece/ pair/set maximum limit is not more than 75,000 |
| 7.2 Loss of Money (Deductible 1,000 Baht) | 6,000 | 6,000 |
6,000 |
| 7.3 Loss or damage of baggage & Personal Effect | 10,000 | 15,000 |
30,000 |
| Summary of Coverage |
Maximum Benefits (THB) | ||
| Essential (Asia/ Pacific) | Standard (Worldwide exclude USA & Canada) | Superior (Worldwide include USA & Canada) | |
| 24-hour Emergency Medical Assistance Hotline Services | Yes | Yes | Yes |
| 24-hour Travel Assistance Hotline Services |
Yes | Yes | Yes |
- Essential Plan cover countries: Bangladesh, Bhutan, Brunei Darussalam, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Vietnam, Australia and New Zealand, Fiji, Papua New Guinea, Guam, Solomon Islands, Vanuatu.
- Standard Plan covers all countries except USA and Canada.
- Exclusion Countries for all plans: Iran, Syria, Cuba, North Korea, North Sudan.
- A maximum of 180 days coverage per trip with the Single Trip and a maximum of 90 days coverage per trip with the Annual Policy.
- Sum insured for person aged 66 – 70 year-old and 6 months – 14 year-old will be reduced to 50% of sum insured specified in the table.
- Medical expenses are limited to 2,000,000 baht for persons aged over 65 years old. This product is available to American Express Cardmembers until they reach the age of 70. Dependents of American Express Cardmembers must be aged between 6 months and 23 years to be eligible for the product benefits.
- Coverage is intended for overseas travel and not in Thailand.
- Suicide or attempted suicide or self –inflicted injury.
- Any law, prohibition, or regulations by the government of any country.
- Loss or damage related to drug addiction or genetic disorder.
- Injury while the Covered Person is taking part in any form of racing in a vehicle or boat. Including horse racing, ski racing, jet-skiing, skating, boxing, parachute jumping (except for the purpose of life saving) and while getting on or off or traveling in a hot-air balloon or glider.
- Injury while the Covered Person is driving or traveling on a motorcycle.
- Pre-existing conditions
- Dental treatment, except for first aid after an accident. This does not include the expense for dental reconstructive treatment, orthodontics, crowns, scaling or polishing, filling, or dentures.
- Cancellations by the carrier or tour operator.
- Any reason known to the Covered Person prior to applying for this insurance.
The terms of the policy (including conditions and exclusions) and the premium payable are dependent on the specific plan selected. It is important to carefully review the terms and conditions of the policy before purchasing insurance.
This is not a contract of insurance and the information provided does not constitute a contract. Full details of the product benefits are specified in the Policy.
Underwritten by Chubb Samaggi Insurance Public Company Limited
For more information, please contact
Siam Liberty Insurance Broker Co., Ltd.
Tel. (+66) 2611 4220
Monday - Friday, from 08.30 to 19.00 Hrs
- The information in relation to the insurance products on this website and/or communications is intended for information purpose only and is correct at the time of production.
- The insurance products under our partnership relationship are offered by Siam Liberty Insurance Broker Co., Ltd. (“Siam Liberty”), the licensed insurance broker company and underwritten by Chubb Samaggi Insurance Public Company Limited ("Chubb"). Chubb is licensed and regulated by the Office of Insurance Commission in Thailand and is solely responsible and liable for all coverage and compensation under the insurance products you purchase.
- American Express (Thai) Co., Ltd. ("We/we/us") merely provides the information in relation to products offered by our partners and in this role, we do not act as any intermediary for cardmembers, Siam Liberty or Chubb (or any of them). Our partner, Siam Liberty, is responsible and liable for the offering and the provision of the products underwritten by Chubb. We want you to be aware that we receive a fixed fee from Siam Liberty. Please refer to the policy wordings for exact terms and conditions of the insurance products you purchase. You are responsible for ensuring that any insurance product you have applied for is suitable for you.
- Certain American Express (Thai) Co., Ltd. Card products include Travel Insurance. All you need to do to activate the coverage is to charge the eligible travel items with the Card. For further details, please contact Siam Liberty at the contact details above.
Terms and Conditions
Instant Travel Protection is underwritten by Chubb Samaggi Insurance Public Company Limited and distributed by Siam Liberty Insurance Broker Co. Ltd.
