The American Express®
American Express Card
Card type |
Annual fee |
Rewards Program : Membership Rewards
Spending Limit : No-preset spending limit but up to 3 or 5 times of monthly average income for compliance with Bank of Thailand notification (as the case may be)
Interest on purchases : No interest charge - just pay your balance in full every month
Membership Rewards1
Accumulate points redeemable for rewards of your lifestyle, including shopping, travel, dining, entertainment and unique experiences within the stipulated program period.
Contactless Technology
An easy way to pay for anything up to THB 1,500 with your American Express Card. Simply hold your Card close to the reader, wait for the confirmation and you're done. Click here to learn more.
Travel Insurance & Purchase Protection2
Extra value when you travel with Travel Accident Insurance and Travel Inconvenience Insurance. For your peace of mind, Card purchases covered at no extra cost under the Purchase Protection Plan.
Financial Flexibility
No pre-set spending limit3
The Card gives you the freedom to spend without any pre-set spending limit, you can usually spend as much
as you have shown us you can afford based on your past payment patterns and personal resources. All we ask
is that you pay your Card account in total and on time each month.
0% WISE PAY Installment Plan
0% WISE PAY Installment Plan is the effective way to financial flexibility and money management. You can enjoy extraordinary purchasing power with first-class and hassle-free service in here.
Insurance Benefits
for Greater Peace of Mind
Complimentary Travel Accident Insurance
Purchase your tickets with the Card and you're automatically covered for up to Baht 1.5 million in our Travel Accident Insurance Plan for no additional cost. You, your spouse and children under 23 years old are insured against accidental death and dismemberment due to physical injury while traveling a passengers in any scheduled commercial aircraft or any other form of public transportation.
Card members are also entitled to a complimentary Travel Inconvenience Plan. Benefits for any inconvenience caused by delayed luggage, lost luggage, as well as missed connection may be claimed.
Supporting documents are required when making claims from either travel plan.4
Purchase Protection Plan
Shop with the Card and you're protected, at no extra costs. When you charge your purchases with the Card, goods are automatically insured against accidental damage for the first 30 days.5
a collect call away: (66) 2091 2818.
Additional Services
The Card lets you DO MORE
24-hour Customer Service
For quiries regarding your account, including billing and redeeming your Membership Rewards points, or general Card information, you can call the Customer Service at 0 2091 2755 for 24 hours in every day.
Supplementary Cards
Increase the value of your Card's benefits by sharing the Card's convenience, flexibility and security with your family members who are over 20 years old with the Supplementary Cards. Charges made on Supplementary Cards will be billed to your account and they will be listed separately on your statement for your convenience.
Reward Programs
Membership Rewards1
A bonus program designed to reward Card members for spending with the Card, Membership Rewards lets you accumulate points that can be redeemed for free shopping, travel, dining, entertainment and unique experiences within the stipulated program time period. Every Bath 25 you charge with the Card will automatically earn you a Membership Rewards point.
Membership Rewards PLUS1
A special feature of the Membership Rewards with additional privileges to redeem the rewards of your choice. Membership Rewards PLUS offers you a range of exclusive rewards that answers to your premium lifestyle. You can redeem for rewards with lesser redemption points than usual, or transfer points to the Frequent Flyer programs or Frequent Guest programs. These additional privileges require only Baht 1,000 annual fee. To enroll in Membership Rewards PLUS, please call 0 2091 2755.
Documents and Useful Information
Insurance Certificate for American Express Card members
You can read and downoad full details of Insurance Certificate for for American Express Card members here.
Details of Interest Rate, Penalty Charge, Fees and Other Service Charges
You can read and download full details of interest rate, penalty charge, fees and other service charges here.
Terms and Conditions: American Express Card
You can read and download full Terms and Conditions of American Express Card here.
Apply for American Express Card
American Express Platinum Card
Platinum Rewards
Earn 1 point for every 25 baht spent. If you spend at any of our Platinum Partners, you can earn an incredible total of 10 Membership Rewards points.
American Express Gold Card
Membership Rewards
Accumulate points redeemable for free shopping, dining, entertainment and unique experiences within the stipulated program period.
1. Terms and Conditions of Membership Rewards Apply. American Express (Thai) Co., Ltd reserves the the right to change Membership Rewards benefits and programs without prior notification.
2. Terms and Conditions as set out in the Chubb Samaggi Insurance Policy document apply.
3. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
4. Subject to the Terms and Conditions of Travel Insurance Plan and Travel Inconvenience Plan.
5. Subject to the Terms and Conditions of Purchase Protection Plan.