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BREAK YOUR PAYMENT
INTO SMALLER INSTALLMENTS
With 0% WISE PAY, an extended payment plan by
American Express, you can choose to break payments into
affordable installments up to 6 months at 0% interest*.
Simply follow below steps to enjoy 0% WISE PAY
1. Pay
Make full payment
At the participating
merchants
2. Call
Call Amex Customer
Service to request
for 0% installment option
before next statement cycle is cut off
3. Enjoy
Enjoy up to 6 months
0% installment plan
on your payment
OUR PARTICIPATING 0% WISE PAY PARTNERS
Applicable for American Express® Cards issued by American Express (Thai) Co., Ltd. excluding
American Express® Business Card and American Express® Corporate Card
*Remark: Cardmembers, except American Express® Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending
Berkeley International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Berkeley International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Bangkok Prep International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Bangkok Prep International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Concordian International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Concordian International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
ELC International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at ELC International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Modern International School Bangkok
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Modern International School Bangkok (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Ramkhamhaeng Advent International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Ramkhamhaeng Advent International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Bangkok Patana School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Bangkok Patana School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
KIS International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at KIS International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
International School Bangkok
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at International School Bangkok (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
VERSO International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at VERSO International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Raffles International College
From 1 July - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Raffles International College (the ”School”) from 1 July - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
British International School, Phuket
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at British International School, Phuket (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Magic Years International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Magic Years International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
St. Andrews Samakee International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at St.Andrews Samakee International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Harrow International School Bangkok
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Harrow International School Bangkok (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
NIST International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at NIST International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
RIS Early Years Campus
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at RIS Early Years Campus (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Ruamrudee International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Ruamrudee International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Anglo Singapore International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Anglo Singapore International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
St. Andrews International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at St.Andrews International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Ekamai International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Ekamai International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Keerapat International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Keerapat International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Prem Tinsulanonda International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Prem Tinsulanonda International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Kids Academy International School
From 1 January - 31 December 2023*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Kids Academy International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Regent's International School Bangkok
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Regent's International School Bangkok (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Astra Academy International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Astra Academy International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
St.Andrews International School Bangkok
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at St.Andrews International School Bangkok (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Ascot International School
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Ascot International School (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
RIS Swiss Section
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at RIS Swiss Section (the ”School”) from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Sasin School of Management
From 1 March - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Sasin School of Management (the ”School”) from 1 March - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
KIS International School Reignwood Park
From 20 May - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at KIS International School Reignwood Park (the ”School”) from 20 May - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Raffles American School
From 1 July - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Raffles American School (the ”School”) from 1 July - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers,will not receive Base points for 0% WISE PAY spending at the School.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if: (a) the Charge is made for payment at the School; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The School’s Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Bumrungrad International Hospital
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Bumrungrad International Hospital from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Bumrungrad International Hospital and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending at.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Bumrungrad International Hospital; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
VitalLife Scientific Wellness Center
From 1 January - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at VitalLife Scientific Wellness Center from 1 January - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at VitalLife Scientific Wellness Center and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at VitalLife Scientific Wellness Center; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Bangkok Hospital
From 1 February - 31 December 2024*
Participating Hospitals:
- Bangkok General Hospital Soi Soonvijai
- Bangkok Hospital Pattaya
- Bangkok Hospital Chiang Mai
- Bangkok Hospital Chiang Rai
- Bangkok Hospital Samui
- Bangkok Hospital Udon
- Bangkok Hospital Ratchasima
- Bangkok Hospital Pakchong
- Bangkok Hospital Surat
- Bangkok Hospital Phuket
- Bangkok Hospital Siriroj
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Participating Hospitals from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Participating Hospitals and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Participating Hospitals; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
BDMS Wellness Clinic
From 1 February - 31 December 2024*
Participating Hospitals:
- BDMS Wellness Clinic
- BDMS Wellness Clinic Retreat
- RoyalLife Wellness Clinic Bangkok
- RoyalLife Wellness Clinic Udon Thani
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Participating Hospitals from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Participating Hospitals and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Participating Hospitals; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Phyathai Hospital
From 1 February - 31 December 2024*
Participating Hospitals:
- Phyathai 1 Hospital
- Phyathai 2 Hospital
- Phyathai 3 Hospital
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Participating Hospitals from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Participating Hospitals and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Participating Hospitals; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Paolo Hospital
From 1 February - 31 December 2024*
Participating Hospitals:
- Paolo Chokechai 4 Hospital
- Paolo Kaset Hospital
- Paolo Rangsit Hospital
- Paolo Prapradaeng Hospital
- Paolo Samutprakarn Hospital
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Participating Hospitals from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Participating Hospitals and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Participating Hospitals; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Praram 9 Hospital
From 1 February - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Praram 9 Hospital from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Praram 9 Hospital and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Praram 9 Hospital; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Vibhavadi Hospital
From 1 February - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Vibhavadi Hospital from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Vibhavadi Hospital and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Vibhavadi Hospital; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Vichaiyut Hospital
From 1 February - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Vichaiyut Hospital from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Vichaiyut Hospital and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Vichaiyut Hospital; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Esperance Clinic
From 1 February - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Esperance Clinic from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Esperance Clinic and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Esperance Clinic; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Piyavate Hospital
From 1 February - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Piyavate Hospital from 1 February - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Piyavate Hospital and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Piyavate Hospital; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Medeze Group and Medeze NK
From 6 May - 31 December 2024*
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Medeze Group and Medeze NK from 6 May - 31 December 2024.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Medeze Group and Medeze NK and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum spending or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for spending at Medeze Group and Medeze NK; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit https://go.amex/wisepaythen for full Terms and Conditions.
Chubb Life Assurance
From 1 January - 31 December 2024*
*Remark: Cardmembers, except
American Express Platinum Cardmembers, will not receive Base points for 0% WISE
PAY spending at Chubb Life Assurance.
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Chubb Life Assurance from 1 January - 31 December 2024.
- The privilege cannot be used in conjunction with Unit-Linked Insurance Plans.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Chubb Life Assurance and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending at Chubb Life Assurance.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for payment at Chubb Life Assurance; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit www.americanexpress.com/th/en/wisepay-terms for full Terms and Conditions.
Allianz Ayudhya
From 1 January - 31 December 2024*
*Remark: Cardmembers, except
American Express Platinum Cardmembers, will not receive Base points for 0% WISE
PAY spending at Allianz Ayudhya.
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Allianz Ayudhya from 1 January - 31 December 2024.
- The privilege cannot be used in conjunction with Unit-Linked Insurance Plans.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Allianz Ayudhya and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending at Allianz Ayudhya.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for payment at Allianz Ayudhya; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Card members whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit www.americanexpress.com/th/en/wisepay-terms for full Terms and Conditions.
The Viriyah Insurance
From 1 January - 31 December 2024*
*Remark: Cardmembers, except
American Express Platinum Cardmembers, will not receive Base points for 0% WISE
PAY spending at The Viriyah Insurance.
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at The Viriyah Insurance from 1 January - 31 December 2024.
- The privilege cannot be used in conjunction with Unit-Linked Insurance Plans.
- Basic Cardmembers must call American Express' Customer Service after making full payment at The Viriyah Insurance and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending at The Viriyah Insurance.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for payment at The Viriyah Insurance; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit www.americanexpress.com/th/en/wisepay-terms for full Terms and Conditions.
Muang Thai Life Assurance
From 1 January - 31 December 2024*
*Remark: Cardmembers, except
American Express Platinum Cardmembers, will not receive Base points for 0% WISE
PAY spending at Muang Thai Life Assurance.
Terms and Conditions:
- The privilege is available to Cardmembers who hold any valid American Express Cards issued by American Express (Thai) Co., Ltd. ("American Express") excluding American Express Corporate Card and American Express Business Card for spending at Muang Thai Life Assurance from 1 January - 31 December 2024.
- The privilege cannot be used in conjunction with Unit-Linked Insurance Plans.
- Basic Cardmembers must call American Express' Customer Service after making full payment at Muang Thai Life Assurance and before Cardmember's next statement cycle is cut off to request for 0% WISE PAY payment option.
- 0% WISE PAY is an installment program allowing the Cardmembers to pay through monthly installment, Cardmembers can enjoy 3 or 6 monthly installments.
- The minimum purchase or principal amount shall not be less than Baht 5,000 per transaction.
- Cardmembers, except American Express Platinum Cardmembers, will not receive Base points for 0% WISE PAY spending at Muang Thai Life Assurance.
- Eligible American Express Cardmembers can participate in 0% WISE PAY only if : (a) the Charge is made for payment at Muang Thai Life Assurance; (b) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (c) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to revoke the eligibility to participate in 0% WISE PAY if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- The privilege is only available to Cardmembers whose all accounts with American Express are in good standing and the Cardmembers must not be in breach of any Terms and Conditions of American Express Cardmembership from the date they receive the privilege to the date they use the privilege.
- American Express reserves the right to terminate or change the privilege's Terms and Conditions at any time in compliance with applicable laws and regulations. In the event of any dispute arising from this privilege, the decision of American Express shall be final and binding all related parties.
- The Merchant's Terms and Conditions apply.
- 0% WISE PAY's Terms and Conditions apply, please visit www.americanexpress.com/th/en/wisepay-terms for full Terms and Conditions.
- Participation in the American Express 0% WISE PAY PROGRAM (“0% WISE PAY”) is governed by these terms and conditions and you will continue to be bound by the relevant Cardmember Agreement. American Express (Thai) Co., Ltd. (“American Express”) reserves the right to change or amend these terms and conditions or add new terms and conditions at any time. Any such changes or amendments or additions will become effective and binding on you upon notification to you by any means American Express deems fit. If you do not accept such changes or amendments or additions to these Terms and Conditions, you may cancel 0% WISE PAY by contacting us. However, you will still be liable for all Charges incurred under 0% WISE PAY and all other obligations under these terms until your Card Account is repaid in full.
- 0% WISE PAY is available to American Express Cardmembers who hold valid American Express Cards issued by American Express, except American Express Business Cards and American Express Corporate Cards (“Eligible American Express Cardmembers”).
- 0% WISE PAY is an instalment payment program which allows Eligible American Express Cardmembers to elect to settle a Charge on their Account at participating merchants in Thailand for eligible purchases by deferred monthly installments of 3 or 6 months and by completing an installment payment program Record of Charge (“ROC”).
- Eligible American Express Card members can participate in 0% WISE PAY only if: (a) the Charge is THB 5,000 or more at participating merchants in Thailand; (b) the Charge for eligible purchases is solely determined by the participating merchants (including eligible goods and/or services and/or time of purchases that are not specified in these terms and conditions. Please contact the participating merchants directly for information on the eligible purchases); (c) The Charge does not exceed the Credit Limit (which shall not include any temporary credit limit increase) on your Account; and (d) your Account is in good standing (including not being overdue) and not suspended or cancelled for any reason. Notwithstanding any other terms and conditions, American Express reserves the right to reject any 0% WISE PAY transaction in accordance with our internal assessment policy and American Express also reserves the right to terminate 0% Wise Pay if the Charge exceeds the Credit Limit (which shall not include any temporary credit limit increase) on your Account.
- 0% interest applies only if your Account is in good standing (including not being overdue). If your Account is not in good standing, a finance charge at the applicable rate of interest as set out in your Cardmember Agreement will be assessed from each transaction date on all charges in the statement (including any instalment in the statement) and all new charges posted (including any instalment posted) after the statement date.
- By signing the ROC, you irrevocably authorize American Express to pay the total amount of the Charge as set on the ROC to the participating merchant and agree you will be liable to us for the total amount of the Charge. The total amount of the Charge will be billed to you in equal monthly instalments during the period of deferment (3 or 6 months) selected by you on the ROC with the first such instalment falling on the first statement following the date on which you incur the Charge. If the Charge cannot be divided into equal monthly instalments, the difference shall be paid by you together with the final monthly instalment. Your Credit Limit will be reduced by the total amount of the Charge upon 0% WISE PAY being approved by American Express and will be restored as and to the extent each instalment amount is paid to American Express.
- You can pay the entire unpaid amount under 0% WISE PAY at any time prior to the expiry period by calling us. We will then show the entire unpaid amount under the 0% WISE PAY as payable on your next monthly statement. If you do not inform us that you wish to prepay, we will record the payment as a credit on your Account and accordingly, this credit will not reduce the balance of the outstanding amount under 0% WISE PAY or future instalments.
- Any unpaid amounts under 0% WISE PAY shall become payable immediately, upon the cancellation or revocation of your Account or 0% WISE PAY.
- American Express is not the provider of any of the goods, products and/or services offered by participating merchants, and is not responsible or liable in the event that such goods, products and/or services are not provided or fulfilled by the relevant merchant unless otherwise specified in the Card Terms and Conditions. American Express makes no representation or warranty whatsoever in relation to any goods, products and/or services.
- Notwithstanding anything to the contrary in these terms and conditions, any dispute or complaint in relation to a Charge made under 0% WISE PAY or the purchase or fulfillment of the goods, products and/or services offered under 0% WISE PAY (including cessation of a merchant’s business operations) must be raised directly and solely with the relevant merchant. Notwithstanding any current or future claim a Card member may have against the merchant, all amounts payable to American Express under 0% WISE PAY shall continue to remain payable unless otherwise specified in the Card Terms and Conditions.
- In the event of any inconsistency between the English and Thai versions of these terms and conditions, the English version shall prevail.