How often can I apply for and receive a credit limit increase or decrease?

You are eligible to apply for a credit limit increase every 3 months. You can apply for a credit limit decrease at any time, providing:

• The limit remains within the minimum or maximum limit for your Card Account.
• The limit is not reduced below the balance on your Account.

Following a credit limit decrease, you will be subject to the usual credit limit increase criteria should you later decide that you wish to increase your limit.