
True Cashback Card
Earn 2.5% Cashback on your essential bills!

Enjoy an additional 1% Cashback on your recurring bills for selected essential services when you pay with your registered American Express® True Cashback Card!
Don't miss out on the savings you can accumulate when you're paying your next electricity bill, telco plan or entertainment subscriptions monthly. Simply register for the offer and then set up recurring bills payment with any of the following essential services and earn a total of 2.5% Cashback when your American Express® True Cashback Card is charged in the next payment cycle. (2.5% Cashback = 1.5% Base Cashback + 1% Additional Cashback)
Or if you’re a NEW American Express® True Cashback Card Member, earn up to a total of 4% Cashback on your recurring bills! (4% Cashback = 3% Welcome Bonus Cashback^ + 1% Additional Cashback)
List of essential services eligible for the additional 1% Cashback include:
Entertainment subscriptions | Netflix, Spotify |
Telco Providers | M1, MyRepublic, Singtel, StarHub |
Utilities Providers |
Geneco, iSwitch, PacificLight, Sembcorp Power, Senoko Energy, SP Utilities Group |
Registration is required. Exclusions and Terms & Conditions apply. Valid from 15 July 2020 to 31 December 2020.
Click here for Frequently Asked Questions (FAQs).
Get started with these simple steps:
Step 1: Register
Kindly log in to your account below, select ‘Additional 1% Cashback on Essential Bills’ under Amex Offers and click on ‘Save to Card’ to complete the registration.
Basic and Supplementary Cards need to be registered separately. A confirmation email will be sent to you upon successful registration.
Step 2: Enrol
Set up your recurring payment transactions either online, in-app or via American Express Recurring Bill Payment Form to charge your essential bills to your American Express® True Cashback Card.
Find the list of eligible transactions and essential services here.
- Earn an additional 1% Cashback on selected essential services from 15 July 2020 to 31 December 2020.
- Registration is required to enjoy the additional 1% Cashback on selected essential recurring bills. Please log in to your Card Member Account or the Amex mobile app and click on “Save to Card” for ‘Additional 1% Cashback on Essential Bills’ to complete the registration.
- The additional 1% Cashback will only be valid for credit card recurring billing payment made in Singapore Dollars only at the participating essential services.
- All other payments (including one-time payments, in-person payments or payments made through a third-party establishment/payment processor) are not eligible for the offer.
- SP Utilities Group - Excludes payments made for Electric Car Charging and SP Digital Products.
- After adding your Card to your recurring billing account, your Card may be charged for your next month's bill. You must add your Card to your recurring billing account with sufficient time for your Card to be charged by 31 Dec 2020 to be eligible for the offer. Recurring billing processing times and billing cycles may vary, kindly check with your service provider for more information.
- The additional 1% Cashback will be awarded as a statement credit in addition to any Cashback benefit that is applicable to your Card. The additional credit will not be reflected and credited together with any existing Cashback benefit. Please refer to your Card Member Agreement for Terms and Conditions regarding your existing Cashback benefits.
- The additional 1% Cashback is valid only to individuals who hold a personal basic and/or supplementary American Express® True Cashback Card issued in Singapore by American Express International Inc. only.
- The additional 1% Cashback is only valid for eligible transactions on a Card that has successfully completed the registration. A confirmation email will be sent to you upon successful registration.
- Credit is not redeemable for cash or other payment form.
- Credit should appear on your Card Account within 5 business days from the eligible transaction but may take up to 90 days from the transactions date.
- Credit will not be applied to your Card Account if it has been suspended or cancelled.
- Credit may be reversed if your eligible transactions is refunded or cancelled.
- American Express does not assume liability and American Express Card Members shall not make any claim whatsoever for (i) injury or bodily harm or (ii) loss of damage to property, howsoever caused, arising from, or in connection with these benefits and privileges,
- Terms and Conditions may be amended or withdrawn without prior notice at the sole discretion of American Express International Inc.
- In the event of any dispute, the decision of American Express will be final and no correspondence may be entertained.
- Other terms available here.
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Earn 10 Membership Rewards points for every S$1.60 spent at the participating retail partners
All offers will be subject to Terms and Conditions. For full details, click on the above offer images.
American Express® acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the service establishment. Card Members acknowledge that any disputes in relation to the above are to be directed solely to the service establishment providing such services, activities or benefits.
American Express® International Inc. and the service establishments reserve the right to change the terms and conditions at any time without prior notice. All information is correct at the time of publication.