Credit Card Rates & Fees Information
Personal Cards
The American Express Airpoints Platinum Card
Annual Card Fee
$195 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
22.95% p.a. for Purchases and related fees.
22.95% p.a. Cash Advances and related fees.
The American Express Airpoints Platinum Reserve Card
Annual Card Fee
$395 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
22.95% p.a. for Purchases and related fees.
22.95% p.a. Cash Advances and related fees.
The American Express Airpoints Card
Annual Card Fee
$0 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
0% p.a. for Purchases and related fees for the first 6 months reverting to 22.95% p.a. thereafter.
22.95% p.a. for Cash Advances and related fees.
The American Express Gold Rewards Card
Annual Card Fee
$200 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
22.95% for Purchases and related fees.
22.95% p.a. Cash Advances and related fees (enrolled Card Members only).
The American Express Platinum Edge Card
Annual Card Fee
$149 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 22.95% p.a.
22.95% p.a. for Cash Advances and related fees.
The Low Rate Credit Card from American Express
Annual Card Fee
$59 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
Annual Percentage Rate
2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 12.69% p.a
21.95% p.a. for Cash Advances and related fees
The American Express Platinum Card
Annual Card Fee
$1,250 p.a.
Additional Card Fee
$0 (applicable for the first 4 Additional Cards)
The American Express Gold Card
Annual Card Fee
$95 p.a.
Additional Card Fee
$70 p.a.
The American Express Green Card
Annual Card Fee
$55 p.a.
Additional Card Fee
$40 p.a.
Business Cards
The American Express Business Card
Annual Card Fee
$55 p.a
Supplementary Card Fee
$40 p.a.
The American Express Gold Business Card
Annual Card Fee
$95 p.a.
Supplementary Card Fee
$70 p.a.
Other Rates and Charges
American Express Charge Cards
Express Cash Fee: $5.00 per overseas transaction
Currency Conversion Commission: 2.5% of converted amount
Payment Dishonour Fee: $25
Liquidated Damages: 3.25% or $20 whichever is greater of the overdue amount
Minimum Payment Amount: The full closing balance must be paid by the due date each month, or liquidated damages will be charged.
Record of Charge Fee: $7.50 per copy
Statement Copy Fee: $5.00 per statement
Overseas Statement Mailing Fee: $5.00 per year
American Express Credit Cards
Cash Advance Fee: $5.00 per overseas transaction
Currency Conversion Commission: 2.5% of converted amount
Payment Dishonour Fee: $25
Late Payment Fee: $25
Minimum Payment Amount: $10 or 3% of the Closing Balance, whichever is greater.
Record of Charge Fee: $7.50 per copy
Statement Copy Fee: $5.00 per statement
Overseas Mailing Fee: $5.00 per year
Membership Rewards® Schedule of Fees (GST Inclusive)
The annual fees for participation in the Membership Rewards Programme covering all Linked Accounts are as follows:
Annual Membership Fee
| Platinum Charge | Complimentary |
| Platinum Credit Card | Complimentary |
| Corporate Cards | Annual fee $75.00 or 10,500 points |
| All other cards | $50.00 |
Annual TurboTM enrolment fee
$99.00
Available to selected Card Members. Charged in addition to the annual Membership Rewards fee.
Points purchase
$20.00 = 1,100 Membership Rewards points
Membership Rewards travel booking amendment fee.
$50.00 per amendment
Points Reinstatement Fee (Service Fee)
| Telephone | $25.00 |
| Online | $20.00 |