American Express Essential® Credit Card
New Cardmember Offer
Enjoy welcome offer worth up to HK$300 Statement Credit！
Apply now to receive HK$200 statement credit1 by spending HK$2,000 in the first 2 months, include aggregate spending of Basic and Supplementary Card(s). What's more, earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300.
Key Information
Points Earn Rate
HK$1 = up to 3 points
Card Type
Annual Fee
Fee waiver
Additional Cards
2 complimentary Supplementary Cards
How You Earn
HK$100
Statement Credit
Octopus Top-up
BonusEarn HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 aggregate spending in the first 3 months
3X
POINTS
Foreign currencies spend
for every HK$1 equivalent spent on eligible foreign currencies spend
2.5X
POINTS
Local spend
for every HK$1 spent on eligible local transactions
All Benefits
Eligibility
- You are 18 years old or older
- You are a Hong Kong or Macau resident / citizen
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