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American Express® Gold Business Card

American Express Gold Business Card

Run your business with the right card

Key facts statement

Key Information

Rewards Program:
American Express Membership Rewards® Gold Business Program1
Points Earn Rate:
Local Spend: HK$1 = up to 2 points1
Foreign Currency Spend: HK$1 = up to 3 points1
Card Type:
Business Charge Card
Annual Fee:
First-year annual fee waiver of HK$980 including 3 Complimentary Supplementary Cards

Featured Benefits

American Express Experiences

Your American Express® Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you.

Accelerated Earn for Gold Business Card1

An accelerated earn of additional 1 Membership Rewards point for every HK$1 (or equivalent) for the first HK$300,000 (equivalent) eligible spend billed to the Card. Earn up to 2 points for every HK$1 spent on local transactions and 3 points for every HK$1 equivalent spent on foreign currency transactions.

  • No Pre-Set Spending Limit3
    • Purchasing power that adjusts with use of the Card, giving you more flexibility.
  • Complimentary Business Insurance
    • All Card Members are covered by a complimentary business insurance plan.

    All Benefits

    • Turn everyday business spending into rewards with our Membership Rewards Program.

      • Local Spending HK$1 : up to 2 points1
      • Foreign Currency Spending HK$1 : up to 3 points1

    • Grow your business with increased purchasing power and enhanced control.

      • No pre-set spending limit3 increases your purchasing power, giving your business greater financial flexibility.
      • Pay suppliers and receive up to 51 credit-free days4.
      • Provide your staff with Supplementary Cards and consolidate your business expenses while earning points.

    • Backing you and your company with our professional customer service, travel insurance and protection with peace of mind.

      Charge your travel tickets to your Card and a suite of travel insurance benefits is automatically activated5.
      • Up to HK$2,000,000 Business Travel Accident Insurance​
      • Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection​
      • Up to HK$8,000 luggage delay​
      • Up to HK$10,000 for lost luggage​

    • On top of business benefits, you also get to enjoy a suite of lifestyle privileges.

      • Access to airport lounges6
      • Year-round 10% savings privileges at Broadway Circuit Cinemas7
      • American Express Travel Online

    • Backing you and your company with our professional customer service and protection with peace of mind.

      • Roadside Assistance: In the event of a car breakdown, call our Roadside Assistance and help will arrive. The first HK$750 of towing to your preferred garage will be covered. Enjoy up to 2 claims per year.​
      • Global Assist8: Around the world and around the clock, help is never far away.​
      • 24-hour Customer Care Hotline​
      • Emergency card replacement and cheque cashing​
      • Online fraud protection with American Express SafeKey®9
      • Real-time notification from American Express @ Work Alert

    Eligibility

    Criteria for applying for the American Express Gold Business Card:
    • You are over 18 years of age
    • You are a HK Resident or Citizen
    • You are the owner, partner, shareholder, CEO, managing director or executive of the company

    Important Information

    Please ensure that you have read and downloaded these important documents before starting your application.
      American Express Gold Business Card

      Please contact us for welcome offer details.

      Other cards you may be interested in

      American Express® Gold Corporate Card

      Earn 2 Membership Rewards points1 for every HK$1 spent at selected airlines, everyday merchants and foreign currencies

      American Express® Business Card

      Take your business to the next level

      Annual Fee: HK$400 for Basic Card and HK$275 per Supplementary Card