U.S. Bank FlexPerks® Select+ American Express® Card

¹ Rewards are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new Card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem FlexPoints. Merchants identify their business by selecting a merchant category code established by American Express. A Purchase will not earn additional FlexPoints if the merchant’s selected code is in a category that is not eligible for additional FlexPoints earning. U.S. Bank does not determine the category codes that merchants choose and reserves the right to determine which Purchases qualify for additional FlexPoints. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Use of the Card is subject to terms and conditions of the U.S. Bank FlexPerks Select+ American Express Cardmember Agreement, which may be amended from time to time. U.S. Bank FlexPerks Select+ American Express Cardmembers will earn one (1) FlexPoint for every $1 in eligible Net Purchases. In addition, you will earn additional FlexPoints for the following Net Purchases: You will earn four (4) additional bonus FlexPoints for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online FlexPerks Rewards Center using your U.S. Bank FlexPerks Select+ American Express Card. Please allow 1-2 statement billing cycles for your bonus FlexPoints to appear on your credit card statement. Refer to the Rewards Center for full details. Please allow 1-2 statement billing cycles for your bonus FlexPoints to appear on your Card statement. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later.  

²Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers. For full terms and conditions visit usbank.com/smartrewards. 

³ Contactless functionality is available on all newly issued U.S. Bank consumer credit cards. For existing cardholders, contactless functionality may be available upon next reissue.  The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

⁴ You agree to be responsible for all transactions the Authorized User makes on your account.  Authorized Users can request information on this account, such as but not limited to: current balance, payment due date and credit limit.  Authorized Users can also perform maintenance functions on this account, such as but not limited to: activate a Card, balance transfers, make a payment or remove their name from the account.  Lastly, Authorized Users are not permitted to perform certain functions on this account, such as but not limited to: account closure, order a new Card or add a name on this account.