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Navy Federal More Rewards American Express®
Card

The Navy Federal More Rewards American Express® Card Features & Benefits Portal brings it all together, making it easier for you to take advantage of your Cardmember benefits.

Click the link below to apply for the More Rewards Card through the Navy Federal website.

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Navy Federal More Rewards American Express^® Card

Reward yourself for everyday spending with the More Rewards Card.

No annual fee
No balance transfer fee
No foreign transaction fees
No cash advance fees

See all the ways you can earn with your Navy Federal More Rewards American Express® Card (“Card”).¹

3x Restaurants + Food Delivery
3x Gas + Transit
3x Supermarkets
1x Everything Else

For more information on qualifying transactions, please visit navyfederal.org.

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Terms and Conditions:

¹Navy Federal More Rewards American Express® Cards earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, supermarkets, and 1 point for every $1 of other net purchases. Merchant transit categories classified as railway, ferries/water trip, taxi, limousines, bus lines, charters, tour buses, tolls, road/bridge fees, and parking/lots will receive 3 points for every $1 of net purchases. A supermarket, transit, gas station or restaurant purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations.

The Navy Federal More Rewards American Express® Card Program Description (“Program Description”), linked below, contains the terms and conditions for participation in the Navy Federal More Rewards program. Please read the terms and conditions and keep a copy of the Program Description for your records. By using your Card, you agree to all the terms and conditions within the Program Description. Visit the Navy Federal site for more information on the product terms.

Navy Federal More Rewards Site

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