Credit One Bank American Express® Card
Click the link above to apply for the Credit One Bank Card through the Credit One website.
Discover the benefits and insurances available to Credit One Bank American Express® Cardmembers below:
Unlimited 1% Cashback Rewards
Earn unlimited 1% cash back rewards on all purchases—no categories to choose or points to redeem—and earned rewards are credited to your account automatically. Terms apply.
Retail Protection
Enjoy the peace of mind that comes from knowing your purchases are covered with Retail Protection, which will reimburse you if an eligible item is accidentally damaged or stolen. Terms apply.
Special Benefits & Amex Offers
Experience a more rewarding way to shop, dine, travel, and more with access to Amex Offers that feature some of the nation's top brands.
Global Hotel Collection
Enjoy complimentary benefits and value-added amenities at more than 3,000 of the world’s most luxurious hotels. Through our partnerships with the world’s best hotels, you have access to benefits such as complimentary breakfast daily, hotel credits to be used towards the spa and food & beverage outlets, early check-in*, late checkout*, and a complimentary room upgrade*.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Essential Collection
Access low rates at three- to five-star hotels around the world. Pay on average 15% less than a public online travel site at more than 650,000 three-star, four-star, and five-star hotels when you book a pre-paid rate. Please see Travel Concierge Terms and Conditions.
Private Homes and Villas
Enjoy bespoke amenities and tailored experiences when you book a private home or villa, available in world-class cities and off-the-beaten-path destinations around the world. Please see Travel Concierge Terms and Conditions.
Air
Enjoy a superior flight booking experience by speaking with one of our flight experts or using our platform’s advanced booking tool, providing you instant access to live inventory. With our breadth of curated airline relationships, we strive to provide you the best possible outcome for all air related requests. Please see Travel Concierge Terms and Conditions.
Up to 25% off car rental bookings
Take advantage of up to 25% off base rates with major car rental companies worldwide at participating locations. Please see Travel Concierge Terms and Conditions.
Discounts and complimentary benefits with chauffeur bookings
Enjoy special savings and a complimentary upgrade* when you book an eligible chauffeur service.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Vacation Packages
Receive complimentary value-added benefits when you book a vacation package with us through one of our many travel partners. Please see Travel Concierge Terms and Conditions.
Cruises
Enjoy exceptional benefits when you book a voyage with one of our cruise line partners through the Travel Concierge. Please see Travel Concierge Terms and Conditions.
Protections & Insurances
Travel Accident Insurance
Provides accidental death or dismemberment insurance while traveling on a common carrier, (plane, train, ship or bus) when the entire fare is charged to your Card. Travel Accident Insurance provides coverage up to $150,000. Certain exclusions, restrictions and limitations apply. Click on Terms and Conditions below for further details.
Phone: 1-855-327-1471; Worldwide Collect: 312-935-3697
Available 24 hours a day, 365 days a year.
Car Rental Loss and Damage Insurance
Credit One Bank American Express® Cardholders are eligible for reimbursement for repair or replacement of a rented automobile as a result of damage or loss to the rented automobile anywhere in the United State and Canada. Reimbursement will be on an actual cash value basis, for damage or loss for which the insured is responsible.Coverage applies provided the entire rental fee for the rental automobile, less redeemable certificates, vouchers, coupons, or points has been charged to your Credit One Bank American Express® Card. Coverage is limited to $50,000 per rental. The insured must file a claim with their primary insurance as this benefit is excess coverage. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Phone: 1-855-327-1471; Worldwide Collect: 312-935-3697
Available 24 hours a day, 365 days a year.
Retail Protection
Retail Protection provides coverage for eligible items you purchased entirely with your Credit One Bank American Express® Card if damaged or stolen within ninety (90) days from the date of purchase. Coverage is limited to the actual cost of the item (excluding delivery and transportation costs) or to a maximum of $1,000 per loss and a total of $50,000 per Cardholder account per twelve month period, whichever is less.Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Return Protection
Return Protection offers Cardmembers guaranteed product satisfaction on designated items purchased entirely with an eligible Card. If you try to return an eligible item within 90 days from the date of purchase and the merchant refuses to take it back in accordance with its own return policies, Cardmember will be refunded the full purchase price, up to $300.00 per item, excluding shipping and handling, and up to a maximum of $1,000.00 annually per Cardmember Account. Certain exclusions, restrictions, and limitations apply.
Extended Warranty
Extends the terms of original manufacturers' warranties (of 12 months or less) on a covered product purchased entirely with the Card for a period of time equal to the duration of the original manufacturer's warranty, up to one additional year, on products purchased in the United States.
For questions or more information on any of the insurances and protections above call:
Phone: 1-855-327-1471; Worldwide Collect: 312-935-3697
Available 24 hours a day, 365 days a year.
Credit One - Retail Protection Terms and Conditions
Credit One - Return Protection Terms and Conditions
Credit One - Extended Warranty Terms & Conditions
Credit One Rewards - Retail Protection Terms and Conditions
Credit One Rewards - Return Protection Terms and Conditions
Credit One Rewards - Extended Warranty Terms & Conditions
See all the other great deals and discounts offered to
Credit One Bank American Express® Cardmembers
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