Bread Cashback™ American Express® Credit Card
Earn 2% unlimited cash back on every purchase with your
Bread Cashback Card1
All with no annual fee or foreign transaction fees!2
1Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit comenity.net/breadcashback/termsandconditions.
2Review important rate, fee, and other cost information.
Credit card offers are subject to credit approval.
American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.
Key Features and Benefits at a Glance
Amex Offers
Amex Offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your eligible card. Then use that same Card on qualifying purchases and watch the rewards roll in. Terms Apply.
Program terms and conditions linked here: https://www.americanexpress.com/en-us/benefits/offers/partner-terms/
Special Ticket Access
Enjoy access to Amex Presale Tickets™ or Amex Reserved Tickets™ to exciting experiences throughout the year. While supplies last, not all seats may be offered. Terms Apply.
Amex Reserved TicketsTM (formerly referred to as American Express Access)
Amex Reserved Tickets may be purchased by American Express® Card Members for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). An American Express Prepaid Card cannot be used to purchase tickets. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Reserved tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment
Amex Presale TicketsTM (formerly referred to as American Express Early Access)
Amex Presale tickets may be purchased by American Express® Card Members for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). An American Express Prepaid Card cannot be used to purchase tickets. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Presale tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/ entertainment.
Discover Protections and Insurances available to Bread Cashback™ American Express® Cardmembers below
Protections & Insurances
Car Rental Loss & Damage Insurance
Bread Cashback American Express Cardmembers are eligible for reimbursement for repair or replacement of a rented automobile as a result of damage or loss to the rented automobile anywhere in the United States and Canada. Reimbursement will be on an actual cash value basis, for damage or loss for which the insured is responsible. Coverage applies provided the entire rental fee for the rental automobile, less redeemable certificates, vouchers, coupons, or points has been charged to your Bread Cashback American Express Card. Coverage is limited to $50,000 per rental. The insured must file a claim with their primary insurance as this benefit is excess coverage. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Toll Free: 800-794-2086; Worldwide Collect: 312-935-9260
Available 24 hours a day, 365 days a year.
Retail Protection provides coverage for eligible items you purchased entirely with your Bread Cashback American Express Credit Card if damaged or stolen within ninety (90) days from the date of purchase. Coverage is limited to the actual cost of the item (excluding delivery and transportation costs) or to a maximum of $1,000 per loss and a total of $50,000 per Cardholder account per twelve month period, whichever is less. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Toll Free: 800-794-2086; Worldwide Collect: 312-935-9260
Available 24 hours a day, 365 days a year.
Zero Fraud Liability
If you’re not the one buying, we’re not charging.
You won't be held responsible for unauthorized charges made with your card or account information. Zero Fraud Liability does not apply to use of your account by an authorized user. If you think someone used your account without permission, contact us at 1-888-282-5154 (TDD/TTY 1-888-819-1918).
Emergency Assistance
Emergency Assistance (Tier-1) provides a hotline with an emergency referral service for medical and legal providers and for certain travel emergencies on a 24-hour per day basis for Bread Cashback American Express Cardmembers and eligible travel companions traveling internationally. Emergency Assistance (Tier-1) also provides relevant pre-trip personal and travel-oriented assistance and information concerning passports, visas, travel advisories, etc. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Toll Free: 800-794-2086; Worldwide Collect: 312-935-9260
Available 24 hours a day, 365 days a year.
ID Theft Protection
ID Theft Insurance provides Bread Cashback American Express Cardmembers reimbursement for identity theft expenses incurred due to an identity theft occurrence. ID Theft Insurance also provides reimbursement for legal obligations for credit card forgery and counterfeiting resulting from an identity theft occurrence. Coverage for identity theft expenses is limited to a maximum of $2,500 per insured person; coverage for legal obligations is limited to a maximum of $2,500 per insured person. Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions for full details.
Toll Free: 800-794-2086; Worldwide Collect: 312-935-9260
Available 24 hours a day, 365 days a year.
See all the other great deals and discounts offered to
Bread Cashback American Express Cardmembers
Extra Protection
Discover the protections and insurances available to Bread Financial™ American Express® Cardmembers.
All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. Please review.
© 2023 American Express Company. All rights reserved
Home Bread Financial