Earn 175,000 Membership Rewards® Points
Get a decision in as little as 30 seconds
Earn 175,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® in the first 3 months of Card Membership.†
$695 Annual Fee¤
Make your business spending more rewarding
Designed with your business in mind
From major purchases to everyday expenses, a business Card has benefits suited to your goals and spending.
Powerful value to maximize every dollar
A business Card can provide more value for every dollar spent, with the potential for more rewards with select providers.
Flexible features to manage your cash flow
With 24/7 support from Amex Business Specialists, our powerful backing has you covered — so you can focus on growing your business.‡
The Business Platinum Card® is your ticket to elevated travel
The American Express Global Lounge Collection®‡
You deserve choices. With the American Express Global Lounge Collection®, get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.‡
The Centurion® Lounge‡
Delta Sky Club®‡
- Access into the Delta Sky Club when traveling on an eligible same-day Delta Flight. Additional restrictions apply.
- Each eligible Platinum Card on the account will receive 10 visits per year to the Delta Sky Club. After the 10 visits have been used, paid access is available for $50 per visits per person using the Card
- Visits are issued on February 1st of each year and can be used until January 31st of the following year
- To earn an unlimited number of visits each year starting on February 1st,2025 the total eligible purchases on the Card must equal $75,000 in a calendar year
Escape Lounges — The Centurion® Studio Partner‡
New Benefit!
$200 Hilton Statement Credit‡
Enroll your Business Platinum Card through American Express and get up to $200 in statement credits per calendar year (up to $50 per quarter) for eligible purchases made directly with a property in the Hilton portfolio on the Business Platinum Card. Hilton For Business program membership is required. If you do not already have a Hilton For Business account, you will be registered for one at the time you enroll in the benefit.
The Hilton for Business program offers additional travel value such as access to discounted rates, travel management tools, and loyalty benefits. To learn more about Hilton For Business, visit www.HiltonForBusiness.com.‡
Turn business purchases into Membership Rewards® points‡
5X Membership Rewards® Points through AmexTravel‡
Whether it’s Los Angeles or Lisbon, your next trip may be closer than you think. Earn 5X Membership Rewards® points on flights and prepaid hotel bookings at AmexTravel.com, including Fine Hotels + Resorts® program‡ and The Hotel Collection.‡
1.5X Membership Rewards® Points‡
Earn 1.5X Membership Rewards® points on every dollar spent (purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus) on:
Eligible purchases at U.S.:
• Construction material and hardware suppliers
• Electronic goods retailers and software & cloud system providers
• Shipping providers
Each eligible purchase of $5,000 or more
Earn 1.5X on up to $2 million of these purchases per Card account per calendar year.‡
1X points for each dollar you spend on other eligible purchases.‡
1X Membership Rewards® Points‡
Earn 1X Membership Rewards® points on other eligible purchases using the Business Platinum Card®.
$695 Annual Fee¤
Unlock over $1K in Your First Full Year of Membership
$200 Dell Technologies Credit‡
Business Platinum Dell Technologies Benefit: Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card® through 6/30/2025.‡
$360 Indeed Credit‡
Business Platinum Indeed Benefit:
Build your team, grow your business. Enroll and get up to $360 in statement credits (up to $90 per quarter) for purchases with Indeed on the Business Platinum Card.®‡
$150 Adobe Credit‡
Business Platinum Adobe Benefit:
Enroll and get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card® through 06/30/25.1‡
1Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Enroll and get up to $120 in statement credits per year (up to $10 back per month) for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card®.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.4
4American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$199 CLEAR® Plus Credit‡
CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership5 with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with your Business Platinum Card®.
5Excluding any applicable taxes. Subject to auto-renewal.
Essential features and benefits for your business
Pay Over Time
The Pay Over Time feature lets you carry a balance with interest on eligible charges.‡
How it Works:
- You are assigned an Annual Percentage Rate and a Pay Over Time Limit, which represents the maximum you can carry as a balance at any given time.
- As you make purchases, eligible charges will be automatically added to your Pay Over Time balance up to your Pay Over Time Limit when your setting is set to On. In addition, a charge may be eligible to automatically moved to your Pay Over Time balance on your Closing Date if you have available Pay Over Time Limit.
- Upon making a payment at the end of your billing period, you can decide to pay the statement balance in full, the Minimum Payment Due or any amount in between with interest.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
No Preset Spending Limit
No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.‡
Enhance your wallet with powerful financial tools
Track Patterns with a Year-End Summary
Ease bookkeeping duties by separating your personal and business finances and track spending patterns with a Year-End Summary. It can streamline tax preparation and record keeping, giving you a clearer view of your overall business health.‡.
Streamline Expense Management
Get the most out of your Business Card by adding Employee Cards. Earn rewards on employee eligible purchases, plus track employee spending with alerts and summary reports.‡
Give Your Business the Platinum Backing
Get a decision in as little as 30 seconds
$695 Annual Fee¤