EARN 125,000 MEMBERSHIP REWARDS® POINTS†
Apply and receive a decision in as little as 30 seconds.
Earn 125,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.†
$375 Annual Fee¤
Make your business spending more rewarding with the Business Gold Card
Designed with your business in mind
From major purchases to everyday expenses, a business Card has benefits suited to your goals and spending.
Powerful value to maximize every dollar
A business Card can provide more value for every dollar spent, with the potential for more rewards with select
providers.
Flexible features to manage your cash flow
From Pay Over Time to 24/7 support from Amex Business Specialists, our powerful backing has you covered — so you can focus on growing your business.‡
Reward yourself even more by combining and redeeming points
earned from your personal and business Cards‡
Earn more points in categories that automatically adjust to your spending habits
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:*‡:
U.S. purchases made from electronic goods retailers and software & cloud system providers
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at restaurants, including takeout and delivery
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
U.S. purchases at gas stations
*Terms and limitations apply.
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count toward the $150,000 cap.
$375 Annual Fee¤
Unlock up to $395 in annual statement credits‡
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub and Office Supply Stores. Enrollment required.
$155 Walmart+ Membership Credit‡
Save on eligible delivery fees, shipping and more with a Walmart+ membership. Use your Business Gold Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
Essential features and benefits for your business
Pay Over Time
With the Pay Over Time feature you may carry a balance with interest, up to your Pay Over Time Limit on eligible charges. Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit.‡
How it Works:
- Eligible charges can be paid over time, up to the amount of your Pay Over Time Limit on your account.
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
No Preset Spending Limit
No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.‡1
1To learn more about spending categories, visit http://www.americanexpress.com/rewards-info.
Enhance your wallet with powerful financial tools
Earn 3X points at AmexTravel.com‡*
Earn 3X Membership Rewards® points on flights, prepaid hotels and prepaid flight+hotel packages booked on AmexTravel.com using your Business Gold Card.
Track Patterns with a Year-End Summary
Ease bookkeeping duties by separating your personal and business finances and track spending patterns with a Year-End Summary. It can streamline tax preparation and record keeping, giving you a clearer view of your overall business health.‡
Streamline Expense Management
Get the most out of your Business Card by adding up to 99 Employee Cards. Earn rewards on employee eligible purchases, plus track employee spending with alerts and summary reports.‡
TAKE YOUR BUSINESS FURTHER WITH THE BUSINESS GOLD CARD
Apply and receive a decision in as little as 30 seconds.