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The Blue Business® Plus Card
Earn 50,000 Membership Rewards® points
after you spend $5,000 in eligible purchases on your new Card in the first 3 months of Card Membership.†
*Approval is not guaranteed and is subject to checks.
$0 Annual Fee¤
Add more flexibility and rewards to your wallet — and your business
No Annual Fee¤
Enjoy no annual membership fee¤ with the Blue Business® Plus Card.
Turn everyday purchases into rewards with 2X Points‡
Get more out of everyday business purchases with the Blue Business® Plus Card. Earn 2X Membership Rewards® points on your first $50,000 in purchases per calendar year, then 1X points thereafter, all with the flexibility to choose how you redeem them.‡
What are Membership Rewards® Points worth?
Select to change the amount of points and see what you can earn.
$600
Toward eligible Card
Charges‡
up to $1,000
On Flights Booked
on AmexTravel.com‡
up to $1,000
In Gift Cards from
select retailers‡
Intro APR Offer
Enjoy a 0% introductory APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% to 26.49% based on your creditworthiness and other factors.¤ The variable APR will not exceed 29.99%¤.
Flex More with Expanded Buying Power‡
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points on purchases above your credit limit. It’s just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit.‡
*The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
It’s easy to apply for the Blue Business® Plus Card
$0 Annual Fee¤
†Offer Terms
Card Offer
You can earn 50,000 Membership Rewards® points after you spend $5,000 or more (the “Threshold Amount”) in eligible purchases on your Blue Business Plus Card within your first 3 months of Card Membership starting from the date your account is approved. The Membership Rewards points will be applied 8-12 weeks after the Threshold Amount is met.
Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your account must not be canceled or past due at the time of fulfillment of any offers.
You can earn 50,000 Membership Rewards® points after you spend $5,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date your account is opened. In rare instances, your period to spend $5,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). This offer is not transferable. If your application is not received by 09/30/2024, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.
If you have a history of cancelling or downgrading American Express Card accounts within your first year and you cancel or downgrade your new Card account within your first year, we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the Membership Rewards® points from your account. We may also cancel any accounts you have with us.
Approval is subject to you and/or your company's previous experience and credit history with American Express and other lenders including credit score and any delinquencies, as well as identity verification.