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The Blue Business Cash™ Card
Earn $250 cash back in the form of a statement credit
after you spend $6,000 in eligible purchases on your new Card in the first 4 months of Card Membership.†
*Approval is not guaranteed and is subject to checks.
$0 Annual Fee¤
Add more flexibility and cash back‡1 to your wallet — and your business
No Annual Fee¤
Enjoy no annual membership fee¤ with the Blue Business Cash™ Card.
Turn everyday purchases into rewards with 2% Cash Back‡
Earning made simple — get more out of everyday business purchases with the Blue Business Cash™ Card. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. 1Cash back earned is automatically credited to your statement.‡
Purchase Amount
Cash Back Earned
Intro APR Offer
Enjoy a 0% introductory APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable APR of 17.74% to 25.74% based on your creditworthiness and other factors.¤ The variable APR will not exceed 29.99%¤.
Flex More with Expanded Buying Power‡
You’ve got the power to use your Card beyond its credit limit2 with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn cash back on purchases above your credit limit. It’s just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit.‡
2The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
It’s easy to apply for the
Blue Business Cash™ Card
$0 Annual Fee¤
You can earn a $250 statement credit after you spend $6,000 (the "Threshold Amount") or more in eligible purchases on your Card within your first 4 months of Card Membership. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible Purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. Limit one offer per Card Account. Offer may not be combined with any other special offer. The $250 statement credit will appear on your monthly billing statement within 8-12 weeks after you have charged $6,000 in eligible purchases, provided that your Card account is not past due or canceled. For questions regarding your Card account, please call the number on the back of your Card.
You can earn a $250 statement credit after you spend $6,000 or more on eligible purchases on your Card within your first 4 months of Card Membership starting from the date your account is opened. In rare instances, your period to spend $6,000 may be shorter than 4 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 4 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
If you have a history of cancelling or downgrading American Express Card accounts within your first year and you cancel or downgrade your new Card account within your first year, we may not credit, we may freeze, or we may take away the statement credit from your account. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the statement credit from your account. We may also cancel any accounts you have with us.
Approval is subject to you and/or your company's previous experience and credit history with American Express and other lenders including credit score and any delinquencies, as well as identity verification.