Apply and receive a decision in as little as 30 seconds.

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Earn 175,000 Membership Rewards® Points

 

after you spend $20,000 on purchases on the Business Platinum Card® within the first 3 months of Card Membership.

 

*Approval is not guaranteed and is subject to checks.This offer is only available to you and may not be available if you leave.

 

$695 Annual Fee¤

¤Rates & Fees | †‡Offer & Benefit Terms

The Business Platinum Card.

More rewards, the same trusted support. Give all your businesses the premium Business Platinum backing.

Unlock over $1,000 in total value per year with the Business Platinum Card®

 

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$200 Dell Technologies Credit

 

Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card® through 6/30/25.

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$360 Indeed Credit

 

Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card®. That’s up to $360 back.

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$150 Adobe Credit

 

Enroll and get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card® through 6/30/25.1‡

 

1Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.

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$120 Wireless Telephone Service Credit

 

Enroll and get up to $120 in statement credits per year (up to $10 back per month) for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card®.

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$200 Airline Fee Credit

 

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.2

 

2American Express relies on airlines to submit their correct information on airline transactions to identify incidential fee purchases. If you do not see a credit for a qualifying incidential purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

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$199 CLEAR® Plus Credit

 

CLEAR® uses unique facial attributes to help its members move faster through security at select airport, stadiums, and entertainment venues nationwide. CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you at 50+ airports nationwide. You can cover the cost of a CLEAR® Plus Membership3 with up to $199 in statement credits per calendar year after you pay for CLEAR® Plus with your Business Platinum Card®.


3Excluding any applicable taxes and fees. Subject to auto-renewal.

Best-in-class travel benefits to take your business further

The American Express Global Lounge Collection®

 

You deserve choices. With the American Express Global Lounge Collection®, get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.

A group of three people sitting in plush chairs in a luxe lounge.

The Centurion® Lounge

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Delta Sky Club®‡4

 

4There is Complimentary Access into the Delta Sky Club when traveling on a Delta Flight.

Man sitting in lounge chair with mug in hand.

Escape Lounges — The Centurion® Studio Partner

Benefits you know and love — built for all your businesses

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5X Membership Rewards® Points through AmexTravel

 

Whether it’s Los Angeles or Lisbon, your next trip may be closer than you think. Earn 5X Membership Rewards® points on flights and prepaid hotel bookings at AmexTravel.com, including Fine Hotels + Resorts®  program and The Hotel Collection.

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1.5X Membership Rewards® Points

 

Earn 1.5X Membership Rewards® points for every dollar spent (purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus) on U.S. purchases at:

 

  • Construction material and hardware suppliers
  • Electronic goods retailers and software & cloud system providers
  • Shipping providers
  • Each eligible purchase of $5,000 or more
  • Earn 1.5X points on up to $2 million of these purchases per Card Account per calendar year
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1X Membership Rewards® Points

 

Earn 1X Membership Rewards® points on other eligible purchases using your Business Platinum Card®.

 

To learn more about spending categories, visit http://www.americanexpress.com/rewards-info.

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Pay Over Time

 

The Pay Over Time feature lets you carry a balance with interest on eligible purchases.


How it works:

  • Eligible charges will be automatically added to a Pay Over Time balance, up to the assigned Pay Over Time Limit.
  • You can choose to pay for these charges over time with interest, or you can pay you full balance each month, whichever is best for your business.
  • You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
  • You may carry a balance with interest, up to your Pay Over Time Limit.
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No Preset Spending Limit

 

No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.

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Cell Phone Protection

 

Sometimes the unexpected happens.

 

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800 per claim with a limit of two (2) approved claims per 12-month period, subject to a $50 deductible per claim, when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.‡5

 

5Coverage is provided by New Hampshire Insurance Company, an AIG Company.

 

 

 

Business Platinum: For travel, for rewards, for all your businesses

 

$695 Annual Fee¤

¤Rates & Fees | †‡Offer & Benefit Terms

A stack of three Business Platinum Cards.