*Approval is not guaranteed and is subject to checks.
EARN 125,000 MEMBERSHIP REWARDS® POINTS
Get the Business Gold Card in a Limited Edition White Gold design, available while supplies last.
Earn 125,000 points after spending $10,000 in eligible purchases on the Business Gold Card in the first three months of Card Membership.‡
$375 Annual Fee¤
The adaptable rewards card, built for the way you do business
Earn more points in categories that automatically adjust to your spending habits
Earn 4X Membership Rewards® points on the top 2 categories where your business spends the most in each billing cycle from 6 categories:‡
U.S. purchases made from electronic goods retailers and software & cloud system providers
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
U.S. purchases at restaurants, including takeout and delivery
U.S. purchases at gas stations
While your 2 top categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count toward the $150,000 cap.
Unlock up to $395 in annual statement credits‡
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub and Office Supply Stores. Enrollment required.
$155 Walmart+ Membership Credit‡
A monthly Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and recieve one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges.
Essential features and benefits for your business
Earn 3X points at AmexTravel.com‡
Earn 3X Membership Rewards® points on flights, prepaid hotels and prepaid flight+hotel packages booked on amextravel.com using your Business Gold Card.
Cell Phone Protection‡
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.‡1
1Coverage is provided by New Hampshire Insurance Company, an AIG Company.
PAY OVER TIME
The Pay Over Time feature lets you carry a balance with interest on eligible charges.‡
How it works:
- Eligible charges can be paid over time, up to the amount of your Pay Over Time Limit on your account..
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
NO PRESET SPENDING LIMIT
No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.‡
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OFFER TERMS
Card Offer:
*Approval is subject to you and/or your company's previous experience and credit history with American Express and other lenders including credit score and any deliquencies, as well as identitiy verification.
You can earn 125,000 Membership Rewards® points after you make $10,000 (the "Threshold Amount") or more of eligible purchases on your Business Gold Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount.
You can earn 125,000 Membership Rewards® points after you spend $10,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date that your account is opened. In rare instances, your period to spend $10,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). Membership Rewards® points will be credited 8-12 weeks after you have met the Threshold Amount.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
If you have a history of canceling or downgrading American Express Card accounts within your first year and you cancel or downgrade our new Card account within your first year, we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you or your Additional Card Members return purchases made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away Membership Rewards® points from your account. We may also cancel any Card accounts you and your Additional Card Members have with us.