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Make the Most of Prime Day with the Amazon Business Prime Card

By Megan Doyle | American Express^® Freelance Contributor
5 Min Read | July 4, 2022

Summary

* Prime day deals are available to Prime members only click here to learn more *

Savvy small business owners are always on the lookout for opportunities to save time and money. For many companies, these opportunities are enhanced by Amazon and Amazon Business’ conveniently broad selection of goods and services, with quick delivery. Businesses with an Amazon Prime membership can find it is easy to discover great deals and get necessary supplies fast.

The Amazon Business Prime American Express Card can help ensure that any business with an eligible Prime membership can get the most out of U.S. purchases at Amazon.com, Amazon Business, Amazon Web Services (AWS), or Whole Foods Market.

Here’s a look at how the Amazon Business Prime Card offers small businesses the ability to earn rewards, enjoy flexible payment terms, and help streamline operations. With enhanced data views² you can see Amazon Business purchases listed item by item – and maximize Prime Day savings. Plus, we’ll look at the benefits of the Amazon Business Card, a rewarding alternative for companies without a Prime membership.

Terms apply to all benefits listed below and all offers are subject to change.

What Is the Amazon Business Prime American Express Card?

The Amazon Business Prime Card, available to eligible Amazon Prime members, upon approval following your online application, is a no annual fee¹ business Credit Card that offers practical, flexible, and rewarding ways to manage expenses. For example, before checking out for U.S. purchases at Amazon.com, Amazon Business, AWS, or Whole Foods Market, Card Members can choose to earn 5% Back rewards (on the first $120,000 in eligible purchases per calendar year and 1% back thereafter) or get 90 day interest-free payment terms with an eligible Prime membership.³

“I love that American Express and Amazon have created this Card. It allows for a higher rewards rate for our Amazon purchases. As a leader of my team, I can use those rewards to thank and reward my employees for all of the hard work that they do.”
– Miguel Reyes, CEO, and co-founder of Virtual Table
Real Card Member was compensated for this testimonial

The sleek metal Card also offers 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers, as well as 1% Back on other purchases.³

Get the Most Out of Prime Day with the Amazon Business Prime Card

Prime Day is set for July 12-13^th and is a multiday annual sale that offers thousands of deals and discounts exclusively to Prime members. Prime members can still access these major bargains when paying with any credit or debit card. The Amazon Business Prime Card can take Prime Day savings to the next level by continuing to earn 5% Back on eligible US purchases with an eligible Prime membership on- top of the deals you’re already getting.

Not a Prime member? The Amazon Business American Express Card Has Your Back

The Amazon Business American Express Card is a rewarding alternative for businesses without a Prime membership. With no annual fee,¹ the Card offers the flexibility to earn rewards or take more time to pay interest-free when paying for eligible Amazon-related purchases.

Card Members can choose to earn 3% Back (on the first $120,000 in eligible purchases per calendar year and 1% Back thereafter) or get 60-day interest-free payment terms when checking out at Amazon.com, Amazon Business (U.S.), AWS, or Whole Foods Market.³

The Amazon Business Card also offers Card Members 2% Back on purchases at U.S. restaurants, U.S. gas stations and on wireless telephone services that are purchased directly from U.S. service providers and earn 1% back on other purchases.³

How Amazon Rewards Work

Whether you have an Amazon Business Prime Card or Amazon Business Card, all “% Back” rewards accrue as Amazon Rewards points. Every 100 points earned in “% Back” rewards is equal to $1. You can apply your Amazon Rewards points to your American Express statement or redeem them towards eligible purchases during checkout at Amazon.com and Amazon Business (U.S.).⁴

Flexible redemption options give businesses the choice to utilize earned rewards in the way that makes most sense. Miguel Reyes, CEO and co-founder of Virtual Table, for example, has applied his Amazon Business Prime Card’s rewards toward purchases “when cash flow was lower on a bad month.” But he’s also taken advantage of the Amazon Business Prime Card’s higher reward rate to thank employees by “using rewards to buy gift cards as small tokens of appreciation.”
Real Card Member was compensated for this testimonial

Additional Features and Support Can Save Businesses Time and Money

Beyond earning rewards, both the Amazon Business Prime Card and the Amazon Business Card offer additional benefits that aim to help companies more effectively manage accounts, track expenses, and more.

No foreign transaction fees.¹ No matter where you travel for business, American Express won’t charge any transaction fees on purchases made outside the U.S.⁵

Add Employee Cards. Allow employees to spend on the company’s behalf while building your rewards balance. All Employee Cards are managed under one account where you can efficiently stay on top of expenses, establish spending limits⁶, enable alerts, and access summary reports.
Add up to 99 Employee Cards⁷ and earn rewards on employee purchases in the same way your own Card does. Your Card offers an Employee Card option with no annual fee.

Streamline reconciliation. When you make purchases with Amazon Business, Amazon will share detailed transaction data with your American Express account, making it easy to see line-item details on each purchase. And, with the ability to use Connect to QuickBooks^®8, businesses can automatically categorize expenses, saving time and effort during reconciliation. What’s more, Card Members can access to the Year-End Summary⁹ that summaries spending by month and purchase type, making it easier for business owners and accounting teams to analyze expenses and prepare for tax season.

Assign an Account Manager¹⁰. Free up the time and energy needed to focus on business priorities by establishing an account manager who can make payments, review transactions, and manage employee cards.

Extended Warranty¹¹. With Extended Warranty¹¹ you can shop with less worry knowing the terms of the Original Manufacturer’s Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Purchase Protection¹². When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection¹² can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

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The Takeaway

For small businesses that rely on Amazon – whether that’s U.S purchases at Amazon.com, Amazon Business, AWS, or even Whole Foods Market – the Amazon Business Prime Card might be the go-to Card for your business needs. With the flexibility to choose % Back rewards or extended interest-free payment terms, as well as a variety of benefits, companies can rest assured they’re getting the most out of the Amazon purchases they make to keep their business moving forward. The Amazon Business American Express Card is a rewarding alternative for companies without an Amazon Prime membership, but that still would like to earn rewards on eligible Amazon-related purchases, and more.

Megan Doyle

A business technology writer and researcher whoe work focuses on financial services and cross-cultural diversity and inclusion.

This content was written by a freelance author and commissioned and paid for by American Express.

Terms & Conditions:

¹ For more on Rates and Fees for the Amazon Business Prime American Express Card and the Amazon Business American Express Card, click here.
² Enhanced Data Views: Whenyou make purchases on Amazon Business using your Card, Amazon will collect and share transaction data with American Express for the purpose of providing item-level purchase detail on your Card statement.
³ Rewards option: When using your Amazon Business American Express Card or Amazon Business Prime American Express Card for eligible purchases at a designated Amazon property you will have the option to either (i) earn% Back rewards or (ii) apply Payment Terms. We refer to this as the rewards option. When making purchases at Whole Foods Market and Amazon-branded physical store locations, you may not have the option to select a rewards option at checkout; in such cases, your default rewards option will apply. You will not earn % Back rewards on any purchase to which you apply Payment Terms. Eligible Prime memberships means a current Prime membership or Business Prime membership, as determined by Amazon and governed by the Prime or Business Prime terms and conditions. Please sign-in to Amazon.com/businesscard to learn more about eligible Prime memberships.

The designated Amazon properties are: Amazon.com, Amazon.com/Business, U.S. Whole Foods Market locations, including Whole Foods Market 365 stores and www.wholefoodsmarket.com, U.S. Amazon Go locations, U.S. Amazon Books locations, and the business or businesses operating as Amazon Web Services in the U.S. Eligible purchases are purchases of products and services, minus returns and other credits. Buying products and services with your Card, in most cases, will count as an eligible purchase; however, the following types of transactions won’t be eligible for the rewards option and won’t earn% Back rewards: fees or interest charges payable to American Express, cash advances, purchases of travelers checks, and purchases of other cash-like transactions not made at designated Amazon properties, such as purchases or reloading of prepaid cards and, person-to-person payments. Additional terms and restrictions apply.

Purchases made on a designated Amazon property will be recognized as such. However, purchases made elsewhere may not be categorized as you expect. Merchants are typically assigned codes and categorized based on what they primarily sell. A purchase will not receive higher % Back rewards if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace with multiple retailers will not receive a higher % Back reward. A purchase may not receive a higher % Back reward if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Payment terms: If you make an eligible purchase, and you select the Payment Terms option, or if your default selection for Payment Terms applies, payment will be due no less than 90 days from the date of purchase (with eligible Prime membership) or 60 days from the date of purchase (without eligible Prime membership).

% Back and points: “% Back rewards” are the rewards you earn under the Amazon rewards program. % Back rewards are tracked as points and each 100 points earned in % Back rewards is equal to $1.

How you can earn % back rewards: You’ll earn: 5% Back(with eligible Prime membership) or 3% Back (without eligible Prime membership) on the first $120,000 you spend in any calendar year on eligible purchases made using your Card account at designated Amazon properties when the % Back rewards option applies. Once you reach this $120,000 cap, for the remainder of the same calendar year you will earn 1% Back on all such eligible purchases. At the start of every calendar year, the $120,000 cap will reset and you will again earn 5% Back (with eligible Prime membership) or 3% Back(without eligible Prime membership) on the first $120,000 in eligible purchases made during the year when the % Back rewards option applies. For clarity, purchases made using Payment Terms will not count towards the $120,000 cap described above.

2% Back for each $1 spent on eligible purchases in the following rewards categories: U.S gas stations, U.S. restaurants, and wireless telephone services purchased directly from U.S. service providers. 1% Back for each $1 spent on other eligible purchases.

Amazon business rewards program agreement: Terms and conditions for the Amazon Business Rewards Program apply. Visit www.americanexpress.com/amazonrewards for more information.
⁴ How you can use points: You can use points to redeem for eligible purchases at Amazon.com and Amazon.com/Business or towards a charge on your statement.
⁵ American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
⁶ Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration.
You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceeds limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
⁷ You may add up to 99 total Employee Cards on your account.
⁸ Connect to QuickBooks works with QuickBooks Online and is available for use with Business Cards from American Express. Any QuickBooks Online screen shots © Intuit Inc. All rights reserved. Intuit, the Intuit logo, QuickBooks, and the QB logo are registered trademarks of Intuit Inc.
⁹ The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.
¹⁰ Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.
¹¹ Extended Warranty is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/EWterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498.
¹² Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6498

The material made available for you on this website is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.