American Express Business Platinum Card® Benefits

By Amanda Fancourt | American Express^® Freelance Contributor
6 Min Read | June 28, 2024

This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product.

Terms apply to all benefits listed below and all offers are subject to change. 

Get Rewarded for Everyday Eligible Expenses with The American Express Business Platinum Card® 

Although business travel is vital for many companies, not all business is conducted on the road. A business card should offer value for companies and their employees whether they’re traveling to a conference, entertaining clients, working at home, at the office – and everywhere in between. That’s why the Business Platinum Card includes rewards for everyday business spending, not just travel.  

With this Card, businesses can earn 1.5X Membership Rewards® points per dollar on select business categories, including eligible U.S. purchases at:  

• Construction materials and hardware suppliers 
• Electronic goods retailers, software and cloud systems providers 
• Shipping providers  

Businesses can also get 1.5X points on each eligible purchase of $5,000 or more everywhere else, on up to $2,000,000 of these purchases per calendar year. After that, business Card Members can earn 1X points for each dollar you spend on eligible purchases.  

Beyond points for everyday expenses, the Business Platinum Card offers a suite of business benefits that, when combined, can deliver over $1,000 in value through annual statement credits – all for services that can assist businesses. Enrollment required. 

• Dell Technologies Benefit: Upgrade your tech, enhance your business. Enroll and get up to $400 in statement credits (up to $200 semi-annually) on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. 
• Indeed Benefit: Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card through 12/31/24. That’s up to $360 back. 
• Adobe Benefit: Get the creative solutions your business needs. Enroll and get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Card through 12/31/24. Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.   
• Wireless Credit: Wireless connection is vital to keep your business running. Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment is required.   

For more on Business Platinum’s benefits, offers, rates, & fees, click here.

Earn Membership Rewards® Points and Enjoy Benefits for Travel 

In addition to the Card’s business benefits, the Business Platinum card also offers travel benefits that support road warriors’ comfort, productivity, and wellness while on the road.  

Earn 5X Points for Travel Booked Through AmexTravel.com

Get more for your travels with 5X Membership Rewards® points on all prepaid hotel bookings through American Express Travel, including Fine Hotels + Resorts and the Hotel Collection. You can also get 5X Membership Rewards® points on all flights booked on AmexTravel.com. 

$200 Airline Fee Credit 

You can also receive up to $200 in statement credits on one selected qualifying airline per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the selected airline to your Card. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details. 

Access to The American Express Global Lounge Collection®, CLEAR® Plus, Global Entry, and TSA PreCheck® 

Additional benefits that can help businesses travel more comfortably include complimentary access to the American Express Global Lounge Collection®, which provides Card Members with complimentary access to 1,400+ airport lounges in 500+ airports across 140 countries and 650+ cities and counting around the world– so you and any Additional Platinum Card Members on the account can either relax or fit in some last-minute work before flights. And, to add to the benefits that help you experience ease, speed, and comfort at the airport, you can cover the cost of a CLEAR® Plus Membership with up to $189 in statement credits per year after you pay with the Business Platinum Card®.  You’ll also receive a statement credit every 4 years after you apply for Global Entry ($100) or every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck® official enrollment provider) and pay the application fee with the Business Platinum Card®. If approved for Global Entry, you will receive access to TSA PreCheck® at no additional charge. CLEAR, TSA PreCheck® and Global Entry are available at select airports. (Terms Apply) (Excluding any applicable taxes. Subject to auto-renewal.) 

Booking Travel with American Express Fine Hotels + Resorts®  

When booking through American Express Travel and staying at participating Fine Hotels + Resorts® properties, Card Members can enjoy luxurious comfort plus Platinum Business Card benefits like guaranteed 4 pm late check-out, noon check-in when available, complimentary Wi-Fi, and more. Benefits are available only for Fine Hotels + Resorts® properties booked via an American Express Travel Channel.   

Marriott Bonvoy™ Gold Elite Status

Help make your travel experiences easy and rewarding with extra benefits and privileges through Marriott Bonvoy™ Gold Elite Status. Business Platinum Card Members and Additional Business Platinum Card Members may enroll (or upgrade an existing membership) directly into Marriott Bonvoy™ Gold Elite Status, bypassing the usual annual minimum night/stay requirements. Once enrollment is completed, the Card Member may take advantage of the Gold Elite benefits at hotels participating in Marriott Bonvoy. Gold Elite status, members enjoy 25% bonus points on eligible hotel purchases, A Welcome Gift of Points and Complimentary In-room Wi-Fi Access, Enhanced Room Upgrades (when available), and 2pm Late Checkout (when available).  

Hilton Honors™ Gold Status  

As a Business Platinum Card Member, you are eligible to enroll in complimentary Hilton Honors™ Gold status, where members can enjoy exclusive access to once-in-lifetime travel, culinary, sports, music, and entertainment experiences. With Hilton Honors™ Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio, earning an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster. Enrollment required.  

For more on Business Platinum’s benefits, offers, rates, & fees, click here. 

Business Platinum Offers Solutions and Support 

Rewards and perks are great, but the best business cards should also offer excellent support and business solutions. Some additional benefits of the Business Platinum Card include: 

• No Preset Spending Limit means the spending limit on this Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history. Learn more about No Preset Spending Limit.  

• The Pay Over Time feature lets you carry a balance with interest on eligible purchases. You must pay in full any charge or a portion of a charge not added to a Pay Over Time balance. How it works: Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit. You may carry a balance with interest, up to your Pay Over Time Limit, or you can pay your full balance each month, whichever is best for your business. Terms and conditions apply for Pay Over Time. Visit American Express: Pay Over Time for Business to learn more.  

• Premium Global Assist® Hotline can provide you with 24/7 medical, legal, financial, or other select emergency coordination and assistance services when you’re 100 miles or more from home. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers. Learn more about Premium Global Assist.   

• Expense Management Tools, including account alerts, streamlined expense reporting with the American Express® App, and Business Card integration with QuickBooks® so you can save time with automatic transaction categorization. (Enrollment Required)  

For more on Business Platinum’s benefits, offers, rates, & fees, click here.