AMERICAN EXPRESS ONE AP®1

One need. One solution. One process.

Automate supplier payments, all from one platform, with our digital Accounts Payable solution—designed to seamlessly work with your existing business accounting system.

 

Our dedicated AP specialists can help your business with onboarding and support.

Enrollment required and fees may apply. Suppliers must be enrolled and located in the United States. Please contact your American Express representative to learn more.

Give your AP systems a serious upgrade with One AP.

INCREASED EFFICIENCY

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Save time and help reduce errors by eliminating paper checks and digitizing your supplier payment processes.

ENHANCED VISIBILITY

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Gain a more complete picture of your business expenses with robust reporting to facilitate reconciliation.

MITIGATED RISK

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Enhance security with virtual Cards by setting
spending limits and creating one-time or multi-use Card numbers.

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How does One AP work?

Here's how One AP can help your business easily and efficiently manage your supplier payments.

One AP gives you multiple ways to pay invoices and employee expenses.

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Pay invoices by Card and consolidate those payments into a single billing cycle, all while earning the rewards of your American Express® Business or Corporate Card2.

Create and send unique virtual Cards to employees for added security.

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A man holding his phone to his ear with his shoulder while working on a tablet.
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Connect your bank account with One AP and use it to pay by ACH or check—all in one platform.

Gain visibility into your transactions when paying invoices and expenses with One AP.

How One AP helps real customers.

With One AP, you’ll receive onboarding and ongoing support from a dedicated specialist.

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Frequently Asked Questions