All Benefits & Features
Option to spend above your credit limit with Expanded Buying Power‡
As business needs evolve, your spending power should too. Expanded Buying Power‡ gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.Cash Back
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.‡Car Rental Loss and Damage Insurance♦
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver(CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, Global Assist® Hotline‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.Employee Cards‡
Get the most out of your Business Card. Add Employee Blue Business Cash™ Cards and you can earn cash back‡ on employee purchases in the same way you do on your own Card, plus track expenses with alerts‡ and summary reports. Cash back earn is automatically credited to your statement.Connect to QuickBooks®
Connect to QuickBooks can help you manage your Employee Business Card expenses easily‡. Employees' Business Card transactions and receipts they match to their transactions will also be automatically sent to your QuickBooks every day, so you can manage their expenses right from your QuickBooks. Enrollment required.Online Statements
View your purchase history, prepare reports, and budget your expenses.Account Manager
When you designate an Account Manager, you can allow trusted individuals - like an assistant or business partner - to access and manage your Business Card account. So you can trust your Account Manager to get the work done when you can't be there.‡Account Alerts
Set Account Alerts‡ to help avoid late payments, spot irregular spending, and monitor Employee Card use.Year-End Summary
At the start of each year, we provide access to a Year-End Summary of charges so you can review your annual spending. Log into your American Express online account to view an interactive overview of your spending in pie or bar charts, organized by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel to help prepare for your taxes and manage your spending.‡Vendor Pay by Bill.com‡
You can make the most out of paying your business bills. Enhance cash flow management and take advantage of Card benefits when you use your Card to pay bills with Vendor Pay by Bill.com. Take advantage of Vendor Pay by Bill.com by enrolling your Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for six months. After six months, the second user will have a fee of $15 per month. Additional fees may apply based on plan type and number of users.American Express® App‡
Easily manage your account, pay your bill, check your balance, view your benefits and more from your mobile phone or tablet.Extended Warranty♦
With Extended Warranty♦ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.Purchase Protection♦
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.*
*Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue. ‡