We’re here to help your big business do more
Whether you’re looking for spending flexibility or reliable, streamlined processes, our Corporate Program is here to help. See what industry-leading products and customer-led service can do for you.
What would you like do to?
Help Get More Control Over Your Cash Flow Management
When you leverage American Express solutions, we work within your existing systems to give you the insight, visibility, and flexibility you need to help optimize and manage the complexities of your company’s cash flow.
Free Up Working Capital
Feel confident in your working capital predictability by deciding when and how to pay your suppliers. The Corporate Purchasing Card can help improve your working capital management and provide a centralized report to help you plan spending.
Extend Payables
Leverage flexible solutions across employees’ Corporate Cards to help reduce process time and costs by extending your Days Payable Outstanding.*
Get Paid Fast
Help improve supplier relationships with Buyer Initiated Payments,** which lets suppliers reduce their Days Sales Outstanding (DSO) and optimize their receivables. Supplier must agree to accept payments from you through the American Express Buyer Initiated Payments portal. Reduction in DSO will depend on individual provider payment behavior. DSO may increase in certain instances.
*The number of days by which your DPO (Days Payable Outstanding) is extended will vary depending on: (i) when during your billing cycle you charge a transaction to a supplier; (ii) the date the transaction is posted to your account; and (iii) the date you pay the amount due on your American Express billing statement.
**Supplier must agree to accept payments from you through the American Express Buyer Initiated Payments portal.
Help Save Time and Eliminate Errors with American Express Solutions
For many businesses, staying competitive means being able to adapt to an ever evolving landscape. American Express provides a range of third party solutions designed to help you digitize and optimize your payment process, giving you and your team more time to focus on what matters most, growing your business.
Automate Processes
Our solutions do the work for you. Eliminate paper checks and other manual processes that are prone to error.
Streamline Processes
View all of your payments or purchases in one convenient and secure location.
Enable a Virtual Workforce
View all of your payments or purchases in one convenient and secure location.
Get the Visibility You Need to Help Make Smart Decisions
In addition to mitigating supply chain risk, American Express’ secure, digital platforms provide insights and enhanced visibility into your spending—giving you the confidence to make the right decisions for your business.
Control spending
Set specific pre-authorization amounts on single-use account numbers or set spending limits on Cards.*
Manage liability
Keep your suppliers at ease with enhanced security and easy digital platforms.
Visibility into spending
Align with company objectives while tracking spending.
*Use of American Express @ Work ® is restricted to employees, contractors and/or agents that the Company, and its representatives designate for the sole purpose of performing online account queries and maintenance, including accessing and/or creating reports relating to the Company's American Express® Corporate Card programs. @ Work is available to all companies with an American Express Corporate Card program.
Enrollment is required. To enroll in @ Work please contact your American Express Representative or call 1-888-800-8564.
Solutions that Meet You Where You Need to Be
With American Express, you can leverage a suite of solutions to automate payments to suppliers or transform your Accounts Payable processes into profit centers. You can enjoy increased flexibility, funding control, and stronger supplier relationships.
Maintain and Optimize Liquidity
Leverage flexible solutions to control when and how payments occur.
Gain New Sources of Working Capital
Optimize and rationalize supplier payment terms so you can manage and focus on growth.
Make Your Spending Work Harder for You
Continue to focus on growth. Through seamless integration and automated processes, you can capture savings, discounts, and rewards of your Card* that you can re-invest into your business.
Monetize Spending
Capture discounts and savings through automated processes.
Capitalize on Supplier Discounting
Generate additional streams of revenue from vendor discounts.
Mitigate Risk and Noncompliance Costs
American Express’ digital solutions coupled with our people-led support can help your suppliers complete the payment process.
*Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.