Earn 15,000 Membership Rewards® Points1
after each Employee Card Member that you add through this page spends $4,000 in eligible purchases on their new Card in their first 6 months of Card Membership, on up to 5 Cards for a total of 75,000 points.2
Pay a $95 annual fee for the first five Business Gold Employee Cards, and then $95 for each Card thereafter, up to 99 Cards.
The annual fee for each Employee Business Expense Card is $0.
You may add up to 99 total Employee Cards to your account.
Empower employee purchasing so you can focus on profit
Earn More Membership Rewards® points1
Earn Membership Rewards® points for purchases on Employee Cards in the same way you do on your own purchases.
Controls and Alerts
Set spending limits and alerts to help oversee account activity and track employee purchases.2
Back Your Business with Employee Cards
1Offer
Offer is nontransferable. Add Employee Card Members to your Account through the promotional offer page and you can earn 15,000 Membership Rewards® points after the Employee Card Member spends $4,000 in eligible purchases on their Card in their first 6 months of Card Membership starting from the date on which the Employee Card Member is added to your Account. The maximum points you can earn through this offer is 75,000 Membership Rewards® points. Employee Card Members can be added at different times but must be added by 8/26/2025 at 11:59 ET to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward an Employee Card Member’s Threshold Amount. Purchases made by eligible Employee Card Members will not be combined to satisfy the Threshold Amount. Your purchases as the Basic Card Member will not count toward an Employee Card Member’s Threshold Amount. If you add multiple Employee Cards to your Account through the promotional offer page, the first 5 Employee Cards that reach the Threshold Amount in their first 6 months of Card Membership will earn you the bonus offer.
The Membership Rewards® points will be applied to the Basic Card Member's Account within 8–12 weeks after the Threshold Amount is met by an Employee Card Member added through the promotional offer page.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Your Card Account must not be past due or canceled at the time of fulfillment of any offers.
In rare instances, the Employee Card Member’s period to $4,000 may be shorter than 6 months if there is a delay in receiving their Card. Also, purchases may fall outside of the 6-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
If you or your Employee Card Members have a history of cancelling or downgrading American Express Card accounts within your first year and you or your Employee Card Members cancel or downgrade your new Card account within your first year, we may not credit, we may freeze or we may take away Membership Rewards® points from your account. If we determine that you or your Employee Card Members have engaged in abuse, misuse or gaming in connection with this offer in any way or that you intend to do so, including if you or your Employee Card Members return purchases made to meet the Threshold Amount, we may not credit, we may freeze or we may take away Membership Rewards® points from your account. We may also cancel any Card accounts you and your Employee Card Members have with us.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards® points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
2Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
1Offer
Offer is nontransferable. Add Employee Card Members to your Account through the promotional offer page and you can earn 7,000 Membership Rewards® points after the Employee Card Member spends $4,000 in eligible purchases on their Card in their first 6 months of Card Membership starting from the date on which the Employee Card Member is added to your Account. The maximum points you can earn through this offer is 35,000 Membership Rewards® points. Employee Card Members can be added at different times but must be added by 8/26/2025 at 11:59 ET to be eligible for this offer. Purchases made by other Employee Card Members on your Account will not count toward an Employee Card Member’s Threshold Amount. Purchases made by eligible Employee Card Members will not be combined to satisfy the Threshold Amount. Your purchases as the Basic Card Member will not count toward an Employee Card Member’s Threshold Amount. If you add multiple Employee Cards to your Account through the promotional offer page, the first 5 Employee Cards that reach the Threshold Amount in their first 6 months of Card Membership will earn you the bonus offer.
The Membership Rewards® points will be applied to the Basic Card Member's Account within 8–12 weeks after the Threshold Amount is met by an Employee Card Member added through the promotional offer page.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Your Card Account must not be past due or canceled at the time of fulfillment of any offers.
In rare instances, the Employee Card Member’s period to $4,000 may be shorter than 6 months if there is a delay in receiving their Card. Also, purchases may fall outside of the 6-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date they made the transaction (For example, if they buy goods online, the purchase date may be the date the goods are shipped).
If you or your Employee Card Members have a history of cancelling or downgrading American Express Card accounts within your first year and you or your Employee Card Members cancel or downgrade your new Card account within your first year, we may not credit, we may freeze or we may take away Membership Rewards® points from your account. If we determine that you or your Employee Card Members have engaged in abuse, misuse or gaming in connection with this offer in any way or that you intend to do so, including if you or your Employee Card Members return purchases made to meet the Threshold Amount, we may not credit, we may freeze or we may take away Membership Rewards® points from your account. We may also cancel any Card accounts you and your Employee Card Members have with us.
This offer is not transferable. American Express reserves the right to modify or revoke offer at any time.
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards® points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
2Employee Card Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.
1Terms, conditions and restrictions vary by individual Card products.
2Membership Rewards® Program
Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards® points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
3Employee Cards Spending Limits
Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all charges without regard to whether any charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature.