3 Min Read | Published: December 12, 2023 | Updated: July 19, 2024
How to use the Transactions tab in American Express Business BlueprintTM
The Transactions tab, located under “Insights” on the top left side of the Business Blueprint dashboard, offers a consolidated view of business transactions from your select accounts. You can search for transactions and use various filters, including account, category, and type of transaction, to review your cash flow more efficiently and better understand how particular items could impact your budget.
This guide will help you understand how to keep track of your transactions using Business Blueprint.
After logging into your Business Blueprint dashboard, click “Insights” on the top left side of the page. Then select the “Transactions” tab from the navigation bar below.
This will automatically generate a chronological list of your business transactions that make up your cash flow and spending for the current month.
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What is cash flow?
It’s a term you’ve probably seen around. Cash flow is the amount of cash that comes into and goes out of a business, and it’s an important indicator of financial health.
Want to have a better understanding of cash flow and how you can boost it? Check out this article.
The Transactions tab allows you to apply a variety of filters via drop-down boxes to find and analyze the data you need.
Transactions can be filtered by
- Date. This includes weekly, monthly, and quarterly breakdowns, as well as all-time or custom date range
- Account. If you have multiple linked accounts, you can view transactions across or by individual account(s)
- Category. This gives you the option to look at comparable transactions.
- Type. Focus on money-in or money-out transactions separately or together.
In addition to the pre-set filtering options, you can also use the search bar to filter your matching transactions.
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Each transaction you make is automatically assigned a category to help you better organize, filter, and review. If you wish to recategorize a particular transaction, it’s an easy process.
Step 1: Select the transaction to edit
Click on the line of the transaction you wish to edit. This will open a side panel showing the date and account used to make the transaction.
Step 2: Assign a new category
After clicking on the auto-assigned category you will be given the option to choose a new category from one of 50 preset options. Select the new category for the transaction and click “Save this transaction.”
After that you can close the side panel.
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If you need your transaction data available for offline analysis or to use with other tools, you can export the past 90 days in CSV (comma-separated value) format.
Step 1: Click the export button
It is the blue down arrow icon to the right of the filter drop down boxes. After clicking, a small pop-up window will appear on screen.
Step 2: Choose the date range
Select the start and end date you wish to include in the file and click the “Export CSV File” button. The download location of the file is determined by your browser’s settings. If you are unsure where the file is located on your computer, check the download settings of your browser.
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American Express Business Blueprint™ is the small business digital experience that allows a customer to view on one digital dashboard summary account information for the following American Express small business products: American Express® Business Cards, American Express® Business Line of Credit, and American Express® Business Checking. The customer can also choose to link their third-party issued business bank accounts and business credit cards to Business Blueprint. Not all third party accounts or cards can be connected to Business Blueprint. Business Blueprint allows the customer to view data insights and track their business cash flow and expenses by viewing reports that American Express prepares using the customer’s linked account information. Business Blueprint provides a 30-day bank account balance projection, using the daily balances from the customer’s linked bank accounts from the last 90 days. To be used in the account balance projection, the customer’s bank account must have at least 90 days of data available. While the cash flow management service from Business Blueprint is currently free, each of the business products from American Express that are visible in Business Blueprint has its own fees, eligibility criteria, application process and approval requirements. The Business Blueprint service (including any data insights provided to the customer) does not constitute legal, tax, financial or accounting advice, and is not a substitute for obtaining competent personalized advice from a licensed professional. You should seek professional advice before making any decision that could affect the financial health of your business. American Express makes no representations as to the accuracy, completeness or timeliness of the reports, projections, data or account information that are available to the customer from Business Blueprint.
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