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Earn 70K

Turn Membership Rewards® points into deposits directly into an American Express® Business Checking account.

After performing qualifying activities. See details below.

Business checking
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Meet the business checking account built for businesses like yours.

 

Earn Membership Rewards® points, say goodbye to monthly maintenance fees, and get the powerful backing of American Express with 24/7 support from our specialists. Apply below for this Welcome Offer by 11:59:59 PM EST on 01/31/2025.

 

This Welcome Offer is only available to select businesses who were solicited directly by American Express and who must apply with their existing credentials through the link provided.  Offer cannot be forwarded, transferred, or used more than once. Terms apply.

 

 

 

Key Rewards & Benefits of a Business Checking Account

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Earn 50,000 Membership Rewards® points after qualifying activities.See details below.

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No monthly maintenance fees¤

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24/7 support - specialists are a click or call away

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Earn 1.30% APY on balances up to $500k

EXCLUSIVE WELCOME OFFER

Earn 50,000

Membership Rewards® points after you complete the following:

 

  • Deposit a total of $10,000 or more in eligible deposits* within 30 days of opening your first account,
    *Eligible deposits are any deposits except deposits using our Redeem for Deposits feature, deposits from interest payments, and deposits from any other American Express Business Checking accounts.
  • Maintain an average account balance of $10,000 for the next 60 days,
  • Make 5 or more qualifying transactions* within 60 days of opening your account.
    *Qualifying transactions are mobile deposits, check deposits by mail, and electronic/online transactions including ACH, Wire, and Bill Payments. Business Debit Card transactions and deposits using our Redeem for Deposits feature are not qualifying transactions.
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This is banking that rewards you.

The Membership Rewards® program allows you to earn and redeem Membership Rewards points.

With an American Express® Business Checking account, you can:

WAYS TO EARN:

Earn Membership Rewards Points

Earn 1 Membership Rewards point for every $2 you spend on an eligible Business Debit Card purchase.

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WAYS TO REDEEM:

Turn Membership Rewards points

Turn Membership Rewards points into deposits directly into an American Express® Business Checking account.

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Transfer points to select participating travel partners.

If you already have a Membership Rewards-enrolled Card, you can choose to convert points into deposits made directly into your Business Checking account or use them the same way you always have – for travel, gift cards, and more.

 

Frequently Asked Questions

Member FDIC

Accounts offered by American Express National Bank. Member FDIC.