Three Amex Gold Cards stacked on top of each other

Get more with the enhanced Gold Card

Now, indulge in more of what you love with access to over $400 in value with the American Express® Gold Card annually on eligible travel and dining purchases, including a limited-edition Card design option. Learn more below.

Hand holding a red Dunkin Refresher

$84 Dunkin’ Credit​

Amex Gold runs on Dunkin’™. Earn up to $7 in monthly statement credits after you pay with the Gold Card at Dunkin’ locations. Enrollment required.​†

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$120 Uber Credit​

Gold Card Members get $10 in Uber Cash monthly (up to $120 annually) to use on Uber Eats orders and Uber rides in the US. Just add your Card to your Uber account.​†

Two people sitting at a table eating

$120 Dining Credit​

Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required.​​†


Group sitting at white table cloth restuarant

$100 Resy Credit​

Make your next meal more memorable. Earn up to $100 in statement credits annually (up to $50 semi-annually) after you pay with the Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required.​†

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With the Platinum Card®,
there's even more to experience

Platinum Card® Membership gets you even more access to memorable experiences and special benefits across dining, travel, entertainment, and more.

Couple sitting on a couch watching tv

$240 Digital Entertainment

Get up to $20 in statement credits back each month on eligible purchases made with your Platinum Card® on participating partners, like Disney+, Hulu, Peacock, and other participating partners. Enrollment required.†

two people sitting in an airport

5X on Flights and Hotels

Earn 5X Membership Rewards® points on flights and prepaid hotels when you book through AmexTravel.com. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.†

spread of a variety of food

$200 Uber Cash

Ride and dine in style with $15 in Uber Cash each month, plus a bonus $20 in December, for Uber rides or Uber Eats orders in the U.S. Available to Basic Card Members only. To redeem your benefit, an American Express Card must be selected as the payment method for your order or ride.†

Discover & book restaurants to love​

Whether you’re dining at your favorite neighborhood spot or grabbing travel-worthy tables, eligible American Express Card Members can explore sought-after reservations, special dining events, and more.​

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Dine with Gold

The Gold Card can fuel you from morning to night. Use your Dunkin’ Credit to start the day right with your favorite coffee and put your Resy Credit toward a celebratory dinner – American Express has you covered all day long.†

 

Reward Life’s Flavorful Moments

When you use a Gold Card to dine, earn 4X Membership Rewards points, at restaurants worldwide on up to $50,000 per year which includes U.S. Resy restaurants and more.†

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Dine With Platinum

With Global Dining Access by Resy, eligible Card Members have special access to exclusive reservations, premium dining experiences, and more when they add their eligible Amex Card to their Resy profile. Terms apply.†

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Dining out is better with Resy

Resy is the one stop shop for dining discovery whether you're an Amex Card Member or considering Membership. Explore restaurants to love in your city and beyond. Browse and book restaurants within the Resy app and at Resy.com.

Group of people at a restaurant with confetti  flying

Dining out is better with Resy

Resy is the one stop shop for dining discovery whether you're an Amex Card Member or considering Membership. Explore restaurants to love in your city and beyond. Browse and book restaurants within the Resy app and at Resy.com.

Curate every step of your travel itinerary

From the moment you step on the plane to your last day on the beach, Membership helps make your getaways experiences to remember.

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3X Membership Rewards® Points on Gold

Gold Card members earn 3X Membership Rewards® points on flights booked directly with airlines or on AmexTravel.com.†

 

Gold is your key to The Hotel Collection

Elevate your next getaway when you use your Gold Card to book two nights or more with The Hotel Collection through American Express Travel® and get a $100 credit to use towards eligible charges.1

 

Women entering a centurion lounge

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Centurion® Lounges with Platinum

Get access to 1,400+ airport lounges worldwide with American Express Global Lounge Collection® when you present your Platinum Card. Terms apply.†​​

 

A Better Way to Stay

With Fine Hotels + Resorts®, Platinum Card® Members can enjoy an exclusive suite of benefits at 1,500+ properties booked through AmexTravel.com. Like:

  • complimentary daily breakfast for two
  • guaranteed 4pm checkout
  • room upgrade upon arrival when available2

 

person in a hat walking down a colorful street

Off the Beaten Path

Trending Destinations by American Express Travel® annually showcases “must visit” vacation spots, identified by our team of 6,000 Travel Consultants to help inspire your next trip, whether you're an Amex Card Member or considering Membership. Where will you travel next?

person in a hat walking down a colorful street

Off the Beaten Path

Trending Destinations by American Express Travel® annually showcases “must visit” vacation spots, identified by our team of 6,000 Travel Consultants to help inspire your next trip, whether you're an Amex Card Member or considering Membership. Where will you travel next?

Turn any outing into an unforgettable experience

From exclusive lounge access for eligible Card Members to dedicated tickets and performances, you’ll enjoy more with Membership. Terms Apply.†

Group of people at a music festival

Event Access

Eligible Card Members can get access to presales, dedicated tickets, and exclusive performances throughout the year. Terms Apply.†

amex entrance at a venue

Card Member Entrances & Fast Lanes

Save time with dedicated Card Member entrances and fast lanes at select events and venues across the globe. Terms Apply.†

amex lounge at F1 venue

Fan Experiences

Events are even more exciting when you visit the Amex Fan Experience at select music festivals and sporting events, featuring photo moments and more. Terms Apply.†

American Express presents FX's The Bear Inside Access

American Express brings fans of FX's The Bear inside three Resy restaurants in Chicago: Giant, Kasama, and Obelix, to learn how the chefs pay tribute to the show through their culinary and hospitality expertise. Stream all episodes of FX's The Bear on Hulu.

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couple putting the finishing touches on a dish
two men standing in front of a bar

Explore the wide range of features you get

when you’re a Member

Make your purchases work harder

From Cards with Membership Rewards® points to Cards with Cash Back, get rewarded for the things you really need, so you can get the things you really want.†

Shop your favorite brands

From dining and travel to shopping at local gems, tap into value when you enroll in Amex Offers.†

Rest easy with fraud protection

We'll keep an eye on your account and let you know if we see anything unusual.

Take control with payment flexibility

Plan It® is a payment option for eligible Card Members that lets you split up purchases of $100 or more into monthly installments with a fixed fee. A fixed monthly fee is shown upfront, so you'll know exactly how much you'll pay.†

Help protect your purchase

Purchase Protection* can help protect Covered Purchases made with your Eligible Card against accidental damage, theft and sometimes provide lost coverage for certain Eligible Card products for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions.

Enhance the way you settle up

Seamlessly split your American Express purchases with any other Venmo or PayPal user, directly from the Amex App. You can get paid back directly to your Card as a statement credit, and you'll be the one to earn the rewards for the purchase. Enrollment required. Terms apply.†



* AMEX Assurance Disclosures

* AMEX Assurance Disclosures

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Ready to experience even more? Find the Card for you.

 

With a variety of Cards to choose from, you can find the perfect one for you and your lifestyle.

 

Not ready for a Card?

See all the other ways you can become an Amex Member.

†Terms and Conditions
 
Events with AmexTM  

 

The Events with Amex™ program is available to American Express® Card Members. American Express Prepaid Cards are not eligible. All benefits are subject to specific rules and terms & conditions. Card eligibility and/or Card exclusions, if any, will be set forth in a specific benefit’s terms & conditions. Tickets offered as part of the Events with Amex program are fulfilled by the ticket seller and subject to rules, terms & conditions, and fees set by the ticket seller, event promoter and/or the venue, as applicable. All benefits are subject to availability and may be changed or revoked at any time. These benefits are provided “as is” with no warranty or guarantee, either express or implied. Benefits are provided on a first come, first serve basis. American Express does not guarantee every Card Member will be able to redeem every benefit. Benefits cannot be redeemed for cash, transferred, or substituted. Benefits may be canceled or modified at any time. Void where prohibited by law. For more information, including specific benefit terms & conditions, please visit americanexpress.com/experiences.

 

Amex Reserved TicketsTM (formerly referred to as American Express Access)

American Express® Card Members have access to purchase Amex Reserved Tickets for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card. An American Express Prepaid Card cannot be used to purchase tickets. Amex Reserved Tickets are sold by and fulfilled by third-party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Amex Reserved Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit  americanexpress.com/entertainment.

 

Amex Presale Tickets™ (formerly referred to as American Express Early Access)

American Express® Card Members have access to purchase Amex Presale Tickets for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card. An American Express Prepaid Card cannot be used to purchase tickets. Amex Presale Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Amex Presale Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit  americanexpress.com/entertainment.

 

 

Fan Experiences

American Express hosts American Express Fan Experiences at select music festivals and sporting events. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. The music festivals and sporting events at which Fan Experiences are hosted are subject to change year-over-year, including Card Member eligibility and terms. American Express Card Members that have a valid ticket to an applicable event can visit the Fan Experience by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Capacity limitations apply. Additional rules and terms may apply by event. American Express reserves the right to not allow or to remove Card Members and their guests from the Fan Experience for any reason, including, without limitation, not adhering to applicable rules and terms of the Fan Experience. To the extent alcohol is available at the Fan Experience, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. Fan Experiences may be modified or discontinued at any time and without notice. For more information, please visit americanexpress.com/entertainment.

 

Event Access

Eligible American Express Card Members can get access to purchase tickets to select events through the American Express Early Access, Access, and/or Preferred Access programs. For program eligibility and terms, please refer to the program terms and conditions below. Additional terms of purchase may apply for the event selected. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.
Early Access Program. Early Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.
Access Program. Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.
Preferred Access Program. Preferred Access tickets may be purchased by eligible American Express Card Members for select events and select seats, during a specified period. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. When purchasing tickets, enter the 10-digit customer service phone number on the back of your eligible Card when prompted. Tickets must be purchased using one of the following U.S.-issued American Express Cards: American Express Cards: Consumer, Business, or Corporate Platinum Card® or Centurion® Card; Consumer or Business Delta SkyMiles® Platinum Card; Consumer or Business Delta SkyMiles® Reserve Card; Consumer, Business, or Corporate Gold Card; Classic Business Gold Card; Business Gold Rewards Card; Executive Business Card; Hilton Honors American Express Surpass® Card; Hilton Honors Aspire Card; Marriott Bonvoy Brilliant® Card; Marriott Bonvoy Bevy™ Card; or Marriott Bonvoy® Card. Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment.

 

American Express Venue Collection

American Express Venue Collection™ Entrances and Fast Lanes American Express Card Member entrances and/or fast lanes are available at select venues. Card Member entrances and fast lanes may not be available for all events; hours of availability may vary and are subject to change. Entrances and fast lanes may be modified or discontinued at any time and without notice. Card Members must have a valid ticket to the event and can access the Card Member entrance or fast lane by presenting a valid American Express Card in the Card Member’s name. American Express Prepaid Cards are not eligible. The number of guests that may accompany a Card Member through a Card Member entrance of fast lane may vary by venue. Additional terms may apply by venue and by event (including, without limitation, security protocols). American Express does not operate the Card Member entrances or fast lanes; the applicable venue operates the entrance. Venue personnel reserve the right to not allow Card Members and their guests admittance through the Card Member entrance or fast lane for any reason, including, without limitation, not adhering to security protocols. To determine if the venue or event has a Card Member entrance or fast lane, please visit americanexpress.com/venues.

 

American Express Shops

American Express Shops are checkout-free/contactless shops available to American Express Card Members at US Open tennis and select venues (currently, the Barclays Center in Brooklyn, New York and the Delta Center in Salt Lake City, Utah). An American Express Card is required for entry and to make purchases in American Express Shops (pre-paid American Express Cards are not eligible). Capacity limitations apply. American Express Shops may not be available for all events at a venue; hours of availability may vary and are subject to change. American Express does not operate American Express Shops. American Express Shops are operated by third party concessionaires selected by the venue; that third party concessionaire is the merchant of record on all purchases at that American Express Shop. Purchases are subject to the policies and terms of the operator of the American Express Shop and the venue. All sales are final, no refunds or exchanges. American Express Shops may be modified (including, without limitation, the concessions offered) or discontinued at any time and without notice. To determine if the venue for the event you are attending has an American Express Shop, please visit americanexpress.com/venues.

 

Global Dining Access

The Global Dining Access program (“GDA”) is a benefit available to eligible Card Members. “Eligible Card Members” are account holders of Platinum Card® or Centurion® Card from American Express, Business Platinum Card®, Business Centurion® Card from American Express, Corporate Platinum Card® or Corporate Centurion® Card from American Express, Delta SkyMiles® Reserve American Express Card, Delta SkyMiles® Reserve Business American Express Card, Hilton Honors American Express Aspire Card, The Platinum Card® from American Express Exclusively for Morgan Stanley, The Platinum Card® from American Express Exclusively for Charles Schwab, The Platinum Card® from American Express for Goldman Sachs, and The Centurion® Card from American Express for Goldman Sachs (and any Additional Card Member(s) on their accounts). GDA may not be available for Cards issued from some countries. GDA provides eligible Card Members with (a) access to exclusive reservations, (b) Priority Notify, which allows GDA members to set notifications to be in the first group notified when tables become available before they are made available to other Resy users, and (c) access to exclusive events. GDA reservations are accessible through the Resy iOS App and Website (“Resy Sites”) and Concierge. Some features of GDA, like Priority Notify, may not be available through Concierge. To access this benefit through the Resy iOS App, you must download the Resy App; or if you already have the Resy iOS App, ensure the latest update is downloaded. When using the Resy Sites, create a Resy account or log into your existing Resy account and add your eligible Card to your Resy account. If you are assigned a new Card number, you must update the Card number in your Resy account. When you use GDA, a badge will be placed on your Resy profile, letting restaurants know that you are a member of the GDA program. Reservations are based on a first-come, first-served basis. In the event of a reservation cancellation, you will be subject to the restaurant’s cancellation policy. Generally, same-day reservations that are not booked by GDA members are released back to restaurants at certain times of day that vary across restaurant policies. American Express and Resy make no representations or warranties regarding the availability of reservations, events, and/or experiences, which shall at all times be subject to availability and the discretion of the applicable restaurant. American Express and Resy are not responsible for informing the restaurants of any dietary restrictions or for a restaurant being able to accommodate such restrictions. There is no cost to you for booking services through GDA, although you are responsible for any purchases or fees you authorize to be charged to your Card account. GDA reservations and events are intended for personal use only and cannot be resold or used for commercial purposes. By participating in the GDA program, you are accepting these GDA terms and conditions, which are in addition to and do not replace the Resy Sites’ Terms of Service. To be eligible for this benefit, your Card account must not be cancelled.

 

Fine Hotels + Resorts®

Fine Hotels + Resorts® (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer, Business, and Corporate Platinum Card® Members, and Centurion® Members. Additional Platinum Card Members on Consumer and Business Platinum and Centurion Card Accounts are also eligible for FHR program benefits. Companion Card Members on Consumer Platinum and Centurion Card Accounts, Additional Business Gold and Additional Business Expense Card Members on Business Platinum and Centurion Card Accounts, and Delta SkyMiles® Platinum Card Members are not eligible for FHR program benefits. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of $100 credit and additional amenity (if applicable) varies by property; the credit will be applied to eligible charges up to the amount of the credit. To receive the credit, the eligible spend must be charged to your hotel room. The credit will be applied at check-out. Advance reservations are recommended for certain credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check-out. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.

 

The Hotel Collection

The Hotel Collection (THC) benefits are available for new bookings of two consecutive nights or more made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer and Business Gold Card, Platinum Card® Members, and Centurion® Members. Additional Card Members on Consumer and Business Platinum Card Accounts, and Additional Card Members on Consumer and Business Centurion Accounts are also eligible for THC program benefits. Delta SkyMiles® Gold and Platinum Card Members are not eligible. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. Noon check-in, late check-out and the room upgrade are subject to availability; certain room categories are not eligible for upgrade. The type of $100 credit and additional amenity (if applicable) varies by property; the $100 credit will be applied to eligible charges up to $100. To receive the $100 credit, the eligible spend must be charged to your hotel room. The $100 credit will be applied at check-out. Advance reservations are recommended for certain credits. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional THC benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke the THC benefits at any time without notice if we or they determine, in our or their sole discretion, that you have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your THC benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for THC program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.

Seller of Travel

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visitwww.americanexpress.com/travelterms.

California CST#1022318; Washington UBI#600-469-694

 

$200 Uber Cash

Basic Card Members on a Consumer Platinum Card or Centurion account and Additional Centurion Card Members are eligible for Uber VIP and the monthly Amex Benefit (“Amex Benefit”). To receive this benefit, you must have downloaded the latest version of the Uber App and your eligible Platinum Card or Centurion Card must be a method of payment in your Uber account. The Amex Benefit may only be used in the United States. To be eligible for the Amex Benefit, your Card Account must not be canceled or past due. American Express reserves the right to suspend your eligibility for the Amex Benefit if we suspect any violation or abuse. To continue to receive the Amex Benefit, the details for your eligible Card must be kept up to date in your Uber Account. Cards added to your Uber account through a third party such as Apple Pay or PayPal will not be eligible. An eligible Platinum Card or Centurion Card may receive the Amex Benefit on one Uber account. If the same Card is added to multiple Uber accounts, only the first Uber account to which the Card is added will receive the Amex Benefit. If your American Express Card details change, you will need to make required updates to your Card details in your Uber payment profile before the end of the current month to ensure you remain enrolled in the Amex Benefit. If you do not update your Card details prior to the first day of the following month, you may need to re-enroll to continue to receive your Amex benefit. It may take up to 48 hours for the Amex Benefit to become available in your Uber account after your eligible Card has been added to that account. Uber VIP is available in select cities and is governed by Uber’s terms and conditions. The Amex Benefit is found within your Uber Cash balance. In order to use the Amex Benefit, Uber Cash must be turned on. If Uber Cash is turned on when you request a ride, Uber Cash will appear above the confirmation button. If Uber Cash does not appear above the confirmation button, tap on the current payment option and turn on Uber Cash. If you do not see the Amex Benefit in your Uber Cash balance within 48 hours from the time you enroll, call the number on the back of your Card for assistance. The Amex Benefit may be applied to all vehicle types with Uber, orders on Uber Eats and to any other services to which Uber permits Uber Cash to be applied. If your Uber Cash balance does not satisfy the cost of your ride or order, the primary payment method on your Uber account will be charged for the difference. The Amex Benefit will not apply to previous Uber transactions and cannot be used when paying with an UberFAMILY profile. New and existing Uber users are eligible. Uber will apply the Amex Benefit at the point of sale and it will be displayed on your emailed receipt. There is no limit to the number of transactions you may apply your Amex Benefit to each month, up to a total of $15 per month (up to a total of $35 in December). Your monthly Amex Benefit expires at 11:59 PM Hawaii Standard Time on the last day of each calendar month. Unused balance in Uber Cash from your Amex Benefit will not carry over to the following month. Your Amex Benefit will be applied for the month in which the transaction is completed. If a transaction is eligible for another promotion that you have added to your Uber account, the promotion will be applied before your Amex Benefit. Certain other types of balances in Uber Cash may be applied to the cost of your ride or order prior to your Amex Benefit in Uber Cash. For purposes of fulfilling this benefit, American Express will share with Uber certain information about your Card, including the Card type, and updated Card information from time to time. If you do not wish to receive the Amex Benefit, please call the number on the back of your Card. If you do not see the Amex Benefit in your Uber Cash balance by 5:00 PM Hawaii Standard Time on the first day of each calendar month, call the number on the back of your Card for assistance.
​​

5X Air and Hotel

Basic Card Members will get 1 Membership Rewards® point for each dollar charged for eligible purchases on their Platinum Card® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account ("Additional Points"), minus cancellations and credits. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel.com); (ii) purchases of prepaid hotel reservations booked through American Express Travel; and (iii) purchases of prepaid flight+hotel packages booked through AmexTravel.com. Eligible travel purchases do not include: charter flights, private jet flights, flights that are part of tours, cruises, or travel packages (other than prepaid flight+hotel packages booked through AmexTravel.com), ticketing or simlar service fees, ticket cancellation or change fees, property fees or similar fees, hotel group reservations or events, interest charges, or purchases of cash equivalents. Eligible prepaid hotel bookings or prepaid flight+hotel bookings that are modified directly with the hotel will not be eligible for Additional Points. Bonuses that may be received with your Card on other purchase categories or in connection with promotions or offers from American Express cannot be combined with this benefit. Any portion of a charge that the Basic Card Member elects to cover through redemption of Membership Rewards points is not eligible to receive points. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for Additional Points. A purchase with a merchant will not earn Additional Points if the merchant's code is not included in an Additional Points category. Basic Card Members may not receive Additional Points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an Additional Points category. For example, you may not receive Additional Points when: a merchant uses a third-party to sell their products or services, a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers), or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. To be eligible for this benefit, the Card Account must not be cancelled. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit in any way American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card or visit americanexpress.com/rewards-info for more information about rewards.

 

$240 Digital Entertainment Credit

Enrollment through American Express is required to receive the benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer Platinum Card Account can enroll in the benefit in the Benefits section of their Americanexpress.com online account or by calling us. Eligible purchases (see below) must be made directly with the participating partners in the U.S. locations where the partners’ services are available. Purchases by both the Basic Card Member and Additional Card Members on the enrolled Card Account are eligible for statement credits. However, statement credits will be provided for only $20 in statement credits per month per Card Account, for a total of $240 per calendar year, whether the purchase was made by the Basic Card Member or Additional Card Members on the Account. Only valid for transactions completed in the U.S. and U.S. Territories. Eligible subscriptions will automatically renew unless canceled and the merchant will charge the applicable membership fee to the Card they have on file. Purchases of prepaid or gift cards from third-party retailers for use at the participating partners are not eligible for this benefit. Only valid on eligible purchases charged directly with the following partners: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Age minimums and other restrictions apply to use of each partner's services; see each partner’s terms and conditions for more information.

 

Disney+: All Disney+ purchases made directly through www.disneyplus.com are eligible, for example, a Disney Bundle. The Disney Bundle includes Disney+, Hulu and ESPN+, or Disney+ and Hulu. Access content from each service separately.

 

ESPN+: All ESPN+ purchases made directly through plus.espn.com are eligible, for example, Pay Per View (PPV) purchases and a Disney Bundle. The Disney Bundle includes Disney+, Hulu and ESPN+, or Disney+ and Hulu. Access content from each service separately.

 

Hulu: All Hulu purchases made directly through www.hulu.com are eligible, for example, a Disney Bundle. Disney Bundles include Disney+, Hulu and ESPN+, or Disney+ and Hulu. Access content from each service separately.

 

The New York Times: Eligible purchases for The New York Times include subscriptions for digital or print News, New York Times Cooking, New York Times Games, Wirecutter, and The New York Times All Access bundle made directly through www.nytimes.com/subscription. Eligible purchases do not include advertising services, NYT conferences, gift cards, TimesDigest or purchases from the NYTimes company store.


Peacock: Eligible purchases for Peacock include all Peacock subscriptions, for example, Peacock Premium and Premium Plus, made directly online at www.peacocktv.com. Eligible purchases do not include subscriptions bundled with cable services or other bundles, promotional offers through third parties, or gift cards.


SiriusXM: Eligible purchases for SiriusXM include purchases made directly with SiriusXM (US) at www.siriusxm.com, through SiriusXM telephone sales or direct mail order purchase transactions. Eligible purchases do not include SiriusXM safety, security or telematics services (connected vehicle); SiriusXM for Business subscriptions, SiriusXM ad sales, or any transactions involving SiriusXM’s Stitcher or Pandora services.

 

The Wall Street Journal: Eligible purchases for The Wall Street Journal include any subscriptions, for example, news bundles including The Wall Street Journal and Barron’s, MarketWatch and/or Investor’s Business Daily, made directly through www.wsj.com/amex. Eligible purchases do not include advertising services, WSJ events, gift cards or purchases from The Wall Street Journal Online Store.Please allow 6-8 weeks after an eligible purchase is charged to your Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $20 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month, but the merchant doesn't process that transaction until the next day, then the statement credit would be applied in the following month. If American Express does not receive information that identifies your transaction as eligible for the benefit, you will not receive the statement credit. For example, your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process it.

 

To be eligible for this benefit, Card Account(s) must not be canceled and not past due at the time of statement credit fulfillment. If your Card has been replaced, make sure that the most up to date Account information is on file with the Merchant or else you may not receive the statement credits. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

 

The American Express Global Lounge Collection®
U.S Consumer and Business Platinum Card Members and any Additional Platinum Card Members on the Account are eligible for access to the participating lounges in the American Express Global Lounge Collection. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Global Lounge Collection benefit. All lounge access is subject to space availability. Each lounge program within the Global Lounge Collection has its own policies and access to any of the participating lounges is subject to the applicable rules and policies. Participating lounges reserve the right to remove any person from the premises for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive, or violent. To be eligible for this benefit, Card Account must not be cancelled. Please refer to each program’s terms and conditions to learn more. 
 
The Centurion® Lounge
U.S. Platinum Members have unlimited complimentary access to all locations of The Centurion Lounge. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to The Centurion Lounge. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, Platinum Card Members must arrive within 3 hours of their departing flight, for both direct and connecting flights, and present The Centurion Lounge agent with the following upon each visit: their valid Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Name on boarding pass must match name on the Card. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Refer to the specific location’s access policy for more information. Failure to present this documentation may result in access being denied. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our Lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you make in The Centurion Lounge or authorize our Member Services Professionals to make on your behalf. Services available at the Member Services Desk are based on the type of American Express Card used to enter the Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with Lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Platinum Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.
U.S. Platinum Card Members, U.S. Business Platinum Card Members and Additional U.S. Platinum Card Members on the Account will be charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age) unless they have qualified for Complimentary Guest Access. U.S. Platinum Card and U.S. Business Platinum Card Members may qualify for Complimentary Guest Access for up to two (2) guests per visit to locations of The Centurion Lounge in the U.S., Hong Kong International Airport and London Heathrow Airport (“Complimentary Guest Access”), after spending $75,000 or more on eligible purchases on the Platinum Account in a calendar year. Once effective, Complimentary Guest Access will be available for the remainder of the calendar year in which it became effective, the following calendar year, and until January 31 of the next calendar year (for example, if Complimentary Guest Access became effective on May 1, 2023, it would remain effective until January 31, 2025). Eligible purchases made by any Additional Card Members on the Platinum Account will contribute to the purchase requirement. Complimentary Guest Access is limited to two (2) guests per Card Member per visit, regardless of whether you are eligible for complimentary guest access through multiple Platinum Accounts or through other Amex Cards. Guest access policies may vary internationally by location and are subject to change. Eligibility for Complimentary Guest Access will typically be processed within a week of the Platinum Account’s meeting the purchase requirement, but may take up to 12 weeks to become effective. Complimentary Guest Access status will be reflected in the Benefits tab of your online Account and in the American Express App. Eligible purchases to meet the purchase requirement are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents. If a Card Member upgrades or downgrades from a different American Express Card to a Platinum Account, eligible purchases made on that Card Account will count toward meeting the purchase requirement to achieve Complimentary Guest Access on the new Platinum Account.
 
Escape Lounges – The Centurion® Studio Partner
This benefit is available to U.S. Platinum Members. Card Members receive complimentary access to all Escape Lounge locations, including Escape Lounges - The Centurion® Studio Partner locations. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to Escape Lounges, including Escape Lounge – The Centurion® Studio Partner locations. To access an Escape Lounge, Card Members must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Name on boarding pass must match name on the Card and the eligible flight must be booked on a U.S. issued American Express Card. For access at select locations, Card Members must arrive within 3 hours of their departing flight. Refer to the specific location’s access policy for more information. During a layover Card Members may use the Escape Lounge in the connecting airport at any time. For more information on access policies and lounge terms and conditions, see https://escapelounges.com. All access to an Escape Lounge is subject to space availability. Card Member must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. Card Members may bring up to two complimentary guests per visit. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all the complimentary benefits and amenities afforded to the Escape Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change without notice. Additional restrictions may apply. 
 
Delta Sky Club
This benefit is available to U.S. Platinum Members and Additional Platinum Card Members on the Account (each, an “Eligible Platinum Card Member”). Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Delta Sky Club benefit. Platinum Card Members must present their valid American Express Card, government-issued I.D., and boarding pass to the Delta Sky Club ambassador. Boarding pass must show a reservation for a same-day Delta-operated flight (Delta or Delta connection) departing from or arriving at the airport in which the Delta Sky Club is located. Name on boarding pass must match name on the Card. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club or the Delta Sky Club “Grab and Go” feature within 3 hours of their flight's scheduled departure time. During a layover between Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover. Delta reserves the right to limit access for non-revenue flyers at any Delta Sky Club. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the Delta Sky Club. Benefit valid only at Delta Sky Club. Partner lounges are not included. Note that amenities may vary among Delta Sky Club locations. Participating airport clubs and locations subject to change without notice. Eligible Platinum Card Members may bring guests into the Delta Sky Club subject to the most current Delta Sky Club access and pricing policies and must use their valid Platinum Card as the payment method for guest access. Guests also must be flying on a same-day Delta-operated flight. Guest access and fees subject to terms and conditions of participating airport clubs. Access is subject to Delta Sky Club rules. To review the rules, please visit delta.com/skyclub. Benefit and rules subject to change without notice. Additional restrictions may apply.
 
Lufthansa
This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Lufthansa lounges benefit. Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, a Platinum Card Member must present their valid Platinum Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines). Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. For the most current list of Lufthansa lounges, guest access requirements, rules, and pricing policy, please visit https://www.lufthansa.com/de/en/lounges.
 
Plaza Premium Lounges
This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Plaza Premium Lounges benefit. Card Members receive complimentary access to any global location of Plaza Premium Lounges. To access Plaza Premium Lounges, Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to two (2) companions into Plaza Premium Lounges as complimentary guests. Must be of legal drinking age to consume alcohol. Please drink responsibly. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Plaza Premium Lounge locations are subject to change.
 
Priority Pass Select
This benefit is available to U.S. Platinum Card Members. Platinum Card Members and Additional Platinum Card Members must enroll in the Priority Pass™ Select program through the benefits section of their americanexpress.com account or by calling the number on the back of their Card to receive the benefit. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Priority Pass Select benefit. Priority Pass is an independent airport lounge access program. You acknowledge and agree that American Express will verify your Card Account number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members with a valid Card Account may access participating Priority Pass Select lounges by presenting their Priority Pass Select card and airline boarding pass. If the Card Account is canceled, you will not be eligible for Priority Pass Select and your enrollment will be canceled. When visiting a Priority Pass Select lounge that admits guests, Platinum Card Members receive complimentary access for up to two accompanying guests. After two guests, the Card Account on file with Priority Pass Select will be automatically charged the guest visit fee of the Priority Pass Standard program for each additional guest after you have signed up for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Some lounges limit the number of guests or do not admit guests. In some lounges, Priority Pass Select members must be 21 years of age to enter without a parent or guardian. Priority Pass Select members must adhere to all house rules of participating lounges and access to participating lounges is subject to all rules, terms and conditions of the applicable lounge. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, Priority Pass will send your Priority Pass Select card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express® Card. To receive immediate access to lounges after your enrollment in Priority Pass Select has been processed, you can activate your membership online by using your Priority Pass Select membership details to receive a Digital Membership Card. For a step-by-step guide on the activation process, visit prioritypass.com/activation. 
 
Additional Global Lounge Collection Partner Lounges
American Express offers access to additional lounges in the Global Lounge Collection where U.S. Platinum Card Members have unlimited complimentary access to participating locations. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to participating locations. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. If American Express, in its sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit www.americanexpress.com/findalounge.
 

 

American Express® App

iOS and Android only. See app store listings for operating system info
The American Express® App and app features are available only for eligible Card accounts in the United States. American Express® prepaid Cards and Cards issued by non-American Express issuers are not eligible.
To log in, Card Members must have an American Express user ID and password or create one in the app.

 

Amex Offers

Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve® and Bluebird Cards may be eligible. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/.

 

Plan It®

With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. You will be offered 1-3 plan duration options for the qualifying purchase. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period.

 

To create a plan, select qualifying purchases of $100 or more and a plan duration. If you have a Card with a Credit Limit, you may also be able to select a qualifying amount of $100 or more and a plan duration. When creating a plan for purchases, you may select up to 10 qualifying purchases for each plan that you create in your American Express online Account. However, you may select only one qualifying purchase for each plan that you create in the American Express App. Qualifying purchases will be identified in your American Express online Account and American Express App. Qualifying purchases (or a qualifying amount, if you have a Card with a Credit Limit) do not include purchases of cash or cash equivalents, balance transfers (if offered), purchases subject to Foreign Transaction Fees, or any fee owed to us, including Annual Membership fees. Unless you are creating a plan at checkout, please allow 2-3 days for your purchase to post to your Account. Once your purchase posts and is no longer pending, you can create a plan for that purchase.

 

Your ability to create plans will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. You may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. You will not be able to create plans if your Pay Over Time feature is suspended or your Account is canceled. You will also not be able to create plans if one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due. The number and length of plan duration options offered to you, the number of active plans you can have at a time, and your ability to include multiple qualifying purchases in a single plan, will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.

 

Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member or Authorized Account Managers on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.

 

Purchase Protection

Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.

 

Send & Split

Send & Split® is only available in the American Express® App (“Amex App”) to Card Members with an eligible Card. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and American Express Cards issued outside of the United States are not eligible Cards. To use Send & Split, you must first have an email address on file, enroll in Send & Split® in your American Express Online Account (“Online Account”) and open an Amex Send® stored balance account in the Amex App (“Send Account”). Send & Split allows you to: (i) send a person-to-person payment from your Send Account to Venmo and PayPal users (“Send”) and (ii) split a Card purchase (“Split”) and receive funds to your Card account as a statement credit or to your linked Venmo or PayPal account. You may use Send & Split® with an Additional consumer Card that is issued in the US by American Express National Bank and is not cancelled if you also have an eligible Card in the same Online Account and that Online Account is enrolled in Send & Split. You must have or create an account with Venmo or PayPal and link your Online Account to your PayPal or Venmo account to use Send & Split. You must add money to your Send Account from your eligible Card(s) to Send to a Venmo or PayPal recipient. The money you add will be reflected in your Send Account balance. The charge on your Card for an Add Money transaction does not earn rewards and is subject to the Card’s purchase APR. Once the Send from your Send Account is available in the recipient’s Venmo or PayPal account, you do not have the ability to cancel the transaction. There is no fee to Send to US recipients. PayPal charges a fee to Send to non-US recipients. With Split, you can split pending or posted purchases that are made with your eligible Card in your Amex App. Once you select a purchase to Split, select the contacts you want to request to Split with. You can choose to get paid back as a statement credit to your Card account (a Split credit) or to your linked Venmo or PayPal account. Split credits to your Card account apply when we receive confirmation that the Split request was completed but may take 24-36 hours to post to your Card account. You are still responsible to pay the full purchase amount charged to your Card, regardless of whether you are paid back via Split. You earn rewards for purchases that you split in the same way that you earn rewards for other purchases. Other eligibility and restrictions apply. For complete details visit americanexpress.com/sendandsplitterms to view Terms & Conditions. Send Account issued by American Express National Bank.

 

Basic and Additional Cards Annual Fee​​

The annual fee for the American Express ® Gold Card is $325. There is no annual fee for up to 5 Additional Cards. The annual fee for 6 or more Additional Cards is $35 for each Card.​​

 

Benefit Terms

 

$84 Dunkin' Credit

Enrollment through American Express is required to receive this benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer American Express® Gold Card Account can enroll in the benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. This benefit is not available to Classic Gold, Traditional Gold, or Senior Gold Card Members. Please note, enrollment may take up to 24 hours to take effect on your Card. Enrolled Basic Card Members can earn up to $7 in statement credits per month when the Card or Additional Cards on the enrolled Account are used to pay for eligible Dunkin’ purchases.  However, each enrolled Card Account is only eligible for up to $7 in statement credits per month, for a total of up to $84 per calendar year in statement credits across all Cards on the account.​ ​

 

Valid at Dunkin’ locations in the U.S. that accept American Express® Cards. If American Express does not receive information that identifies the transaction as eligible for the benefit, the Basic Card Member will not receive the statement credit. For example, the transaction may not be eligible if it is not made directly with Dunkin’ (e.g., through a caterer or delivery service app) or if it is made at a Dunkin’ located within another establishment (e.g., at a pop up or inside a gas station). Eligible purchases do not include gift cards purchased online or any Dunkin’ branded products purchased at other retailers (including gift cards).​ ​

 

Please allow up to 8 weeks after an eligible purchase is charged to the enrolled Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied if available. Statement credits may not be received or may be reversed if the purchase is cancelled, modified, or returned.​ ​

 

American Express also relies on information provided to us by the merchant to identify eligible purchases. In addition, the Basic Card Member may not receive the statement credit if the transaction is made with an electronic wallet or through a third party (such as an app store) or if the merchant uses a mobile or wireless card reader to process it. If there is a significant delay in the merchant’s submission of the transaction, the transaction may no longer qualify for a statement credit.​ ​

 

If the Card Account is cancelled or past due, it may not qualify to receive a statement credit. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If your Card is enrolled in the benefit and you replace your Card, please check the Benefits section of your americanexpress.com account, mobile app or call the number on the back of your Card to confirm your continued enrollment in the benefit. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.​

 

$100 Resy Credit

Enrollment through American Express is required to receive this benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer American Express® Gold Card Account can enroll in the benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. This benefit is not available to Classic Gold, Traditional Gold, or Senior Gold Card Members. Please note, enrollment may take up to 24 hours to take effect on your Card. Enrolled Basic Card Members can earn up to $50 in statement credits semi-annually when Card or Additional Cards on the enrolled Account are used to pay for eligible Resy purchases. However, each enrolled Card Account is only eligible for up to $50 in statement credits from January through June and up to $50 in statement credits from July through December, for a total of up to $100 per calendar year in statement credits across all Cards on the account.

 

Eligible Resy purchases include purchases made directly from U.S. restaurants that offer reservations on Resy.com and the Resy app, and purchases made directly on Resy.com or in the Resy app. Restaurants must be live on Resy.com or the Resy app at time of purchase to be eligible for the statement credit and are subject to change at any time. Purchases made via Resy Pay, purchases of Resy OS restaurant management software, and Resy-branded American Express® Gift Cards are not eligible. Gift cards purchased at restaurants also may not receive the statement credit.

 

Please allow up to 8 weeks after an eligible Resy purchase is charged to the enrolled Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on June 30th but the merchant processes the transaction such that it is identified to us as occurring on July 1st, the statement credit in the next semi-annual period would be applied if available. Statement credits may not be received or may be reversed if the purchase is cancelled or modified.

 

American Express also relies on information provided to us by the merchant to identify eligible purchases.  If American Express does not receive information that identifies the transaction as an eligible purchase, the Account will not receive the statement credit. For example, the transaction may not be eligible if it is not made directly with the merchant, if it is made at a merchant located within another establishment (e.g. a restaurant inside a hotel or department store), if it is an event held within a restaurant, or if it is for a non-dining purchase (e.g. merchandise or gift card). In addition, the Basic Card Member may not receive the statement credit if the transaction is made with an electronic wallet or through a third party (such as an app store or food delivery service) or if the merchant uses a mobile or wireless card reader to process it. If there is a significant delay in the merchant’s submission of the transaction, the transaction may no longer qualify for a statement credit.

 

If the Card Account is cancelled or past due, it may not qualify to receive a statement credit. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If your Card is enrolled in the benefit and you replace your Card, please check the Benefits section of your americanexpress.com account, mobile app or call the number on the back of your Card to confirm your continued enrollment in the benefit. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

 

$120 Dining Credit

Effective September 26, 2024, Milk Bar and Shake Shack will no longer be participating partners for the $120 Dining Credit.

 

Enrollment is required to receive this benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer Gold Card Account can enroll in the benefit. U.S. Consumer Traditional Gold, Senior Gold, and Classic Gold are not eligible. Eligible purchases must be charged to a Card Member on the enrolled Card Account for the benefit to apply. Purchases by both the Basic Card Member and Additional Card Members on the enrolled Card Account are eligible for statement credits. However, each Card Account is eligible for up to a $10 statement credit per month, for a total of $120 per calendar year in statement credits across all Cards on the Account. Participating partners are Grubhub (including Seamless), The Cheesecake Factory, Goldbelly, Wine.com, Five Guys, Milk Bar (through 9/25/2024), and select Shake Shack locations (through 9/25/2024). Excludes Shake Shack locations in ballparks, stadiums, airports, rest areas, museums, and racetracks. In-person transactions and online orders only valid if made from participating partner locations in the U.S. If American Express does not receive information that identifies your transaction as eligible for the benefit, you will not receive the statement credit. For example, your transaction will not be eligible if it is not made directly with the merchant or if it is for a non-dining purchase (e.g. merchandise or gift card). Your transaction also may not be eligible if it is made at a merchant located within another establishment (e.g. a restaurant inside a hotel or department store). Only one statement credit per transaction will be issued. See partner websites for shipping policies and restrictions on online orders. Alcoholic beverages may be sold and delivered only to persons who are at least 21 years old; in placing your order, you represent to us that you are at least 21 years old and that the person to whom the delivery will be made is at least 21 years old. Please drink responsibly. Please allow 6-8 weeks after an eligible purchase is charged to your Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month, but the merchant doesn't process that transaction until the next day, then the statement credit would be applied in the following month. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party (such as an app store) or if the merchant uses a mobile or wireless card reader to process it. Transactions received after 120 days from the transaction date will not be eligible for the Dining Credit. To be eligible for this benefit, Card Account(s) must not be canceled and not past due at the time of statement credit fulfillment. Statement credits may be reversed if an eligible purchase is returned/canceled. If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

 

$120 Uber Cash

Basic Card Members on a Consumer U.S. American Express® Gold Card are eligible for $10 in Uber Cash each month ("Amex Benefit"), subject to these Terms and Conditions. To receive this benefit, you must have downloaded the latest version of the Uber App and your eligible American Express Gold Card must be a method of payment in your Uber account. The Amex Benefit may only be used in the United States.

 

To be eligible for the Amex Benefit, your Card Account must not be canceled or past due. American Express reserves the right to suspend your eligibility for the Amex Benefit if we suspect any violation or abuse. To continue to receive the Amex Benefit, the details for your eligible Card must be kept up to date in your Uber Account. Cards added to your Uber account through a third party such as Apple Pay or PayPal will not be eligible. An eligible American Express Gold Card may receive the Amex Benefit on one Uber account. If the same Card is added to multiple Uber accounts, only the first Uber account to which the Card is added will receive the Amex Benefit. If your American Express Card details change, you will need to make required updates to your Card details in your Uber payment profile before the end of the current month to ensure you remain enrolled in the Amex Benefit. If you do not update your Card details prior to the first day of the following month, you may need to re-enroll to continue to receive your Amex benefit.

 

It may take up to 48 hours for the Amex Benefit to become available in your Uber account after your eligible Card has been added to that account. The Amex Benefit is found within your Uber Cash balance. In order to use the Amex Benefit, Uber Cash must be turned on. If Uber Cash is turned on when you request a ride, Uber Cash will appear above the confirmation button. If Uber Cash does not appear above the confirmation button, tap on the current payment option and turn on Uber Cash. If you do not see the Amex Benefit in your Uber Cash balance within 48 hours from the time you enroll, call the number on the back of your Card for assistance.

 

The Amex Benefit may be applied to all vehicle types with Uber, orders on Uber Eats and to any other services to which Uber permits Uber Cash to be applied. If your Uber Cash balance does not satisfy the cost of your ride or order, the primary payment method on your Uber account will be charged for the difference.

 

The Amex Benefit will not apply to previous Uber transactions and cannot be used when paying with an UberFAMILY profile. New and existing Uber users are eligible. Uber will apply the Amex Benefit at the point of sale and it will be displayed on your emailed receipt. There is no limit to the number of transactions you may apply your Amex Benefit to each month, up to a total of $10 per month.

 

Your monthly Amex Benefit expires at 11:59 PM Hawaii Standard Time on the last day of each calendar month. Unused balance in Uber Cash from your Amex Benefit will not carry over to the following month. Your Amex Benefit will be applied for the month in which the transaction is completed. If a transaction is eligible for another promotion that you have added to your Uber account, the promotion will be applied before your Amex Benefit.

 

Certain other types of balances in Uber Cash may be applied to the cost of your ride or order prior to your Amex Benefit in Uber Cash. For purposes of fulfilling this benefit, American Express will share with Uber certain information about your Card, including the Card type, and updated Card information from time to time. If you do not wish to receive the Amex Benefit, please call the number on the back of your Card. If you do not see the Amex Benefit in your Uber Cash balance by 5:00 PM Hawaii Standard Time on the first day of each calendar month, call the number on the back of your Card for assistance.

 

The Gold Card Membership Rewards

Basic Card Members will earn one point for each dollar charged for an eligible purchase in each billing period on The American Express Gold Card or an Additional Card on their Account. Basic Card Members will earn: 3 additional points (for a total of 4 points) for each dollar of eligible purchases charged at restaurants worldwide (on the first $50,000 of eligible purchases per calendar year beginning on 1/1/2025); 3 additional points (for a total of 4 points) on the first $25,000 of eligible purchases per calendar year at supermarkets located in the U.S. (superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets); 2 additional points (for a total of 3 points) for each dollar of eligible purchases charged on airfare on a scheduled flight charged directly with passenger airlines (charter flights and private jet flights are excluded) and airfare charged directly through amextravel.com; and 1 additional point (for a total of 2 points) for each dollar of eligible purchases charged through amextravel.com for prepaid hotels, prepaid car rentals, or cruise reservations (non-prepaid car rentals, non-prepaid hotels, ticketing services or other fees are excluded). Bonuses you may receive with your Card on other purchase categories or in connection with promotions or offers from American Express may not be combined with this benefit. Basic Card Members may not earn additional points for purchases at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, or event venue), events held within a restaurant, purchases made through third-party food delivery services outside of the U.S., or purchases at bars, nightclubs, cafeterias, caterers, theatre clubs, breweries, bakeries, and meeting venues. Please allow 8-12 weeks after the qualifying purchase is charged to your Card Account for points to be posted to the account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, person to person payments, purchases of gift cards, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for additional points. A purchase with a merchant will not earn additional points if the merchant’s code is not included in an additional points category. Basic Card Members may not receive additional points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an additional points category. For example, Basic Card Members may not receive additional points when: a merchant uses a third-party to sell their products or services; or a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet. Please visit americanexpress.com/rewards-info for more information about rewards.​

 

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