American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
HelpLog In
American Express High Yield Savings

Grow your money with a
High Yield Savings Account

Earn more interest than your average savings account with the convenience you expect from American Express.1
American Express High Yield Savings

Grow your money with a
High Yield Savings Account

Earn more interest than your average savings account with the convenience you expect from American Express.1

Move Money Online³

Transfer funds, set up auto-deposits, and manage your account online.

No Monthly Fees⁴

No fee to open, no minimum deposit, and no monthly fees.

Interest Compounds Daily

And is deposited into your account monthly.

24/7 Customer Support

The reliability and service you expect from American Express.

Apply for an Account in minutes

  1. 1

    Open a Savings Account

    and we’ll verify your identity – you’ll receive a confirmation email when your Account is opened.

  2. 2

    Register your online account

    after you receive your confirmation email.

  3. 3

    Sign in and fund your new Account

    by linking your current bank or mailing a check. Linking your external account can take up to two days.

The Basics of High Yield Savings Accounts

A high yield savings account (HYSA) generally offers higher interest rates than traditional savings accounts. They combine the flexibility of regular deposits and withdrawals with the benefit of earning more on your savings. Learn more about maximizing your savings with an Amex HYSA account. Learn More

A short animation showing how the Amex App combines credit card and checking account features, including account and Membership Reward point balances.
QR code to download the Amex App

Access your Account On the Go

Scan the QR code to download the award-winning
American Express® App on your mobile device.⁷ Seamlessly manage all your personal Amex® Card and Banking accounts on the go.

Let’s start looking ahead.
Your interest earnings are waiting.

Accounts offered by American Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. Learn more at FDIC.gov.

Frequently Asked Questions

Have other questions? Get more answers by reviewing our full list of FAQs.